Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bellinzona

For one person, living is cheaper in Cebu: $918 a month against $3,509 in Bellinzona, rent and utilities included – about $31,100 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
171

Cost of Living Index in Bellinzona
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Bellinzona Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bellinzona

🇨🇭 Switzerland

$3,509

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bellinzona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bellinzona actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $3,509 in Bellinzona, rent included.

Cebu $918
Bellinzona $3,509

A couple spends around $1,409 per month in Cebu vs $5,423 in Bellinzona, rent included.

Cebu $1,409
Bellinzona $5,423

A family of three spends $1,900 per month in Cebu vs $7,337 in Bellinzona, rent included.

Cebu $1,900
Bellinzona $7,337

Cebu is about 74% cheaper than Bellinzona, and outside of rent the biggest gap is in groceries.

Cebu sits 32% below the global median, while Bellinzona is 160% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.09 ₱194

$34.40 CHF 28.33

-91.02%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$120 CHF 98.7

-79.80%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$17.66 CHF 14.54

-77.80%

Cappuccino

$2.51 ₱158

$4.85 CHF 4.00

-48.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$5.55 CHF 4.57

-71.35%

Water (0.33 liter bottle)

$0.53 ₱33.43

$4.42 CHF 3.64

-88.01%

Local Beer (0.5 liter draught)

$1.78 ₱112

$9.51 CHF 7.83

-81.28%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$6.68 CHF 5.50

-67.51%

Milk (1 liter)

$1.92 ₱121

$2.23 CHF 1.83

-13.90%

White Bread (500g)

$1.36 ₱85.4

$4.18 CHF 3.44

-67.46%

Rice (white) (1kg)

$1.01 ₱63.5

$4.11 CHF 3.38

-75.43%

Eggs

$2.03 ₱128

$7.89 CHF 6.50

-74.27%

Local Cheese (1kg)

$9.86 ₱621

$27.08 CHF 22.30

-63.59%

Chicken Fillets (1kg)

$4.39 ₱277

$30.85 CHF 25.41

-85.77%

Beef Round Steak (1kg)

$7.60 ₱479

$41.72 CHF 34.36

-81.78%

Apples (1kg)

$3.30 ₱208

$3.64 CHF 3.00

-9.34%

Banana (1kg)

$1.39 ₱87.8

$2.02 CHF 1.66

-31.19%

Oranges (1kg)

$2.33 ₱147

$2.70 CHF 2.23

-13.70%

Tomato (1kg)

$1.50 ₱94.3

$6.45 CHF 5.31

-76.74%

Potato (1kg)

$2.36 ₱149

$1.97 CHF 1.62

19.80%

Onion (1kg)

$1.90 ₱119

$2.09 CHF 1.72

-9.09%

Lettuce (1 head)

$1.19 ₱74.9

$2.45 CHF 2.02

-51.43%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.28 CHF 1.06

-50.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$10.61 CHF 8.74

-71.72%

Wine (Bottle)

$6.03 ₱379

$17.75 CHF 14.62

-66.03%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.87 CHF 2.36

-57.14%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.92 CHF 3.22

-55.36%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$2.78 CHF 2.29

-91.01%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$121 CHF 99.7

-89.55%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$7.24 CHF 5.97

-89.36%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$5.67 CHF 4.67

-95.94%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$36.42 CHF 30.00

-87.75%

Gasoline (1 liter)

$1.31 ₱82.8

$2.29 CHF 1.89

-42.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$35.1K CHF 28.9K

-39.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$39.1K CHF 32.2K

-51.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$300 CHF 247

-59.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$35.26 CHF 29.04

-60.29%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$62.5 CHF 51.4

-55.90%

Gym Membership (Monthly)

$32.33 ₱2,035

$143 CHF 117

-77.31%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$54.2 CHF 44.66

-87.74%

Cinema Ticket

$5.65 ₱356

$23.18 CHF 19.09

-75.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$3,198 CHF 2,634

-91.39%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$34.8K CHF 28.7K

-77.27%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$200 CHF 165

-75.34%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$48.63 CHF 40.05

-48.10%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$164 CHF 135

-53.17%

Men's Leather Business Shoes

$57.2 ₱3,601

$165 CHF 136

-65.35%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,569 CHF 1,292

-68.16%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,368 CHF 1,127

-77.43%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$2,485 CHF 2,047

-56.63%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$2,459 CHF 2,025

-74.98%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$13.2K CHF 10.9K

-78.17%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$10.3K CHF 8,443

-81.30%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$6,494 CHF 5,349

-94.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.23

222.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bellinzona: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bellinzona

$1.4K 39% 343% $1.1K

Groceries & Markets

Cebu

$206 22.4%

Bellinzona

$639 18.2% 210% $433

Monthly Utilities & Internet

Cebu

$162 17.6%

Bellinzona

$398 11.3% 146% $236

Clothing & Footwear

Cebu

$94 10.2%

Bellinzona

$260 7.4% 177% $166

Eating Out

Cebu

$88 9.6%

Bellinzona

$487 13.9% 452% $399

Sport & Entertainment

Cebu

$44 4.8%

Bellinzona

$189 5.4% 333% $145

Getting Around

Cebu

$16 1.7%

Bellinzona

$168 4.8% 977% $152

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $1,569 in Bellinzona. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1777% higher in Bellinzona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $120 in Bellinzona. Monthly groceries follow the same trend: $206 vs $639 – making Cebu the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇨🇭 Bellinzona

🕒 Local time

15:05 3:05 PM

09:05 9:05 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

43,785

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Bellinzona 11,020 km ≈ 14 h nonstop flight

From you

Cebu
Bellinzona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bellinzona: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $918 in Cebu, $3,509 in Bellinzona – roughly 282% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,377 per month in Cebu and $5,264 in Bellinzona. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $918 in Cebu and $3,509 in Bellinzona. That's a gap of about 282%.

Public transport costs about 857% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Bellinzona at $3,509. In Cebu it covers expenses comfortably, while in Bellinzona it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $3,509 in Bellinzona. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bellinzona makes more sense. Both are solid long-term options with distinct trade-offs.