Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bhavnagar

For one person, living is cheaper in Bhavnagar: $326 a month against $918 in Cebu, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
16

Cost of Living Index in Bhavnagar
Learn more

Bhavnagar Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bhavnagar

🇮🇳 India

$326

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bhavnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bhavnagar actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $326 in Bhavnagar, rent included.

Cebu $918
Bhavnagar $326

A couple spends around $1,409 per month in Cebu vs $508 in Bhavnagar, rent included.

Cebu $1,409
Bhavnagar $508

A family of three spends $1,900 per month in Cebu vs $690 in Bhavnagar, rent included.

Cebu $1,900
Bhavnagar $690

Cebu costs about 182% more than Bhavnagar, and outside of rent the biggest gap is in groceries.

Both Cebu and Bhavnagar are more affordable than the global median – Cebu 32% lower, Bhavnagar 76% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.56 ₹148

98.08%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$8.24 ₹782

193.93%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.11 ₹295

26.05%

Cappuccino

$2.51 ₱158

$1.34 ₹128

87.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.39 ₹36.64

307.69%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.14 ₹12.84

278.57%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.20 ₹209

-19.09%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.44 ₹231

-11.07%

Milk (1 liter)

$1.92 ₱121

$0.58 ₹55.2

231.03%

White Bread (500g)

$1.36 ₱85.4

$0.41 ₹38.67

231.71%

Rice (white) (1kg)

$1.01 ₱63.5

$0.53 ₹50.4

90.57%

Eggs

$2.03 ₱128

$0.90 ₹85.7

125.56%

Local Cheese (1kg)

$9.86 ₱621

$4.43 ₹421

122.57%

Chicken Fillets (1kg)

$4.39 ₱277

$2.72 ₹258

61.40%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.68 ₹159

96.43%

Banana (1kg)

$1.39 ₱87.8

$0.62 ₹58.6

124.19%

Oranges (1kg)

$2.33 ₱147

$0.80 ₹76.3

191.25%

Tomato (1kg)

$1.50 ₱94.3

$0.49 ₹46.64

206.12%

Potato (1kg)

$2.36 ₱149

$0.37 ₹35.60

537.84%

Onion (1kg)

$1.90 ₱119

$0.40 ₹38.14

375.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.46 ₹43.58

158.70%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.27 ₹25.72

133.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.93 ₹468

-39.15%

Wine (Bottle)

$6.03 ₱379

$7.63 ₹724

-20.97%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.82 ₹173

-32.42%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.65 ₹251

-33.96%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.98 ₹473

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.30 ₹28.45

-16.67%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$5.74 ₹545

120.21%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.50 ₹47.43

54.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.21 ₹19.81

9.52%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.03 ₹98.2

333.01%

Gasoline (1 liter)

$1.31 ₱82.8

$1.06 ₹100

23.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$11.7K ₹1.1M

82.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$17.9K ₹1.7M

6.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$31.37 ₹2,979

283.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.50 ₹332

300.00%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$6.07 ₹577

353.71%

Gym Membership (Monthly)

$32.33 ₱2,035

$9.99 ₹948

223.62%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$2.12 ₹201

213.68%

Cinema Ticket

$5.65 ₱356

$2.54 ₹241

122.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$31.79 ₹3,019

766.03%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$837 ₹79.4K

846.50%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$22.62 ₹2,148

118.08%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$24.14 ₹2,293

4.56%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$40.66 ₹3,861

89.28%

Men's Leather Business Shoes

$57.2 ₱3,601

$27.37 ₹2,599

108.99%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$105 ₹9,962

376.14%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$57.1 ₹5,419

441.12%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$207 ₹19.7K

419.69%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$128 ₹12.1K

382.45%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$764 ₹72.6K

277.70%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$303 ₹28.7K

533.45%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$243 ₹23.1K

42.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.91

-19.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bhavnagar: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bhavnagar

$57 17.5% 81.5% $252

Groceries & Markets

Cebu

$206 22.4%

Bhavnagar

$97 29.7% 52.9% $109

Monthly Utilities & Internet

Cebu

$162 17.6%

Bhavnagar

$41 12.6% 74.7% $121

Clothing & Footwear

Cebu

$94 10.2%

Bhavnagar

$52 15.9% 45% $42

Eating Out

Cebu

$88 9.6%

Bhavnagar

$56 17.1% 36.7% $32

Sport & Entertainment

Cebu

$44 4.8%

Bhavnagar

$15 4.6% 65.5% $29

Getting Around

Cebu

$16 1.7%

Bhavnagar

$8.5 2.6% 45.5% $7.1

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $105 in Bhavnagar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Cebu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $8.00 in Bhavnagar. Monthly groceries follow the same trend: $206 vs $97.0 – making Bhavnagar the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇮🇳 Bhavnagar

🕒 Local time

02:38 2:38 AM

00:08 12:08 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

593,768

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Bhavnagar 5,650 km ≈ 8 h nonstop flight

From you

Cebu
Bhavnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bhavnagar: Cost of Living - Frequently Asked Questions

Yes – Cebu is pricier by about 182%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,377 per month in Cebu and $489 in Bhavnagar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhavnagar, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $918 in Cebu and $326 in Bhavnagar. That's a gap of about 182%.

Public transport costs about 120% less in Bhavnagar. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 covers both cities comfortably – all-in costs are $918 in Cebu and $326 in Bhavnagar, leaving budget for savings and extras in both cases.

Families tend to lean toward Bhavnagar – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bhavnagar. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.