Last update: Oct 2026

Cost of Living Comparison Between Borculo and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,541 in Borculo, rent and utilities included – about $19,500 less a year. Rent and utilities account for most of the difference.

123

Cost of Living Index in Borculo
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Borculo Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Borculo

🇳🇱 Netherlands

$2,541

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Borculo and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Borculo and in Cebu actually costs, broken down by who's living it.

A single person spends $2,541 per month in Borculo vs $918 in Cebu, rent included.

Borculo $2,541
Cebu $918

A couple spends around $3,758 per month in Borculo vs $1,409 in Cebu, rent included.

Borculo $3,758
Cebu $1,409

A family of three spends $4,974 per month in Borculo vs $1,900 in Cebu, rent included.

Borculo $4,974
Cebu $1,900

Borculo costs about 177% more than Cebu, and outside of rent the biggest gap is in eating out.

Borculo sits 88% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$22.66 €20.15

$3.09 ₱194

633.33%

Three-Course Dinner for Two, Mid-Range

$87.4 €77.7

$24.22 ₱1,525

260.78%

Fast Food Meal (McDonalds, etc)

$13.33 €11.85

$3.92 ₱247

240.05%

Cappuccino

$4.27 €3.80

$2.51 ₱158

70.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 €3.31

$1.59 ₱100

133.96%

Water (0.33 liter bottle)

$3.12 €2.77

$0.53 ₱33.43

488.68%

Local Beer (0.5 liter draught)

$6.12 €5.44

$1.78 ₱112

243.82%

Imported Beer (0.33 liter bottle)

$5.53 €4.92

$2.17 ₱137

154.84%

Milk (1 liter)

$1.35 €1.20

$1.92 ₱121

-29.69%

White Bread (500g)

$2.21 €1.96

$1.36 ₱85.4

62.50%

Rice (white) (1kg)

$2.54 €2.26

$1.01 ₱63.5

151.49%

Eggs

$4.87 €4.33

$2.03 ₱128

139.90%

Local Cheese (1kg)

$13.83 €12.30

$9.86 ₱621

40.26%

Chicken Fillets (1kg)

$14.26 €12.68

$4.39 ₱277

224.83%

Beef Round Steak (1kg)

$16.99 €15.11

$7.60 ₱479

123.55%

Apples (1kg)

$2.65 €2.36

$3.30 ₱208

-19.70%

Banana (1kg)

$2.38 €2.11

$1.39 ₱87.8

71.22%

Oranges (1kg)

$1.97 €1.75

$2.33 ₱147

-15.45%

Tomato (1kg)

$4.22 €3.76

$1.50 ₱94.3

181.33%

Potato (1kg)

$1.80 €1.60

$2.36 ₱149

-23.73%

Onion (1kg)

$1.91 €1.70

$1.90 ₱119

0.53%

Lettuce (1 head)

$1.27 €1.13

$1.19 ₱74.9

6.72%

Water (1.5 liter bottle)

$0.91 €0.81

$0.63 ₱39.71

44.44%

Cigarettes 20 Pack (Marlboro, Camel)

$13.68 €12.17

$3.00 ₱189

356.00%

Wine (Bottle)

$7.08 €6.30

$6.03 ₱379

17.41%

Local Beer (0.5 liter bottle)

$1.43 €1.27

$1.23 ₱77.7

16.26%

Imported Beer (0.33 liter bottle)

$2.58 €2.29

$1.75 ₱110

47.43%

One-way Ticket (Public Transport)

$3.38 €3.00

$0.25 ₱15.86

1252.00%

Public Transport Monthly Pass (Regular Price)

$89.7 €79.7

$12.64 ₱796

609.26%

Taxi Start (Normal Tariff)

$4.13 €3.68

$0.77 ₱48.62

436.36%

Taxi (Normal Tariff) (1km)

$2.77 €2.46

$0.23 ₱14.53

1104.35%

Taxi 1hour Waiting (Normal Tariff)

$29.21 €25.99

$4.46 ₱281

554.93%

Gasoline (1 liter)

$2.39 €2.13

$1.31 ₱82.8

82.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.6K €36.1K

$21.2K ₱1.3M

90.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.5K €35.2K

$19.1K ₱1.2M

106.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$261 €232

$120 ₱7,569

116.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.76 €20.24

$14.00 ₱882

62.57%

Internet (50+ Mbps, Unlimited Data)

$49.53 €44.06

$27.54 ₱1,734

79.85%

Gym Membership (Monthly)

$40.84 €36.33

$32.33 ₱2,035

26.32%

Tennis Court (1 Hour on Weekend)

$23.39 €20.81

$6.65 ₱419

251.73%

Cinema Ticket

$15.33 €13.64

$5.65 ₱356

171.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,947 €1,732

$275 ₱17.3K

607.26%

International Primary School, 1 Child (Yearly)

$8,183 €7,278

$7,918 ₱498.5K

3.34%

Jeans (Levis 501 Or Similar)

$95.2 €84.7

$49.33 ₱3,106

92.97%

Summer Dress (H&M, Zara, etc)

$43.80 €38.96

$25.24 ₱1,589

73.53%

Sport Shoes (Adidas, Nike)

$104 €92.7

$77.0 ₱4,846

35.34%

Men's Leather Business Shoes

$138 €123

$57.2 ₱3,601

141.56%

1-bedroom Apartment, City Center (Monthly)

$1,386 €1,233

$500 ₱31.5K

177.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,166 €1,037

$309 ₱19.4K

277.49%

3-bedroom Apartment, City Center (Monthly)

$2,372 €2,110

$1,078 ₱67.9K

120.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,895 €1,686

$615 ₱38.7K

208.05%

Buy Apartment in City Center (m2)

$5,305 €4,719

$2,886 ₱181.7K

83.82%

Buy Apartment Outside City Center (m2)

$4,451 €3,959

$1,917 ₱120.7K

132.22%

Average Monthly Net Salary (After Tax)

$3,368 €2,996

$346 ₱21.8K

873.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.82

7.2

-46.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Borculo: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Borculo

$1.2K 45.9%

Cebu

$309 33.6% 73.5% $857

Eating Out

Borculo

$341 13.4%

Cebu

$88 9.6% 74.2% $253

Groceries & Markets

Borculo

$337 13.3%

Cebu

$206 22.4% 38.9% $131

Monthly Utilities & Internet

Borculo

$333 13.1%

Cebu

$162 17.6% 51.4% $171

Clothing & Footwear

Borculo

$172 6.8%

Cebu

$94 10.2% 45.3% $78

Getting Around

Borculo

$121 4.8%

Cebu

$16 1.7% 87.1% $106

Sport & Entertainment

Borculo

$72 2.8%

Cebu

$44 4.8% 39% $28

Cost Breakdown

A central one-bedroom costs $1,386 in Borculo versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 874% higher in Borculo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $87.0 in Borculo versus $24.00 in Cebu. Monthly groceries follow the same trend: $337 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇳🇱 Borculo

🇵🇭 Cebu

🕒 Local time

09:06 9:06 AM

15:06 3:06 PM

6 h ahead of Borculo

🌤 Weather

👥 Population

10,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Borculo Cebu 10,880 km ≈ 14 h nonstop flight

From you

Borculo
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Borculo vs Cebu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,541 in Borculo, $918 in Cebu – roughly 177% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,812 per month in Borculo and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 609% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,947 per month in Borculo and $275 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Borculo at $2,541. In Cebu it covers expenses comfortably, while in Borculo it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $2,541 in Borculo. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Borculo makes more sense. Both are solid long-term options with distinct trade-offs.