Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bijapur

For one person, living is cheaper in Bijapur: $335 a month against $918 in Cebu, rent and utilities included – about $7,000 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
16

Cost of Living Index in Bijapur
Learn more

Bijapur Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bijapur

🇮🇳 India

$335

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bijapur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bijapur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $335 in Bijapur.

Cebu $918
Bijapur $335

Estimated couple costs with rent: $1,409 in Cebu versus $537 in Bijapur.

Cebu $1,409
Bijapur $537

Monthly costs for a family of three with rent: $1,900 in Cebu versus $738 in Bijapur.

Cebu $1,900
Bijapur $738

Living in Cebu is roughly 174% more expensive than in Bijapur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Bijapur 75% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.55 ₹243

21.18%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$10.40 ₹988

132.88%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$1.24 ₹118

216.13%

Cappuccino

$2.51 ₱158

$2.25 ₹214

11.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.27 ₹25.67

488.89%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.16 ₹15.26

231.25%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.75 ₹70.8

137.33%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.45 ₹423

-51.24%

Milk (1 liter)

$1.92 ₱121

$0.45 ₹42.72

326.67%

White Bread (500g)

$1.36 ₱85.4

$0.25 ₹23.61

444.00%

Rice (white) (1kg)

$1.01 ₱63.5

$0.59 ₹55.6

71.19%

Eggs

$2.03 ₱128

$0.86 ₹82.1

136.05%

Local Cheese (1kg)

$9.86 ₱621

$2.07 ₹197

376.33%

Chicken Fillets (1kg)

$4.39 ₱277

$2.03 ₹193

116.26%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$2.38 ₹226

38.66%

Banana (1kg)

$1.39 ₱87.8

$0.67 ₹63.4

107.46%

Oranges (1kg)

$2.33 ₱147

$1.16 ₹110

100.86%

Tomato (1kg)

$1.50 ₱94.3

$0.43 ₹40.70

248.84%

Potato (1kg)

$2.36 ₱149

$0.32 ₹30.83

637.50%

Onion (1kg)

$1.90 ₱119

$0.30 ₹28.05

533.33%

Lettuce (1 head)

$1.19 ₱74.9

$0.51 ₹48.77

133.33%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.27 ₹25.81

133.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.77 ₹263

8.30%

Wine (Bottle)

$6.03 ₱379

$8.15 ₹774

-26.01%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.50 ₹47.26

146.00%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.24 ₹118

41.13%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$1.86 ₹176

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.27 ₹25.21

-7.41%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$8.54 ₹811

48.01%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.98 ₹93.0

-21.43%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.54 ₹51.6

-57.41%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.18 ₹112

277.97%

Gasoline (1 liter)

$1.31 ₱82.8

$1.13 ₹108

15.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$14.9K ₹1.4M

42.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.9K ₹2.2M

-16.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$35.04 ₹3,327

243.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$4.07 ₹387

243.98%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$7.96 ₹756

245.98%

Gym Membership (Monthly)

$32.33 ₱2,035

$13.96 ₹1,326

131.59%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$6.67 ₹633

-0.30%

Cinema Ticket

$5.65 ₱356

$3.23 ₹307

74.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$107 ₹10.1K

158.39%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,835 ₹269.2K

179.32%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$8.44 ₹802

484.48%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$10.52 ₹999

139.92%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$26.06 ₹2,475

195.32%

Men's Leather Business Shoes

$57.2 ₱3,601

$15.51 ₹1,472

268.79%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$109 ₹10.4K

357.81%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$81.5 ₹7,740

278.87%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$281 ₹26.6K

284.09%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$193 ₹18.3K

219.53%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,089 ₹103.4K

164.96%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$469 ₹44.6K

308.44%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$168 ₹15.9K

106.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.46

-14.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bijapur: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bijapur

$82 24.3% 73.6% $227

Groceries & Markets

Cebu

$206 22.4%

Bijapur

$80 23.9% 61.1% $126

Monthly Utilities & Internet

Cebu

$162 17.6%

Bijapur

$47 14.1% 70.9% $115

Clothing & Footwear

Cebu

$94 10.2%

Bijapur

$27 8.1% 71% $67

Eating Out

Cebu

$88 9.6%

Bijapur

$66 19.6% 25.7% $23

Sport & Entertainment

Cebu

$44 4.8%

Bijapur

$20 6.1% 53.2% $23

Getting Around

Cebu

$16 1.7%

Bijapur

$13 4% 14.6% $2.3

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $109 in Bijapur. Housing cost is often the main lever when comparing two cities.

Cebu pays 106% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $10.00 in Bijapur for a mid-range dinner for two. Groceries echo the gap at $206 vs $80.0 per month, with Bijapur cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Bijapur

🕒 Local time

17:00 5:00 PM

14:30 2:30 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

330,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Bijapur 4,720 km ≈ 6 h nonstop flight

From you

Cebu
Bijapur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bijapur: Cost of Living - Frequently Asked Questions

Bijapur is cheaper overall, especially in groceries, clothing, and eating out. The 174% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 106% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $109 in Bijapur. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bijapur runs roughly 48% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $275 in Cebu versus $107 in Bijapur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,000 a month, though Bijapur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Bijapur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Bijapur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bijapur gentler on the wallet – expenses run 174% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.