Last update: Oct 2026

Cost of Living Comparison Between Cebu and Banbury

For one person, living is cheaper in Cebu: $918 a month against $2,246 in Banbury, rent and utilities included – about $15,900 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
110

Cost of Living Index in Banbury
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Banbury Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Banbury

🇬🇧 United Kingdom

$2,246

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Banbury

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Banbury actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,246 in Banbury.

Cebu $918
Banbury $2,246

Estimated couple costs with rent: $1,409 in Cebu versus $3,389 in Banbury.

Cebu $1,409
Banbury $3,389

Monthly costs for a family of three with rent: $1,900 in Cebu versus $4,532 in Banbury.

Cebu $1,900
Banbury $4,532

Living in Cebu costs roughly 59% less than in Banbury, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Cebu is 32% below, Banbury is 66% above.

Meal at Budget Restaurant

$3.09 ₱194

$19.75 £14.82

-84.35%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$79.6 £59.7

-69.57%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$10.63 £7.98

-63.12%

Cappuccino

$2.51 ₱158

$4.60 £3.45

-45.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.13 £1.60

-25.35%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.47 £1.10

-63.95%

Local Beer (0.5 liter draught)

$1.78 ₱112

$5.82 £4.37

-69.42%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.68 £3.51

-53.63%

Milk (1 liter)

$1.92 ₱121

$1.28 £0.96

50.00%

White Bread (500g)

$1.36 ₱85.4

$1.56 £1.17

-12.82%

Rice (white) (1kg)

$1.01 ₱63.5

$1.95 £1.46

-48.21%

Eggs

$2.03 ₱128

$4.38 £3.29

-53.65%

Local Cheese (1kg)

$9.86 ₱621

$5.27 £3.96

87.10%

Chicken Fillets (1kg)

$4.39 ₱277

$7.30 £5.47

-39.86%

Beef Round Steak (1kg)

$7.60 ₱479

$13.23 £9.93

-42.55%

Apples (1kg)

$3.30 ₱208

$2.13 £1.60

54.93%

Banana (1kg)

$1.39 ₱87.8

$1.29 £0.97

7.75%

Oranges (1kg)

$2.33 ₱147

$1.95 £1.46

19.49%

Tomato (1kg)

$1.50 ₱94.3

$2.09 £1.57

-28.23%

Potato (1kg)

$2.36 ₱149

$1.29 £0.97

82.95%

Onion (1kg)

$1.90 ₱119

$1.31 £0.98

45.04%

Lettuce (1 head)

$1.19 ₱74.9

$1.17 £0.87

1.71%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.50 £1.13

-58.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$23.76 £17.83

-87.37%

Wine (Bottle)

$6.03 ₱379

$9.07 £6.80

-33.52%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.62 £1.96

-53.05%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.40 £1.80

-27.08%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$3.85 £2.89

-93.51%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$263 £197

-95.20%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$4.79 £3.59

-83.92%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.60 £1.20

-85.63%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$38.95 £29.22

-88.55%

Gasoline (1 liter)

$1.31 ₱82.8

$2.06 £1.54

-36.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$37.6K £28.2K

-43.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$41.1K £30.8K

-53.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$204 £153

-41.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$13.35 £10.01

4.87%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$45.70 £34.29

-39.74%

Gym Membership (Monthly)

$32.33 ₱2,035

$71.6 £53.7

-54.86%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$14.65 £10.99

-61.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,463 £1,098

-81.18%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$22.1K £16.6K

-64.14%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$82.3 £61.7

-40.03%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$30.91 £23.19

-18.34%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$105 £78.7

-26.61%

Men's Leather Business Shoes

$57.2 ₱3,601

$86.6 £64.9

-33.92%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,160 £870

-56.94%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$907 £681

-65.97%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,838 £1,379

-41.34%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,587 £1,191

-61.24%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$2,700 £2,026

-87.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.06

42.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Banbury: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Banbury

$907 40.4% 194% $599

Groceries & Markets

Cebu

$206 22.4%

Banbury

$248 11% 20.3% $42

Monthly Utilities & Internet

Cebu

$162 17.6%

Banbury

$263 11.7% 62.7% $101

Clothing & Footwear

Cebu

$94 10.2%

Banbury

$137 6.1% 45.9% $43

Eating Out

Cebu

$88 9.6%

Banbury

$298 13.3% 238% $210

Sport & Entertainment

Cebu

$44 4.8%

Banbury

$101 4.5% 131% $57

Getting Around

Cebu

$16 1.7%

Banbury

$291 13% 1771% $276

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,160 in Banbury. Housing cost is often the main lever when comparing two cities.

Banbury pays 681% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $80.0 in Banbury for a mid-range dinner for two. Groceries echo the gap at $206 vs $248 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇬🇧 Banbury

🕒 Local time

20:27 8:27 PM

13:27 1:27 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

48,681

💱 Currency

Philippine Peso PHP ₱

British Pound GBP £

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Banbury 11,340 km ≈ 15 h nonstop flight

From you

Cebu
Banbury

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Banbury: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 145% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 681% lower in Banbury. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,160 in Banbury. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in Banbury. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $80.0 in Banbury. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $2,246 in Banbury, a $1,500 budget is realistic in Cebu but tight or insufficient in Banbury. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Banbury, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Banbury are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 145% less than in Banbury. Beyond cost, consider language, visa policies, and how big the international community is in each city.