Last update: Oct 2026

Cost of Living Comparison Between Bergen op Zoom and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,413 in Bergen op Zoom, rent and utilities included – about $17,900 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Bergen op Zoom
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Bergen op Zoom Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Bergen op Zoom

🇳🇱 Netherlands

$2,413

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Bergen op Zoom and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bergen op Zoom and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,413 in Bergen op Zoom versus $918 in Cebu.

Bergen op Zoom $2,413
Cebu $918

Estimated couple costs with rent: $3,420 in Bergen op Zoom versus $1,409 in Cebu.

Bergen op Zoom $3,420
Cebu $1,409

Monthly costs for a family of three with rent: $4,426 in Bergen op Zoom versus $1,900 in Cebu.

Bergen op Zoom $4,426
Cebu $1,900

Living in Bergen op Zoom is roughly 163% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Bergen op Zoom is 79% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.57 €20.07

$3.09 ₱194

630.42%

Three-Course Dinner for Two, Mid-Range

$94.9 €84.4

$24.22 ₱1,525

291.66%

Fast Food Meal (McDonalds, etc)

$13.36 €11.88

$3.92 ₱247

240.82%

Cappuccino

$4.04 €3.59

$2.51 ₱158

60.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 €3.44

$1.59 ₱100

142.77%

Water (0.33 liter bottle)

$3.02 €2.69

$0.53 ₱33.43

469.81%

Local Beer (0.5 liter draught)

$6.10 €5.42

$1.78 ₱112

242.70%

Imported Beer (0.33 liter bottle)

$5.55 €4.94

$2.17 ₱137

155.76%

Milk (1 liter)

$1.39 €1.23

$1.92 ₱121

-27.60%

White Bread (500g)

$2.10 €1.87

$1.36 ₱85.4

54.41%

Rice (white) (1kg)

$2.19 €1.95

$1.01 ₱63.5

116.83%

Eggs

$3.04 €2.70

$2.03 ₱128

49.75%

Local Cheese (1kg)

$16.09 €14.31

$9.86 ₱621

63.18%

Chicken Fillets (1kg)

$12.35 €10.99

$4.39 ₱277

181.32%

Beef Round Steak (1kg)

$17.69 €15.74

$7.60 ₱479

132.76%

Apples (1kg)

$2.75 €2.44

$3.30 ₱208

-16.67%

Banana (1kg)

$2.36 €2.10

$1.39 ₱87.8

69.78%

Oranges (1kg)

$1.93 €1.71

$2.33 ₱147

-17.17%

Tomato (1kg)

$3.32 €2.96

$1.50 ₱94.3

121.33%

Potato (1kg)

$2.03 €1.81

$2.36 ₱149

-13.98%

Onion (1kg)

$2.28 €2.03

$1.90 ₱119

20.00%

Lettuce (1 head)

$1.28 €1.14

$1.19 ₱74.9

7.56%

Water (1.5 liter bottle)

$0.74 €0.65

$0.63 ₱39.71

17.46%

Cigarettes 20 Pack (Marlboro, Camel)

$14.18 €12.61

$3.00 ₱189

372.67%

Wine (Bottle)

$6.84 €6.08

$6.03 ₱379

13.43%

Local Beer (0.5 liter bottle)

$1.49 €1.32

$1.23 ₱77.7

21.14%

Imported Beer (0.33 liter bottle)

$2.62 €2.33

$1.75 ₱110

49.71%

One-way Ticket (Public Transport)

$3.38 €3.01

$0.25 ₱15.86

1252.00%

Public Transport Monthly Pass (Regular Price)

$87.7 €78.0

$12.64 ₱796

593.67%

Taxi Start (Normal Tariff)

$3.99 €3.55

$0.77 ₱48.62

418.18%

Taxi (Normal Tariff) (1km)

$3.00 €2.67

$0.23 ₱14.53

1204.35%

Taxi 1hour Waiting (Normal Tariff)

$28.91 €25.72

$4.46 ₱281

548.21%

Gasoline (1 liter)

$2.06 €1.83

$1.31 ₱82.8

57.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.5K €36.0K

$21.2K ₱1.3M

90.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K €33.6K

$19.1K ₱1.2M

97.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 €155

$120 ₱7,569

45.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.49 €9.33

$14.00 ₱882

-25.07%

Internet (50+ Mbps, Unlimited Data)

$41.30 €36.74

$27.54 ₱1,734

49.96%

Gym Membership (Monthly)

$28.41 €25.27

$32.33 ₱2,035

-12.12%

Tennis Court (1 Hour on Weekend)

$24.10 €21.43

$6.65 ₱419

262.41%

Cinema Ticket

$12.92 €11.49

$5.65 ₱356

128.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,574 €1,400

$275 ₱17.3K

471.78%

International Primary School, 1 Child (Yearly)

$6,575 €5,848

$7,918 ₱498.5K

-16.97%

Jeans (Levis 501 Or Similar)

$85.3 €75.9

$49.33 ₱3,106

72.94%

Summer Dress (H&M, Zara, etc)

$49.61 €44.13

$25.24 ₱1,589

96.55%

Sport Shoes (Adidas, Nike)

$92.1 €82.0

$77.0 ₱4,846

19.71%

Men's Leather Business Shoes

$148 €132

$57.2 ₱3,601

159.14%

1-bedroom Apartment, City Center (Monthly)

$1,296 €1,152

$500 ₱31.5K

159.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,184 €1,053

$309 ₱19.4K

283.28%

3-bedroom Apartment, City Center (Monthly)

$1,811 €1,611

$1,078 ₱67.9K

68.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,515 €1,348

$615 ₱38.7K

146.25%

Buy Apartment in City Center (m2)

$5,373 €4,779

$2,886 ₱181.7K

86.16%

Buy Apartment Outside City Center (m2)

$4,317 €3,840

$1,917 ₱120.7K

125.22%

Average Monthly Net Salary (After Tax)

$3,263 €2,903

$346 ₱21.8K

843.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

7.2

-45.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergen op Zoom: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bergen op Zoom

$1.2K 49%

Cebu

$309 33.6% 73.9% $875

Eating Out

Bergen op Zoom

$338 14%

Cebu

$88 9.6% 73.9% $250

Groceries & Markets

Bergen op Zoom

$322 13.4%

Cebu

$206 22.4% 36.1% $116

Monthly Utilities & Internet

Bergen op Zoom

$226 9.4%

Cebu

$162 17.6% 28.5% $64

Clothing & Footwear

Bergen op Zoom

$169 7%

Cebu

$94 10.2% 44.4% $75

Getting Around

Bergen op Zoom

$120 5%

Cebu

$16 1.7% 87% $105

Sport & Entertainment

Bergen op Zoom

$54 2.3%

Cebu

$44 4.8% 19.6% $11

Cost Breakdown

A one-bedroom apartment in the center runs $1,296 in Bergen op Zoom and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Bergen op Zoom pays 843% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $95.0 in Bergen op Zoom vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $322 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Bergen op Zoom

🇵🇭 Cebu

🕒 Local time

08:24 8:24 AM

14:24 2:24 PM

6 h ahead of Bergen op Zoom

🌤 Weather

👥 Population

51,834

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Bergen op Zoom Cebu 11,050 km ≈ 14 h nonstop flight

From you

Bergen op Zoom
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergen op Zoom vs Cebu: Cost of Living - Frequently Asked Questions

Cebu wins on cost – living expenses run 163% lower than in Bergen op Zoom. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.

Average pay runs 843% higher in Bergen op Zoom, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,296 in Bergen op Zoom versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,413 per month in Bergen op Zoom versus $918 in Cebu – a 163% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 594% less than in Bergen op Zoom. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,413 in Bergen op Zoom, a $1,500 budget is realistic in Cebu but tight or insufficient in Bergen op Zoom. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $918 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.

Safety-wise, Bergen op Zoom and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 163% less than in Bergen op Zoom. Beyond cost, consider language, visa policies, and how big the international community is in each city.