Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bhagalpur

For one person, living is cheaper in Bhagalpur: $278 a month against $918 in Cebu, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
14

Cost of Living Index in Bhagalpur
Learn more

Bhagalpur Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bhagalpur

🇮🇳 India

$278

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bhagalpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bhagalpur actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $278 in Bhagalpur, rent included.

Cebu $918
Bhagalpur $278

A couple spends around $1,409 per month in Cebu vs $453 in Bhagalpur, rent included.

Cebu $1,409
Bhagalpur $453

A family of three spends $1,900 per month in Cebu vs $628 in Bhagalpur, rent included.

Cebu $1,900
Bhagalpur $628

Cebu costs about 230% more than Bhagalpur, and outside of rent the biggest gap is in groceries.

Both Cebu and Bhagalpur are more affordable than the global median – Cebu 32% lower, Bhagalpur 79% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.12 ₹201

45.75%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,524

$9.20 ₹874

163.26%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$2.64 ₹250

48.48%

Cappuccino

$2.51 ₱158

$1.36 ₹129

84.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.38 ₹36.32

318.42%

Water (0.33 liter bottle)

$0.53 ₱33.42

$0.16 ₹14.74

231.25%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.54 ₹147

15.58%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.12 ₹296

-30.45%

Milk (1 liter)

$1.92 ₱121

$0.59 ₹56.3

225.42%

White Bread (500g)

$1.36 ₱85.4

$0.40 ₹37.89

240.00%

Rice (white) (1kg)

$1.01 ₱63.5

$0.48 ₹45.34

110.42%

Eggs

$2.03 ₱128

$0.88 ₹84.0

130.68%

Local Cheese (1kg)

$9.86 ₱621

$4.27 ₹405

130.91%

Chicken Fillets (1kg)

$4.39 ₱276

$2.24 ₹213

95.98%

Beef Round Steak (1kg)

$7.60 ₱478

Apples (1kg)

$3.30 ₱208

$1.34 ₹128

146.27%

Banana (1kg)

$1.39 ₱87.7

$0.47 ₹44.71

195.74%

Oranges (1kg)

$2.33 ₱147

$1.05 ₹99.3

121.90%

Tomato (1kg)

$1.50 ₱94.2

$0.45 ₹42.26

233.33%

Potato (1kg)

$2.36 ₱149

$0.33 ₹31.24

615.15%

Onion (1kg)

$1.90 ₱119

$0.36 ₹34.15

427.78%

Lettuce (1 head)

$1.19 ₱74.9

$0.30 ₹28.58

296.67%

Water (1.5 liter bottle)

$0.63 ₱39.69

$0.29 ₹27.88

117.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.97 ₹472

-39.64%

Wine (Bottle)

$6.03 ₱379

$6.09 ₹579

-0.99%

Local Beer (0.5 liter bottle)

$1.23 ₱77.6

$1.42 ₹134

-13.38%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.12 ₹201

-17.45%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.75 ₹641

One-way Ticket (Public Transport)

$0.25 ₱15.85

$0.22 ₹20.89

13.64%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱795

$4.78 ₹454

164.44%

Taxi Start (Normal Tariff)

$0.77 ₱48.59

$1.32 ₹125

-41.67%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.52

$0.21 ₹19.63

9.52%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱280

$1.84 ₹175

142.39%

Gasoline (1 liter)

$1.31 ₱82.8

$1.11 ₹106

18.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$16.8K ₹1.6M

26.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.0K ₹2.1M

-13.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,566

$20.70 ₹1,965

480.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱881

$2.74 ₹260

410.95%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,733

$6.51 ₹618

323.04%

Gym Membership (Monthly)

$32.33 ₱2,034

$12.69 ₹1,205

154.77%

Tennis Court (1 Hour on Weekend)

$6.65 ₱418

$4.07 ₹387

63.39%

Cinema Ticket

$5.65 ₱355

$2.12 ₹201

166.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$28.37 ₹2,694

870.43%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.3K

$2,005 ₹190.4K

294.92%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,105

$20.60 ₹1,956

139.47%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$13.91 ₹1,321

81.45%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,844

$38.41 ₹3,647

100.36%

Men's Leather Business Shoes

$57.2 ₱3,600

$25.18 ₹2,391

127.16%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.4K

$52.5 ₹4,982

852.19%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$36.35 ₹3,452

749.57%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.8K

$138 ₹13.1K

681.38%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$101 ₹9,628

506.79%

Buy Apartment in City Center (m2)

$2,886 ₱181.6K

$1,312 ₹124.6K

119.96%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.6K

$858 ₹81.5K

123.42%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$276 ₹26.2K

25.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bhagalpur: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bhagalpur

$36 13.1% 88.2% $272

Groceries & Markets

Cebu

$206 22.4%

Bhagalpur

$85 30.7% 58.6% $121

Monthly Utilities & Internet

Cebu

$162 17.6%

Bhagalpur

$30 10.8% 81.5% $132

Clothing & Footwear

Cebu

$94 10.2%

Bhagalpur

$44 15.9% 53% $50

Eating Out

Cebu

$88 9.6%

Bhagalpur

$57 20.6% 35.1% $31

Sport & Entertainment

Cebu

$44 4.8%

Bhagalpur

$17 6.1% 61.2% $27

Getting Around

Cebu

$16 1.7%

Bhagalpur

$8 2.9% 48.6% $7.6

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $52.5 in Bhagalpur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Cebu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $9.00 in Bhagalpur. Monthly groceries follow the same trend: $206 vs $85.0 – making Bhagalpur the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇮🇳 Bhagalpur

🕒 Local time

03:28 3:28 AM

00:58 12:58 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

410,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.39 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 62.93 PHP (100 PHP = 1.59 USD). 1 EUR = 70.59 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 16, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.39 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Bhagalpur 4,230 km ≈ 6 h nonstop flight

From you

Cebu
Bhagalpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bhagalpur: Cost of Living - Frequently Asked Questions

Yes – Cebu is pricier by about 230%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,377 per month in Cebu and $417 in Bhagalpur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhagalpur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $24.00 in Cebu and $9.00 in Bhagalpur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $918 in Cebu and $278 in Bhagalpur. That's a gap of about 230%.

$1,000 covers both cities comfortably – all-in costs are $918 in Cebu and $278 in Bhagalpur, leaving budget for savings and extras in both cases.

Families tend to lean toward Bhagalpur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bhagalpur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.