Last update: Oct 2026

Cost of Living Comparison Between Bedzin and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,458 in Bedzin, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

Bedzin
🇵🇱 Poland
$1,458
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Bedzin and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bedzin and in Cebu actually costs, broken down by who's living it.

A single person spends $1,458 per month in Bedzin vs $918 in Cebu, rent included.

  • Bedzin $1,458
  • Cebu $918

A couple spends around $2,078 per month in Bedzin vs $1,409 in Cebu, rent included.

  • Bedzin $2,078
  • Cebu $1,409

A family of three spends $2,698 per month in Bedzin vs $1,900 in Cebu, rent included.

  • Bedzin $2,698
  • Cebu $1,900

Bedzin costs about 59% more than Cebu, and outside of rent the biggest gap is in eating out.

Bedzin sits 8% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Bedzin
Cebu
Difference
Meal at Budget Restaurant
$10.09 zł 39.20
$3.09 ₱194
226.54%
Three-Course Dinner for Two, Mid-Range
$47.63 zł 185
$24.22 ₱1,525
96.66%
Fast Food Meal (McDonalds, etc)
$8.93 zł 34.68
$3.92 ₱247
127.81%
Cappuccino
$3.46 zł 13.43
$2.51 ₱158
37.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.87 zł 7.28
$1.59 ₱100
17.61%
Water (0.33 liter bottle)
$1.45 zł 5.62
$0.53 ₱33.43
173.58%
Local Beer (0.5 liter draught)
$3.17 zł 12.32
$1.78 ₱112
78.09%
Imported Beer (0.33 liter bottle)
$3.28 zł 12.73
$2.17 ₱137
51.15%
🛒 Groceries & Markets
Bedzin
Cebu
Difference
Milk (1 liter)
$0.92 zł 3.56
$1.92 ₱121
-52.08%
White Bread (500g)
$1.30 zł 5.03
$1.36 ₱85.4
-4.41%
Rice (white) (1kg)
$1.41 zł 5.47
$1.01 ₱63.5
39.60%
Eggs
$3.21 zł 12.49
$2.03 ₱128
58.13%
Local Cheese (1kg)
$8.87 zł 34.46
$9.86 ₱621
-10.04%
Chicken Fillets (1kg)
$5.34 zł 20.73
$4.39 ₱277
21.64%
Beef Round Steak (1kg)
$12.22 zł 47.49
$7.60 ₱479
60.79%
Apples (1kg)
$1.06 zł 4.10
$3.30 ₱208
-67.88%
Banana (1kg)
$1.67 zł 6.50
$1.39 ₱87.8
20.14%
Oranges (1kg)
$1.65 zł 6.43
$2.33 ₱147
-29.18%
Tomato (1kg)
$2.61 zł 10.13
$1.50 ₱94.3
74.00%
Potato (1kg)
$0.84 zł 3.25
$2.36 ₱149
-64.41%
Onion (1kg)
$1.05 zł 4.08
$1.90 ₱119
-44.74%
Lettuce (1 head)
$1.25 zł 4.86
$1.19 ₱74.9
5.04%
Water (1.5 liter bottle)
$0.48 zł 1.87
$0.63 ₱39.71
-23.81%
Cigarettes 20 Pack (Marlboro, Camel)
$5.13 zł 19.92
$3.00 ₱189
71.00%
Wine (Bottle)
$6.49 zł 25.23
$6.03 ₱379
7.63%
Local Beer (0.5 liter bottle)
$1.14 zł 4.42
$1.23 ₱77.7
-7.32%
Imported Beer (0.33 liter bottle)
$1.50 zł 5.83
$1.75 ₱110
-14.29%
🚌 Getting Around
Bedzin
Cebu
Difference
One-way Ticket (Public Transport)
$1.06 zł 4.10
$0.25 ₱15.86
324.00%
Public Transport Monthly Pass (Regular Price)
$30.68 zł 119
$12.64 ₱796
142.72%
Taxi Start (Normal Tariff)
$1.88 zł 7.31
$0.77 ₱48.62
144.16%
Taxi (Normal Tariff) (1km)
$0.83 zł 3.22
$0.23 ₱14.53
260.87%
Taxi 1hour Waiting (Normal Tariff)
$9.22 zł 35.83
$4.46 ₱281
106.73%
Gasoline (1 liter)
$1.72 zł 6.69
$1.31 ₱82.8
31.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6K zł 126.8K
$21.2K ₱1.3M
53.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K zł 101.7K
$19.1K ₱1.2M
36.70%
🧾 Monthly Utilities & Internet
Bedzin
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$274 zł 1,066
$120 ₱7,569
128.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.63 zł 33.53
$14.00 ₱882
-38.36%
Internet (50+ Mbps, Unlimited Data)
$17.15 zł 66.6
$27.54 ₱1,734
-37.73%
🎉 Sport & Entertainment
Bedzin
Cebu
Difference
Gym Membership (Monthly)
$37.94 zł 147
$32.33 ₱2,035
17.35%
Tennis Court (1 Hour on Weekend)
$23.05 zł 89.5
$6.65 ₱419
246.62%
Cinema Ticket
$8.05 zł 31.29
$5.65 ₱356
42.48%
🧸 Childcare & Education
Bedzin
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$379 zł 1,472
$275 ₱17.3K
37.61%
International Primary School, 1 Child (Yearly)
$8,794 zł 34.2K
$7,918 ₱498.5K
11.07%
👕👟 Clothing & Footwear
Bedzin
Cebu
Difference
Jeans (Levis 501 Or Similar)
$81.0 zł 315
$49.33 ₱3,106
64.20%
Summer Dress (H&M, Zara, etc)
$42.22 zł 164
$25.24 ₱1,589
67.27%
Sport Shoes (Adidas, Nike)
$97.9 zł 380
$77.0 ₱4,846
27.21%
Men's Leather Business Shoes
$97.0 zł 377
$57.2 ₱3,601
69.53%
🏠 Accommodation & Living
Bedzin
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$519 zł 2,015
$500 ₱31.5K
3.83%
1-bedroom Apartment, Outside City Center (Monthly)
$533 zł 2,070
$309 ₱19.4K
72.53%
3-bedroom Apartment, City Center (Monthly)
$892 zł 3,464
$1,078 ₱67.9K
-17.29%
3-bedroom Apartment, Outside City Center (Monthly)
$773 zł 3,003
$615 ₱38.7K
25.63%
Buy Apartment in City Center (m2)
$3,212 zł 12.5K
$2,886 ₱181.7K
11.31%
Buy Apartment Outside City Center (m2)
$2,438 zł 9,472
$1,917 ₱120.7K
27.21%
💵 Salaries & Financials
Bedzin
Cebu
Difference
Average Monthly Net Salary (After Tax)
$935 zł 3,634
$346 ₱21.8K
170.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
7.2
-7.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bedzin: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bedzin
$533
Cebu
$309 42% $224
Monthly Utilities & Internet
Bedzin
$300
Cebu
$162 46.1% $138
Groceries & Markets
Bedzin
$203
Cebu
$206 1.6% $3.3
Eating Out
Bedzin
$185
Cebu
$88 52.2% $96
Clothing & Footwear
Bedzin
$143
Cebu
$94 34.4% $49
Sport & Entertainment
Bedzin
$54
Cebu
$44 19.3% $10
Getting Around
Bedzin
$41
Cebu
$16 62% $25

Cost Breakdown

A central one-bedroom costs $519 in Bedzin versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 170% higher in Bedzin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in Bedzin versus $24.00 in Cebu. Groceries tell a different story – $203 in Bedzin vs $206 in Cebu – so Bedzin wins on supermarket bills even if dining out costs more.

Good to know
🇵🇱 Bedzin
🇵🇭 Cebu
🕒 Local time
16:19 4:19 PM
22:19 10:19 PM
6 h ahead of Bedzin
🌤 Weather
👥 Population
55,542
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Bedzin Cebu 10,150 km ≈ 13 h nonstop flight
From you
  • Bedzin
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bedzin vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Bedzin?
Yes – Bedzin is pricier by about 59%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,188 per month in Bedzin and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Bedzin and in Cebu?
Monthly expenses with rent come to $1,458 in Bedzin and $918 in Cebu. That's a gap of about 59%.
Which city has cheaper public transport?
Public transport costs about 143% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Bedzin or in Cebu?
A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Bedzin at $1,458. In Cebu it covers expenses comfortably, while in Bedzin it requires careful planning or may not stretch far enough.
Is Bedzin or Cebu more family-friendly?
Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Bedzin or Cebu?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bedzin makes more sense. Both are solid long-term options with distinct trade-offs.

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