Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bergen op Zoom

For one person, living is cheaper in Cebu: $918 a month against $2,413 in Bergen op Zoom, rent and utilities included – about $17,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
117

Cost of Living Index in Bergen op Zoom
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Bergen op Zoom Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bergen op Zoom

🇳🇱 Netherlands

$2,413

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bergen op Zoom

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bergen op Zoom actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,413 in Bergen op Zoom.

Cebu $918
Bergen op Zoom $2,413

Estimated couple costs with rent: $1,409 in Cebu versus $3,420 in Bergen op Zoom.

Cebu $1,409
Bergen op Zoom $3,420

Monthly costs for a family of three with rent: $1,900 in Cebu versus $4,426 in Bergen op Zoom.

Cebu $1,900
Bergen op Zoom $4,426

Living in Cebu costs roughly 62% less than in Bergen op Zoom, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Bergen op Zoom is 79% above.

Meal at Budget Restaurant

$3.09 ₱194

$22.57 €20.07

-86.31%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$94.9 €84.4

-74.47%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$13.36 €11.88

-70.66%

Cappuccino

$2.51 ₱158

$4.04 €3.59

-37.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.86 €3.44

-58.81%

Water (0.33 liter bottle)

$0.53 ₱33.43

$3.02 €2.69

-82.45%

Local Beer (0.5 liter draught)

$1.78 ₱112

$6.10 €5.42

-70.82%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.55 €4.94

-60.90%

Milk (1 liter)

$1.92 ₱121

$1.39 €1.23

38.13%

White Bread (500g)

$1.36 ₱85.4

$2.10 €1.87

-35.24%

Rice (white) (1kg)

$1.01 ₱63.5

$2.19 €1.95

-53.88%

Eggs

$2.03 ₱128

$3.04 €2.70

-33.22%

Local Cheese (1kg)

$9.86 ₱621

$16.09 €14.31

-38.72%

Chicken Fillets (1kg)

$4.39 ₱277

$12.35 €10.99

-64.45%

Beef Round Steak (1kg)

$7.60 ₱479

$17.69 €15.74

-57.04%

Apples (1kg)

$3.30 ₱208

$2.75 €2.44

20.00%

Banana (1kg)

$1.39 ₱87.8

$2.36 €2.10

-41.10%

Oranges (1kg)

$2.33 ₱147

$1.93 €1.71

20.73%

Tomato (1kg)

$1.50 ₱94.3

$3.32 €2.96

-54.82%

Potato (1kg)

$2.36 ₱149

$2.03 €1.81

16.26%

Onion (1kg)

$1.90 ₱119

$2.28 €2.03

-16.67%

Lettuce (1 head)

$1.19 ₱74.9

$1.28 €1.14

-7.03%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.74 €0.65

-14.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$14.18 €12.61

-78.84%

Wine (Bottle)

$6.03 ₱379

$6.84 €6.08

-11.84%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.49 €1.32

-17.45%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.62 €2.33

-33.21%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$3.38 €3.01

-92.60%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$87.7 €78.0

-85.58%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.99 €3.55

-80.70%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.00 €2.67

-92.33%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$28.91 €25.72

-84.57%

Gasoline (1 liter)

$1.31 ₱82.8

$2.06 €1.83

-36.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$40.5K €36.0K

-47.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$37.8K €33.6K

-49.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$174 €155

-31.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.49 €9.33

33.46%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$41.30 €36.74

-33.32%

Gym Membership (Monthly)

$32.33 ₱2,035

$28.41 €25.27

13.80%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$24.10 €21.43

-72.41%

Cinema Ticket

$5.65 ₱356

$12.92 €11.49

-56.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,574 €1,400

-82.51%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$6,575 €5,848

20.43%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$85.3 €75.9

-42.18%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$49.61 €44.13

-49.12%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$92.1 €82.0

-16.47%

Men's Leather Business Shoes

$57.2 ₱3,601

$148 €132

-61.41%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,296 €1,152

-61.44%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,184 €1,053

-73.91%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,811 €1,611

-40.49%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,515 €1,348

-59.39%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$5,373 €4,779

-46.28%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$4,317 €3,840

-55.60%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$3,263 €2,903

-89.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.89

85.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bergen op Zoom: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bergen op Zoom

$1.2K 49% 283% $875

Groceries & Markets

Cebu

$206 22.4%

Bergen op Zoom

$322 13.4% 56.5% $116

Monthly Utilities & Internet

Cebu

$162 17.6%

Bergen op Zoom

$226 9.4% 39.8% $64

Clothing & Footwear

Cebu

$94 10.2%

Bergen op Zoom

$169 7% 79.8% $75

Eating Out

Cebu

$88 9.6%

Bergen op Zoom

$338 14% 283% $250

Sport & Entertainment

Cebu

$44 4.8%

Bergen op Zoom

$54 2.3% 24.4% $11

Getting Around

Cebu

$16 1.7%

Bergen op Zoom

$120 5% 672% $105

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,296 in Bergen op Zoom. Housing cost is often the main lever when comparing two cities.

Bergen op Zoom pays 843% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $95.0 in Bergen op Zoom for a mid-range dinner for two. Groceries echo the gap at $206 vs $322 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇱 Bergen op Zoom

🕒 Local time

09:08 9:08 AM

03:08 3:08 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

51,834

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Bergen op Zoom 11,050 km ≈ 14 h nonstop flight

From you

Cebu
Bergen op Zoom

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bergen op Zoom: Cost of Living - Frequently Asked Questions

Cebu wins on cost – living expenses run 163% lower than in Bergen op Zoom. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.

On paper, salaries run 843% lower in Bergen op Zoom. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,296 in Bergen op Zoom. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $2,413 in Bergen op Zoom – a 163% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 594% less than in Bergen op Zoom. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,413 in Bergen op Zoom, a $1,500 budget is realistic in Cebu but tight or insufficient in Bergen op Zoom. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $918 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.

Safety-wise, Cebu and Bergen op Zoom are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 163% less than in Bergen op Zoom. Beyond cost, consider language, visa policies, and how big the international community is in each city.