Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bedzin

For one person, living is cheaper in Cebu: $918 a month against $1,458 in Bedzin, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
69

Cost of Living Index in Bedzin
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Bedzin Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bedzin

🇵🇱 Poland

$1,458

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bedzin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bedzin actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $1,458 in Bedzin, rent included.

Cebu $918
Bedzin $1,458

A couple spends around $1,409 per month in Cebu vs $2,078 in Bedzin, rent included.

Cebu $1,409
Bedzin $2,078

A family of three spends $1,900 per month in Cebu vs $2,698 in Bedzin, rent included.

Cebu $1,900
Bedzin $2,698

Cebu is about 37% cheaper than Bedzin, and outside of rent the biggest gap is in eating out.

Cebu sits 32% below the global median, while Bedzin is 8% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.09 ₱194

$10.09 zł 39.20

-69.38%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$47.63 zł 185

-49.15%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.93 zł 34.68

-56.10%

Cappuccino

$2.51 ₱158

$3.46 zł 13.43

-27.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.87 zł 7.28

-14.97%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.45 zł 5.62

-63.45%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.17 zł 12.32

-43.85%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.28 zł 12.73

-33.84%

Milk (1 liter)

$1.92 ₱121

$0.92 zł 3.56

108.70%

White Bread (500g)

$1.36 ₱85.4

$1.30 zł 5.03

4.62%

Rice (white) (1kg)

$1.01 ₱63.5

$1.41 zł 5.47

-28.37%

Eggs

$2.03 ₱128

$3.21 zł 12.49

-36.76%

Local Cheese (1kg)

$9.86 ₱621

$8.87 zł 34.46

11.16%

Chicken Fillets (1kg)

$4.39 ₱277

$5.34 zł 20.73

-17.79%

Beef Round Steak (1kg)

$7.60 ₱479

$12.22 zł 47.49

-37.81%

Apples (1kg)

$3.30 ₱208

$1.06 zł 4.10

211.32%

Banana (1kg)

$1.39 ₱87.8

$1.67 zł 6.50

-16.77%

Oranges (1kg)

$2.33 ₱147

$1.65 zł 6.43

41.21%

Tomato (1kg)

$1.50 ₱94.3

$2.61 zł 10.13

-42.53%

Potato (1kg)

$2.36 ₱149

$0.84 zł 3.25

180.95%

Onion (1kg)

$1.90 ₱119

$1.05 zł 4.08

80.95%

Lettuce (1 head)

$1.19 ₱74.9

$1.25 zł 4.86

-4.80%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.48 zł 1.87

31.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.13 zł 19.92

-41.52%

Wine (Bottle)

$6.03 ₱379

$6.49 zł 25.23

-7.09%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.14 zł 4.42

7.89%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.50 zł 5.83

16.67%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.06 zł 4.10

-76.42%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$30.68 zł 119

-58.80%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.88 zł 7.31

-59.04%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.83 zł 3.22

-72.29%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$9.22 zł 35.83

-51.63%

Gasoline (1 liter)

$1.31 ₱82.8

$1.72 zł 6.69

-23.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$32.6K zł 126.8K

-34.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$26.2K zł 101.7K

-26.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$274 zł 1,066

-56.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$8.63 zł 33.53

62.22%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$17.15 zł 66.6

60.58%

Gym Membership (Monthly)

$32.33 ₱2,035

$37.94 zł 147

-14.79%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$23.05 zł 89.5

-71.15%

Cinema Ticket

$5.65 ₱356

$8.05 zł 31.29

-29.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$379 zł 1,472

-27.33%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,794 zł 34.2K

-9.96%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$81.0 zł 315

-39.10%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$42.22 zł 164

-40.22%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$97.9 zł 380

-21.39%

Men's Leather Business Shoes

$57.2 ₱3,601

$97.0 zł 377

-41.01%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$519 zł 2,015

-3.69%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$533 zł 2,070

-42.04%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$892 zł 3,464

20.90%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$773 zł 3,003

-20.40%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,212 zł 12.5K

-10.16%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,438 zł 9,472

-21.39%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$935 zł 3,634

-63.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.68

7.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bedzin: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bedzin

$533 36.5% 72.5% $224

Groceries & Markets

Cebu

$206 22.4%

Bedzin

$203 13.9% 1.6% $3.3

Monthly Utilities & Internet

Cebu

$162 17.6%

Bedzin

$300 20.6% 85.5% $138

Clothing & Footwear

Cebu

$94 10.2%

Bedzin

$143 9.8% 52.4% $49

Eating Out

Cebu

$88 9.6%

Bedzin

$185 12.7% 109% $96

Sport & Entertainment

Cebu

$44 4.8%

Bedzin

$54 3.7% 23.9% $10

Getting Around

Cebu

$16 1.7%

Bedzin

$41 2.8% 163% $25

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $519 in Bedzin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 170% higher in Bedzin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $48.00 in Bedzin. Groceries tell a different story – $206 in Cebu vs $203 in Bedzin – so Bedzin wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Cebu

🇵🇱 Bedzin

🕒 Local time

22:43 10:43 PM

16:43 4:43 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

55,542

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Bedzin 10,150 km ≈ 13 h nonstop flight

From you

Cebu
Bedzin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bedzin: Cost of Living - Frequently Asked Questions

Yes – Bedzin is pricier by about 59%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,377 per month in Cebu and $2,188 in Bedzin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $918 in Cebu and $1,458 in Bedzin. That's a gap of about 59%.

Public transport costs about 143% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Bedzin at $1,458. In Cebu it covers expenses comfortably, while in Bedzin it requires careful planning or may not stretch far enough.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bedzin makes more sense. Both are solid long-term options with distinct trade-offs.