Last update: Oct 2026

Cost of Living Comparison Between Cebu and Belgium

For one person, living is cheaper in Cebu: $934 a month against $2,224 in Belgium, rent and utilities included – about $15,500 less a year. Rent and utilities account for about half of the difference.

Cebu
🇵🇭 Philippines
$934
/mo nomad
🇧🇪 Belgium
$2,224
/mo nomad
🙂 Solo nomad: Cebu is 55.9% cheaper than Belgium without rent, and 58% cheaper with rent.
🙂 Family of 3: Cebu is 57.2% cheaper than Belgium without rent, and 55.9% cheaper with rent.
Currency
🍽 Eating Out
Cebu
Belgium
Difference
Meal at Budget Restaurant
$3.03 ₱190
$22.21 €19.82
-86.36%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$89.8 €80.2
-73.86%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$13.29 €11.86
-69.22%
Cappuccino
$2.52 ₱158
$4.13 €3.69
-38.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$3.44 €3.07
-55.23%
Water (0.33 liter bottle)
$0.49 ₱30.98
$2.87 €2.56
-82.93%
Local Beer (0.5 liter draught)
$1.79 ₱112
$5.70 €5.08
-68.60%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$5.36 €4.78
-57.84%
🛒 Groceries & Markets
Cebu
Belgium
Difference
Milk (1 liter)
$1.95 ₱122
$1.26 €1.13
54.76%
White Bread (500g)
$1.43 ₱89.7
$2.51 €2.24
-43.03%
Rice (white) (1kg)
$1.02 ₱63.8
$2.41 €2.15
-57.68%
Eggs
$2.06 ₱129
$4.06 €3.62
-49.26%
Local Cheese (1kg)
$9.81 ₱615
$15.86 €14.15
-38.15%
Chicken Fillets (1kg)
$4.61 ₱289
$12.18 €10.87
-62.15%
Beef Round Steak (1kg)
$7.70 ₱483
$20.71 €18.48
-62.82%
Apples (1kg)
$3.31 ₱207
$2.72 €2.43
21.69%
Banana (1kg)
$1.45 ₱90.9
$2.35 €2.10
-38.30%
Oranges (1kg)
$2.36 ₱148
$2.64 €2.36
-10.61%
Tomato (1kg)
$1.54 ₱96.4
$3.26 €2.91
-52.76%
Potato (1kg)
$2.36 ₱148
$2.24 €2.00
5.36%
Onion (1kg)
$1.99 ₱125
$1.81 €1.62
9.94%
Lettuce (1 head)
$1.15 ₱72.1
$1.54 €1.38
-25.32%
Water (1.5 liter bottle)
$0.67 ₱42.15
$1.11 €0.99
-39.64%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$13.01 €11.61
-76.94%
Wine (Bottle)
$6.35 ₱398
$8.81 €7.86
-27.92%
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
$1.88 €1.68
-30.32%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$2.39 €2.13
-27.62%
🚌 Getting Around
Cebu
Belgium
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
$3.21 €2.86
-92.21%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
$55.5 €49.52
-77.21%
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$5.51 €4.92
-86.57%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
$2.73 €2.44
-92.31%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
$45.73 €40.81
-90.53%
Gasoline (1 liter)
$1.33 ₱83.5
$2.03 €1.81
-34.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$35.7K €31.9K
-39.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$33.6K €29.9K
-42.20%
🧾 Monthly Utilities & Internet
Cebu
Belgium
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
$237 €211
-49.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$22.53 €20.11
-35.86%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$53.8 €48.02
-47.43%
🎉 Sport & Entertainment
Cebu
Belgium
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
$35.38 €31.57
-7.63%
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$20.79 €18.56
-69.26%
Cinema Ticket
$5.46 ₱342
$14.96 €13.35
-63.50%
🧸 Childcare & Education
Cebu
Belgium
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$1,034 €923
-73.56%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$29.3K €26.2K
-72.18%
👕👟 Clothing & Footwear
Cebu
Belgium
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$106 €94.2
-53.02%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$47.51 €42.40
-47.65%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$109 €97.3
-29.72%
Men's Leather Business Shoes
$59.3 ₱3,717
$145 €129
-59.09%
🏠 Accommodation & Living
Cebu
Belgium
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$973 €868
-48.00%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$850 €759
-63.61%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$1,506 €1,344
-30.14%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$1,263 €1,127
-50.99%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
$4,520 €4,033
-35.49%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
$3,184 €2,841
-41.36%
💵 Salaries & Financials
Cebu
Belgium
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$3,036 €2,709
-88.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.64
97.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Belgium: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Belgium
$850 175% $541
Groceries & Markets
Cebu
$210
Belgium
$350 66.6% $140
Monthly Utilities & Internet
Cebu
$163
Belgium
$313 91.6% $150
Clothing & Footwear
Cebu
$95
Belgium
$183 93.5% $88
Eating Out
Cebu
$88
Belgium
$332 275% $243
Sport & Entertainment
Cebu
$44
Belgium
$65 49.7% $22
Getting Around
Cebu
$15
Belgium
$87 467% $72
Good to know
🇵🇭 Cebu
🇧🇪 Belgium
🕒 Local time
12:03 12:03 PM
06:03 6:03 AM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
11,584,008
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cebu Belgium 11,080 km ≈ 14 h nonstop flight
From you
  • Cebu
  • Belgium

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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