Last update: Oct 2026

Cost of Living Comparison Between Banbury and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,246 in Banbury, rent and utilities included – about $15,900 less a year. Rent and utilities account for about half of the difference.

110

Cost of Living Index in Banbury
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Banbury Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Banbury

🇬🇧 United Kingdom

$2,246

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Banbury and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banbury and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,246 in Banbury versus $918 in Cebu.

Banbury $2,246
Cebu $918

Estimated couple costs with rent: $3,389 in Banbury versus $1,409 in Cebu.

Banbury $3,389
Cebu $1,409

Monthly costs for a family of three with rent: $4,532 in Banbury versus $1,900 in Cebu.

Banbury $4,532
Cebu $1,900

Living in Banbury is roughly 145% more expensive than in Cebu, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Banbury is 66% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.75 £14.82

$3.09 ₱194

539.16%

Three-Course Dinner for Two, Mid-Range

$79.6 £59.7

$24.22 ₱1,525

228.61%

Fast Food Meal (McDonalds, etc)

$10.63 £7.98

$3.92 ₱247

171.17%

Cappuccino

$4.60 £3.45

$2.51 ₱158

83.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 £1.60

$1.59 ₱100

33.96%

Water (0.33 liter bottle)

$1.47 £1.10

$0.53 ₱33.43

177.36%

Local Beer (0.5 liter draught)

$5.82 £4.37

$1.78 ₱112

226.97%

Imported Beer (0.33 liter bottle)

$4.68 £3.51

$2.17 ₱137

115.67%

Milk (1 liter)

$1.28 £0.96

$1.92 ₱121

-33.33%

White Bread (500g)

$1.56 £1.17

$1.36 ₱85.4

14.71%

Rice (white) (1kg)

$1.95 £1.46

$1.01 ₱63.5

93.07%

Eggs

$4.38 £3.29

$2.03 ₱128

115.76%

Local Cheese (1kg)

$5.27 £3.96

$9.86 ₱621

-46.55%

Chicken Fillets (1kg)

$7.30 £5.47

$4.39 ₱277

66.29%

Beef Round Steak (1kg)

$13.23 £9.93

$7.60 ₱479

74.08%

Apples (1kg)

$2.13 £1.60

$3.30 ₱208

-35.45%

Banana (1kg)

$1.29 £0.97

$1.39 ₱87.8

-7.19%

Oranges (1kg)

$1.95 £1.46

$2.33 ₱147

-16.31%

Tomato (1kg)

$2.09 £1.57

$1.50 ₱94.3

39.33%

Potato (1kg)

$1.29 £0.97

$2.36 ₱149

-45.34%

Onion (1kg)

$1.31 £0.98

$1.90 ₱119

-31.05%

Lettuce (1 head)

$1.17 £0.87

$1.19 ₱74.9

-1.68%

Water (1.5 liter bottle)

$1.50 £1.13

$0.63 ₱39.71

138.10%

Cigarettes 20 Pack (Marlboro, Camel)

$23.76 £17.83

$3.00 ₱189

692.00%

Wine (Bottle)

$9.07 £6.80

$6.03 ₱379

50.41%

Local Beer (0.5 liter bottle)

$2.62 £1.96

$1.23 ₱77.7

113.01%

Imported Beer (0.33 liter bottle)

$2.40 £1.80

$1.75 ₱110

37.14%

One-way Ticket (Public Transport)

$3.85 £2.89

$0.25 ₱15.86

1440.00%

Public Transport Monthly Pass (Regular Price)

$263 £197

$12.64 ₱796

1981.49%

Taxi Start (Normal Tariff)

$4.79 £3.59

$0.77 ₱48.62

522.08%

Taxi (Normal Tariff) (1km)

$1.60 £1.20

$0.23 ₱14.53

595.65%

Taxi 1hour Waiting (Normal Tariff)

$38.95 £29.22

$4.46 ₱281

773.32%

Gasoline (1 liter)

$2.06 £1.54

$1.31 ₱82.8

57.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K £28.2K

$21.2K ₱1.3M

77.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.1K £30.8K

$19.1K ₱1.2M

114.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 £153

$120 ₱7,569

69.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.35 £10.01

$14.00 ₱882

-4.64%

Internet (50+ Mbps, Unlimited Data)

$45.70 £34.29

$27.54 ₱1,734

65.94%

Gym Membership (Monthly)

$71.6 £53.7

$32.33 ₱2,035

121.53%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$14.65 £10.99

$5.65 ₱356

159.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,463 £1,098

$275 ₱17.3K

431.40%

International Primary School, 1 Child (Yearly)

$22.1K £16.6K

$7,918 ₱498.5K

178.85%

Jeans (Levis 501 Or Similar)

$82.3 £61.7

$49.33 ₱3,106

66.75%

Summer Dress (H&M, Zara, etc)

$30.91 £23.19

$25.24 ₱1,589

22.46%

Sport Shoes (Adidas, Nike)

$105 £78.7

$77.0 ₱4,846

36.25%

Men's Leather Business Shoes

$86.6 £64.9

$57.2 ₱3,601

51.33%

1-bedroom Apartment, City Center (Monthly)

$1,160 £870

$500 ₱31.5K

132.21%

1-bedroom Apartment, Outside City Center (Monthly)

$907 £681

$309 ₱19.4K

193.85%

3-bedroom Apartment, City Center (Monthly)

$1,838 £1,379

$1,078 ₱67.9K

70.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,587 £1,191

$615 ₱38.7K

157.97%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$2,700 £2,026

$346 ₱21.8K

680.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.06

7.2

-29.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banbury: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Banbury

$907 40.4%

Cebu

$309 33.6% 66% $599

Eating Out

Banbury

$298 13.3%

Cebu

$88 9.6% 70.4% $210

Getting Around

Banbury

$291 13%

Cebu

$16 1.7% 94.7% $276

Monthly Utilities & Internet

Banbury

$263 11.7%

Cebu

$162 17.6% 38.5% $101

Groceries & Markets

Banbury

$248 11%

Cebu

$206 22.4% 16.9% $42

Clothing & Footwear

Banbury

$137 6.1%

Cebu

$94 10.2% 31.5% $43

Sport & Entertainment

Banbury

$101 4.5%

Cebu

$44 4.8% 56.8% $57

Cost Breakdown

A one-bedroom apartment in the center runs $1,160 in Banbury and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Banbury pays 681% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Banbury vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $248 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Banbury

🇵🇭 Cebu

🕒 Local time

08:35 8:35 AM

15:35 3:35 PM

7 h ahead of Banbury

🌤 Weather

👥 Population

48,681

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Banbury Cebu 11,340 km ≈ 15 h nonstop flight

From you

Banbury
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banbury vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, transport, and groceries. The 145% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 681% higher in Banbury, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,160 in Banbury versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in Banbury. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $80.0 in Banbury. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $2,246 in Banbury, a $1,500 budget is realistic in Cebu but tight or insufficient in Banbury. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Banbury, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Banbury and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 145% less than in Banbury. Beyond cost, consider language, visa policies, and how big the international community is in each city.