Last update: Oct 2026

Cost of Living Comparison Between Belgium and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,224 in Belgium, rent and utilities included – about $15,500 less a year. Rent and utilities account for about half of the difference.

106

Cost of Living Index in Belgium
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Belgium Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

🇧🇪 Belgium

$2,224

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

😐 Solo nomad: Belgium is 126.6% more expensive than Cebu without rent, and 138.1% more expensive with rent.

😐 Family of 3: Belgium is 133.5% more expensive than Cebu without rent, and 126.9% more expensive with rent.

Meal at Budget Restaurant

$22.21 €19.82

$3.03 ₱190

633.00%

Three-Course Dinner for Two, Mid-Range

$89.8 €80.2

$23.48 ₱1,473

282.54%

Fast Food Meal (McDonalds, etc)

$13.29 €11.86

$4.09 ₱256

224.94%

Cappuccino

$4.13 €3.69

$2.52 ₱158

63.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.44 €3.07

$1.54 ₱96.9

123.38%

Water (0.33 liter bottle)

$2.87 €2.56

$0.49 ₱30.98

485.71%

Local Beer (0.5 liter draught)

$5.70 €5.08

$1.79 ₱112

218.44%

Imported Beer (0.33 liter bottle)

$5.36 €4.78

$2.26 ₱142

137.17%

Milk (1 liter)

$1.26 €1.13

$1.95 ₱122

-35.38%

White Bread (500g)

$2.51 €2.24

$1.43 ₱89.7

75.52%

Rice (white) (1kg)

$2.41 €2.15

$1.02 ₱63.8

136.27%

Eggs

$4.06 €3.62

$2.06 ₱129

97.09%

Local Cheese (1kg)

$15.86 €14.15

$9.81 ₱615

61.67%

Chicken Fillets (1kg)

$12.18 €10.87

$4.61 ₱289

164.21%

Beef Round Steak (1kg)

$20.71 €18.48

$7.70 ₱483

168.96%

Apples (1kg)

$2.72 €2.43

$3.31 ₱207

-17.82%

Banana (1kg)

$2.35 €2.10

$1.45 ₱90.9

62.07%

Oranges (1kg)

$2.64 €2.36

$2.36 ₱148

11.86%

Tomato (1kg)

$3.26 €2.91

$1.54 ₱96.4

111.69%

Potato (1kg)

$2.24 €2.00

$2.36 ₱148

-5.08%

Onion (1kg)

$1.81 €1.62

$1.99 ₱125

-9.05%

Lettuce (1 head)

$1.54 €1.38

$1.15 ₱72.1

33.91%

Water (1.5 liter bottle)

$1.11 €0.99

$0.67 ₱42.15

65.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.01 €11.61

$3.00 ₱188

333.67%

Wine (Bottle)

$8.81 €7.86

$6.35 ₱398

38.74%

Local Beer (0.5 liter bottle)

$1.88 €1.68

$1.31 ₱81.9

43.51%

Imported Beer (0.33 liter bottle)

$2.39 €2.13

$1.73 ₱108

38.15%

One-way Ticket (Public Transport)

$3.21 €2.86

$0.25 ₱15.78

1184.00%

Public Transport Monthly Pass (Regular Price)

$55.5 €49.52

$12.65 ₱793

338.74%

Taxi Start (Normal Tariff)

$5.51 €4.92

$0.74 ₱46.32

644.59%

Taxi (Normal Tariff) (1km)

$2.73 €2.44

$0.21 ₱13.11

1200.00%

Taxi 1hour Waiting (Normal Tariff)

$45.73 €40.81

$4.33 ₱271

956.12%

Gasoline (1 liter)

$2.03 €1.81

$1.33 ₱83.5

52.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K €31.9K

$21.8K ₱1.4M

64.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K €29.9K

$19.4K ₱1.2M

73.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 €211

$121 ₱7,563

96.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.53 €20.11

$14.45 ₱907

55.92%

Internet (50+ Mbps, Unlimited Data)

$53.8 €48.02

$28.29 ₱1,774

90.21%

Gym Membership (Monthly)

$35.38 €31.57

$32.68 ₱2,050

8.26%

Tennis Court (1 Hour on Weekend)

$20.79 €18.56

$6.39 ₱401

225.35%

Cinema Ticket

$14.96 €13.35

$5.46 ₱342

173.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,034 €923

$273 ₱17.1K

278.15%

International Primary School, 1 Child (Yearly)

$29.3K €26.2K

$8,156 ₱511.5K

259.49%

Jeans (Levis 501 Or Similar)

$106 €94.2

$49.57 ₱3,109

112.85%

Summer Dress (H&M, Zara, etc)

$47.51 €42.40

$24.87 ₱1,560

91.03%

Sport Shoes (Adidas, Nike)

$109 €97.3

$76.6 ₱4,804

42.29%

Men's Leather Business Shoes

$145 €129

$59.3 ₱3,717

144.47%

1-bedroom Apartment, City Center (Monthly)

$973 €868

$506 ₱31.7K

92.32%

1-bedroom Apartment, Outside City Center (Monthly)

$850 €759

$309 ₱19.4K

174.79%

3-bedroom Apartment, City Center (Monthly)

$1,506 €1,344

$1,052 ₱66.0K

43.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,263 €1,127

$619 ₱38.8K

104.02%

Buy Apartment in City Center (m2)

$4,520 €4,033

$2,915 ₱182.9K

55.02%

Buy Apartment Outside City Center (m2)

$3,184 €2,841

$1,867 ₱117.1K

70.53%

Average Monthly Net Salary (After Tax)

$3,036 €2,709

$341 ₱21.4K

790.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.64

7.2

-49.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgium: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgium

$850 39%

Cebu

$309 33.5% 63.6% $541

Groceries & Markets

Belgium

$350 16.1%

Cebu

$210 22.7% 40% $140

Eating Out

Belgium

$332 15.2%

Cebu

$88 9.6% 73.3% $243

Monthly Utilities & Internet

Belgium

$313 14.4%

Cebu

$163 17.7% 47.8% $150

Clothing & Footwear

Belgium

$183 8.4%

Cebu

$95 10.2% 48.3% $88

Getting Around

Belgium

$87 4%

Cebu

$15 1.7% 82.4% $72

Sport & Entertainment

Belgium

$65 3%

Cebu

$44 4.7% 33.2% $22

Good to know

🇧🇪 Belgium

🇵🇭 Cebu

🕒 Local time

07:25 7:25 AM

13:25 1:25 PM

6 h ahead of Belgium

🌤 Weather

👥 Population

11,584,008

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Belgium Cebu 11,080 km ≈ 14 h nonstop flight

From you

Belgium
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgium vs other spots: cost of living compared

Cost of Living Comparison Between Belgium and Cebu

PHP, USD to EUR – Euro Converter

City Median Internet Speeds Comparison (Updated April 2026)

Belgium

Cebu

Belgium

Cebu

Belgium vs other spots: cost of living compared

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