Last update: Oct 2026

Cost of Living Comparison Between Cebu and Begusarai

For one person, living is cheaper in Begusarai: $266 a month against $918 in Cebu, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
13

Cost of Living Index in Begusarai
Learn more

Begusarai Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Begusarai

🇮🇳 India

$266

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Begusarai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Begusarai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $266 in Begusarai.

Cebu $918
Begusarai $266

Estimated couple costs with rent: $1,409 in Cebu versus $475 in Begusarai.

Cebu $1,409
Begusarai $475

Monthly costs for a family of three with rent: $1,900 in Cebu versus $684 in Begusarai.

Cebu $1,900
Begusarai $684

Living in Cebu is roughly 244% more expensive than in Begusarai, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Begusarai 80% lower.

Meal at Budget Restaurant

$3.09 ₱195

$2.13 ₹202

45.07%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,526

$7.50 ₹713

222.93%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.11 ₹296

26.05%

Cappuccino

$2.51 ₱158

$1.54 ₹147

62.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.32 ₹30.58

396.88%

Water (0.33 liter bottle)

$0.53 ₱33.47

$0.09 ₹8.26

488.89%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.97 ₹187

-9.64%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.96 ₹566

-63.59%

Milk (1 liter)

$1.92 ₱121

$0.50 ₹47.30

284.00%

White Bread (500g)

$1.36 ₱85.5

$0.40 ₹38.00

240.00%

Rice (white) (1kg)

$1.01 ₱63.6

$0.57 ₹53.8

77.19%

Eggs

$2.03 ₱128

$0.88 ₹83.3

130.68%

Local Cheese (1kg)

$9.86 ₱622

$2.04 ₹193

383.33%

Chicken Fillets (1kg)

$4.39 ₱277

$2.28 ₹216

92.54%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.42 ₹135

132.39%

Banana (1kg)

$1.39 ₱87.9

$0.57 ₹54.0

143.86%

Oranges (1kg)

$2.33 ₱147

$0.91 ₹86.5

156.04%

Tomato (1kg)

$1.50 ₱94.4

$0.44 ₹41.48

240.91%

Potato (1kg)

$2.36 ₱149

$0.22 ₹20.93

972.73%

Onion (1kg)

$1.90 ₱119

$0.32 ₹30.15

493.75%

Lettuce (1 head)

$1.19 ₱75.0

$0.22 ₹20.94

440.91%

Water (1.5 liter bottle)

$0.63 ₱39.75

$0.28 ₹26.86

125.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.81 ₹363

-21.26%

Wine (Bottle)

$6.03 ₱380

$6.33 ₹602

-4.74%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.55 ₹148

-20.65%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.12 ₹201

-17.45%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.39 ₹608

One-way Ticket (Public Transport)

$0.25 ₱15.87

$0.26 ₹24.29

-3.85%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$7.21 ₹685

75.31%

Taxi Start (Normal Tariff)

$0.77 ₱48.66

$1.35 ₹128

-42.96%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$0.15 ₹13.98

53.33%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.55 ₹148

187.74%

Gasoline (1 liter)

$1.31 ₱82.9

$1.11 ₹106

18.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$12.5K ₹1.2M

70.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$10.5K ₹997.9K

82.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,577

$11.33 ₹1,077

961.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱883

$2.35 ₹223

495.74%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,736

$6.34 ₹602

334.38%

Gym Membership (Monthly)

$32.33 ₱2,037

$4.20 ₹399

669.76%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$6.61 ₹628

0.61%

Cinema Ticket

$5.65 ₱356

$1.08 ₹102

423.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$55.2 ₹5,249

398.48%

International Primary School, 1 Child (Yearly)

$7,918 ₱499.0K

$617 ₹58.6K

1184.12%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,109

$24.11 ₹2,292

104.60%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,591

$26.48 ₹2,517

-4.68%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,850

$23.91 ₹2,273

221.87%

Men's Leather Business Shoes

$57.2 ₱3,605

$27.58 ₹2,621

107.40%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$52.0 ₹4,946

859.88%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$36.78 ₹3,495

739.64%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$261 ₹24.8K

313.25%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$182 ₹17.3K

238.72%

Buy Apartment in City Center (m2)

$2,886 ₱181.9K

$848 ₹80.6K

240.51%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.8K

$444 ₹42.2K

332.07%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,062 ₹100.9K

-67.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.46

-23.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Begusarai: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Begusarai

$37 13.8% 88.1% $272

Groceries & Markets

Cebu

$206 22.4%

Begusarai

$79 29.6% 61.7% $127

Monthly Utilities & Internet

Cebu

$162 17.6%

Begusarai

$20 7.5% 87.6% $142

Clothing & Footwear

Cebu

$94 10.2%

Begusarai

$46 17.2% 51.1% $48

Eating Out

Cebu

$88 9.6%

Begusarai

$68 25.6% 22.7% $20

Sport & Entertainment

Cebu

$44 4.8%

Begusarai

$6.4 2.4% 85.4% $37

Getting Around

Cebu

$16 1.7%

Begusarai

$10 3.9% 33.8% $5.3

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $52.0 in Begusarai. Housing cost is often the main lever when comparing two cities.

Begusarai pays 207% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $8.00 in Begusarai for a mid-range dinner for two. Groceries echo the gap at $206 vs $79.0 per month, with Begusarai cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Begusarai

🕒 Local time

02:02 2:02 AM

23:32 11:32 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

250,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.52 USD

1,000 INR = 9.38 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 16, 2026: 1 USD = 95.05 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.38 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Begusarai 4,320 km ≈ 6 h nonstop flight

From you

Cebu
Begusarai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Begusarai: Cost of Living - Frequently Asked Questions

Begusarai is cheaper overall, especially in groceries, clothing, and eating out. The 244% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 207% lower in Begusarai. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $52.0 in Begusarai. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Begusarai – a meal for two runs $8.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $918 per month in Cebu versus $266 in Begusarai – a 244% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Begusarai gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Begusarai is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Begusarai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Begusarai gentler on the wallet – expenses run 244% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.