Last update: Oct 2026

Cost of Living Comparison Between Bellinzona and Cebu

For one person, living is cheaper in Cebu: $918 a month against $3,509 in Bellinzona, rent and utilities included – about $31,100 less a year. Rent and utilities account for about half of the difference.

171

Cost of Living Index in Bellinzona
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Bellinzona Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Bellinzona

🇨🇭 Switzerland

$3,509

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Bellinzona and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bellinzona and in Cebu actually costs, broken down by who's living it.

A single person spends $3,509 per month in Bellinzona vs $918 in Cebu, rent included.

Bellinzona $3,509
Cebu $918

A couple spends around $5,423 per month in Bellinzona vs $1,409 in Cebu, rent included.

Bellinzona $5,423
Cebu $1,409

A family of three spends $7,337 per month in Bellinzona vs $1,900 in Cebu, rent included.

Bellinzona $7,337
Cebu $1,900

Bellinzona costs about 282% more than Cebu, and outside of rent the biggest gap is in groceries.

Bellinzona sits 160% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$34.40 CHF 28.33

$3.09 ₱194

1013.27%

Three-Course Dinner for Two, Mid-Range

$120 CHF 98.7

$24.22 ₱1,525

394.96%

Fast Food Meal (McDonalds, etc)

$17.66 CHF 14.54

$3.92 ₱247

350.51%

Cappuccino

$4.85 CHF 4.00

$2.51 ₱158

93.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.55 CHF 4.57

$1.59 ₱100

249.06%

Water (0.33 liter bottle)

$4.42 CHF 3.64

$0.53 ₱33.43

733.96%

Local Beer (0.5 liter draught)

$9.51 CHF 7.83

$1.78 ₱112

434.27%

Imported Beer (0.33 liter bottle)

$6.68 CHF 5.50

$2.17 ₱137

207.83%

Milk (1 liter)

$2.23 CHF 1.83

$1.92 ₱121

16.15%

White Bread (500g)

$4.18 CHF 3.44

$1.36 ₱85.4

207.35%

Rice (white) (1kg)

$4.11 CHF 3.38

$1.01 ₱63.5

306.93%

Eggs

$7.89 CHF 6.50

$2.03 ₱128

288.67%

Local Cheese (1kg)

$27.08 CHF 22.30

$9.86 ₱621

174.65%

Chicken Fillets (1kg)

$30.85 CHF 25.41

$4.39 ₱277

602.73%

Beef Round Steak (1kg)

$41.72 CHF 34.36

$7.60 ₱479

448.95%

Apples (1kg)

$3.64 CHF 3.00

$3.30 ₱208

10.30%

Banana (1kg)

$2.02 CHF 1.66

$1.39 ₱87.8

45.32%

Oranges (1kg)

$2.70 CHF 2.23

$2.33 ₱147

15.88%

Tomato (1kg)

$6.45 CHF 5.31

$1.50 ₱94.3

330.00%

Potato (1kg)

$1.97 CHF 1.62

$2.36 ₱149

-16.53%

Onion (1kg)

$2.09 CHF 1.72

$1.90 ₱119

10.00%

Lettuce (1 head)

$2.45 CHF 2.02

$1.19 ₱74.9

105.88%

Water (1.5 liter bottle)

$1.28 CHF 1.06

$0.63 ₱39.71

103.17%

Cigarettes 20 Pack (Marlboro, Camel)

$10.61 CHF 8.74

$3.00 ₱189

253.67%

Wine (Bottle)

$17.75 CHF 14.62

$6.03 ₱379

194.36%

Local Beer (0.5 liter bottle)

$2.87 CHF 2.36

$1.23 ₱77.7

133.33%

Imported Beer (0.33 liter bottle)

$3.92 CHF 3.22

$1.75 ₱110

124.00%

One-way Ticket (Public Transport)

$2.78 CHF 2.29

$0.25 ₱15.86

1012.00%

Public Transport Monthly Pass (Regular Price)

$121 CHF 99.7

$12.64 ₱796

857.20%

Taxi Start (Normal Tariff)

$7.24 CHF 5.97

$0.77 ₱48.62

840.26%

Taxi (Normal Tariff) (1km)

$5.67 CHF 4.67

$0.23 ₱14.53

2365.22%

Taxi 1hour Waiting (Normal Tariff)

$36.42 CHF 30.00

$4.46 ₱281

716.59%

Gasoline (1 liter)

$2.29 CHF 1.89

$1.31 ₱82.8

74.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K CHF 28.9K

$21.2K ₱1.3M

65.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K CHF 32.2K

$19.1K ₱1.2M

104.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$300 CHF 247

$120 ₱7,569

149.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.26 CHF 29.04

$14.00 ₱882

151.86%

Internet (50+ Mbps, Unlimited Data)

$62.5 CHF 51.4

$27.54 ₱1,734

126.76%

Gym Membership (Monthly)

$143 CHF 117

$32.33 ₱2,035

340.80%

Tennis Court (1 Hour on Weekend)

$54.2 CHF 44.66

$6.65 ₱419

715.49%

Cinema Ticket

$23.18 CHF 19.09

$5.65 ₱356

310.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,198 CHF 2,634

$275 ₱17.3K

1061.66%

International Primary School, 1 Child (Yearly)

$34.8K CHF 28.7K

$7,918 ₱498.5K

339.90%

Jeans (Levis 501 Or Similar)

$200 CHF 165

$49.33 ₱3,106

305.43%

Summer Dress (H&M, Zara, etc)

$48.63 CHF 40.05

$25.24 ₱1,589

92.67%

Sport Shoes (Adidas, Nike)

$164 CHF 135

$77.0 ₱4,846

113.53%

Men's Leather Business Shoes

$165 CHF 136

$57.2 ₱3,601

188.64%

1-bedroom Apartment, City Center (Monthly)

$1,569 CHF 1,292

$500 ₱31.5K

214.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,368 CHF 1,127

$309 ₱19.4K

343.12%

3-bedroom Apartment, City Center (Monthly)

$2,485 CHF 2,047

$1,078 ₱67.9K

130.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,459 CHF 2,025

$615 ₱38.7K

299.64%

Buy Apartment in City Center (m2)

$13.2K CHF 10.9K

$2,886 ₱181.7K

358.03%

Buy Apartment Outside City Center (m2)

$10.3K CHF 8,443

$1,917 ₱120.7K

434.86%

Average Monthly Net Salary (After Tax)

$6,494 CHF 5,349

$346 ₱21.8K

1777.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

7.2

-69.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellinzona: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bellinzona

$1.4K 39%

Cebu

$309 33.6% 77.4% $1.1K

Groceries & Markets

Bellinzona

$639 18.2%

Cebu

$206 22.4% 67.8% $433

Eating Out

Bellinzona

$487 13.9%

Cebu

$88 9.6% 81.9% $399

Monthly Utilities & Internet

Bellinzona

$398 11.3%

Cebu

$162 17.6% 59.3% $236

Clothing & Footwear

Bellinzona

$260 7.4%

Cebu

$94 10.2% 63.9% $166

Sport & Entertainment

Bellinzona

$189 5.4%

Cebu

$44 4.8% 76.9% $145

Getting Around

Bellinzona

$168 4.8%

Cebu

$16 1.7% 90.7% $152

Cost Breakdown

A central one-bedroom costs $1,569 in Bellinzona versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1777% higher in Bellinzona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in Bellinzona versus $24.00 in Cebu. Monthly groceries follow the same trend: $639 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇨🇭 Bellinzona

🇵🇭 Cebu

🕒 Local time

07:37 7:37 AM

13:37 1:37 PM

6 h ahead of Bellinzona

🌤 Weather

👥 Population

43,785

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CHF in detail →

On the map

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Highest

Between locations

Bellinzona Cebu 11,020 km ≈ 14 h nonstop flight

From you

Bellinzona
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bellinzona vs Cebu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,509 in Bellinzona, $918 in Cebu – roughly 282% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,264 per month in Bellinzona and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,509 in Bellinzona and $918 in Cebu. That's a gap of about 282%.

Public transport costs about 857% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Bellinzona at $3,509. In Cebu it covers expenses comfortably, while in Bellinzona it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $3,509 in Bellinzona. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bellinzona makes more sense. Both are solid long-term options with distinct trade-offs.