Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bhuj

For one person, living is cheaper in Bhuj: $355 a month against $918 in Cebu, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
17

Cost of Living Index in Bhuj
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Bhuj Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bhuj

🇮🇳 India

$355

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bhuj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bhuj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $355 in Bhuj.

Cebu $918
Bhuj $355

Estimated couple costs with rent: $1,409 in Cebu versus $603 in Bhuj.

Cebu $1,409
Bhuj $603

Monthly costs for a family of three with rent: $1,900 in Cebu versus $851 in Bhuj.

Cebu $1,900
Bhuj $851

Living in Cebu is roughly 158% more expensive than in Bhuj, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Bhuj 74% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.85 ₹176

67.03%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$6.66 ₹632

263.66%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.11 ₹295

26.05%

Cappuccino

$2.51 ₱158

$1.60 ₹152

56.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.30 ₹28.10

430.00%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.18 ₹17.38

194.44%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.76 ₹167

1.14%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.01 ₹286

-27.91%

Milk (1 liter)

$1.92 ₱121

$0.65 ₹61.9

195.38%

White Bread (500g)

$1.36 ₱85.4

$0.43 ₹41.20

216.28%

Rice (white) (1kg)

$1.01 ₱63.5

$0.74 ₹70.0

36.49%

Eggs

$2.03 ₱128

$1.07 ₹102

89.72%

Local Cheese (1kg)

$9.86 ₱621

$5.43 ₹516

81.58%

Chicken Fillets (1kg)

$4.39 ₱277

$2.64 ₹251

66.29%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$2.45 ₹233

34.69%

Banana (1kg)

$1.39 ₱87.8

$0.67 ₹63.6

107.46%

Oranges (1kg)

$2.33 ₱147

$0.90 ₹85.3

158.89%

Tomato (1kg)

$1.50 ₱94.3

$0.58 ₹55.1

158.62%

Potato (1kg)

$2.36 ₱149

$0.33 ₹31.12

615.15%

Onion (1kg)

$1.90 ₱119

$0.58 ₹55.2

227.59%

Lettuce (1 head)

$1.19 ₱74.9

$0.46 ₹43.80

158.70%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.32 ₹30.65

96.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.14 ₹393

-27.54%

Wine (Bottle)

$6.03 ₱379

$7.42 ₹705

-18.73%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.99 ₹189

-38.19%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.61 ₹248

-32.95%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.00 ₹474

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.23 ₹21.99

8.70%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$6.60 ₹627

91.52%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.72 ₹68.1

6.94%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.27 ₹25.96

-14.81%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.79 ₹170

149.16%

Gasoline (1 liter)

$1.31 ₱82.8

$1.09 ₹103

20.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$11.0K ₹1.0M

93.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$17.7K ₹1.7M

8.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$35.38 ₹3,360

239.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.35 ₹318

317.91%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$6.61 ₹627

316.64%

Gym Membership (Monthly)

$32.33 ₱2,035

$13.94 ₹1,324

131.92%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$6.54 ₹621

1.68%

Cinema Ticket

$5.65 ₱356

$2.66 ₹252

112.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$46.28 ₹4,394

494.88%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,200 ₹114.0K

559.58%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$21.06 ₹2,000

134.24%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$26.78 ₹2,543

-5.75%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$43.33 ₹4,114

77.61%

Men's Leather Business Shoes

$57.2 ₱3,601

$26.38 ₹2,505

116.83%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$76.0 ₹7,214

557.52%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$59.6 ₹5,659

418.24%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$189 ₹18.0K

469.89%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$236 ₹22.4K

160.25%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$972 ₹92.3K

196.77%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$517 ₹49.1K

270.61%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$592 ₹56.2K

-41.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.86

-18.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bhuj: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bhuj

$60 16.8% 80.7% $249

Groceries & Markets

Cebu

$206 22.4%

Bhuj

$108 30.5% 47.4% $98

Monthly Utilities & Internet

Cebu

$162 17.6%

Bhuj

$45 12.8% 72% $116

Clothing & Footwear

Cebu

$94 10.2%

Bhuj

$53 14.9% 43.7% $41

Eating Out

Cebu

$88 9.6%

Bhuj

$60 16.9% 31.8% $28

Sport & Entertainment

Cebu

$44 4.8%

Bhuj

$19 5.4% 55.8% $24

Getting Around

Cebu

$16 1.7%

Bhuj

$9.6 2.7% 38.3% $6

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $76.0 in Bhuj. Housing cost is often the main lever when comparing two cities.

Bhuj pays 71% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $7.00 in Bhuj for a mid-range dinner for two. Groceries echo the gap at $206 vs $108 per month, with Bhuj cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Bhuj

🕒 Local time

22:52 10:52 PM

20:22 8:22 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

143,200

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Bhuj 5,920 km ≈ 8 h nonstop flight

From you

Cebu
Bhuj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bhuj: Cost of Living - Frequently Asked Questions

Cebu and Bhuj differ by about 158% in total monthly costs ($918 vs $355 including rent). Bhuj is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 71% lower in Bhuj. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $76.0 in Bhuj. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $355 in Bhuj – a 158% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Bhuj runs roughly 92% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Bhuj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Bhuj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bhuj gentler on the wallet – expenses run 158% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.