Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bad Mergentheim

For one person, living is cheaper in Cebu: $918 a month against $1,867 in Bad Mergentheim, rent and utilities included – about $11,400 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
94

Cost of Living Index in Bad Mergentheim
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Bad Mergentheim Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bad Mergentheim

🇩🇪 Germany

$1,867

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bad Mergentheim

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bad Mergentheim actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,867 in Bad Mergentheim.

Cebu $918
Bad Mergentheim $1,867

Estimated couple costs with rent: $1,409 in Cebu versus $2,885 in Bad Mergentheim.

Cebu $1,409
Bad Mergentheim $2,885

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,903 in Bad Mergentheim.

Cebu $1,900
Bad Mergentheim $3,903

Living in Cebu costs roughly 51% less than in Bad Mergentheim, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Bad Mergentheim is 38% above.

Meal at Budget Restaurant

$3.09 ₱194

$22.37 €19.89

-86.19%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$67.3 €59.9

-64.01%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$13.41 €11.93

-70.77%

Cappuccino

$2.51 ₱158

$3.87 €3.44

-35.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.38 €2.12

-33.19%

Water (0.33 liter bottle)

$0.53 ₱33.43

$2.14 €1.90

-75.23%

Local Beer (0.5 liter draught)

$1.78 ₱112

$5.51 €4.90

-67.70%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.42 €4.82

-59.96%

Milk (1 liter)

$1.92 ₱121

$1.52 €1.35

26.32%

White Bread (500g)

$1.36 ₱85.4

$2.24 €1.99

-39.29%

Rice (white) (1kg)

$1.01 ₱63.5

$3.84 €3.41

-73.70%

Eggs

$2.03 ₱128

$4.18 €3.72

-51.44%

Local Cheese (1kg)

$9.86 ₱621

$15.77 €14.03

-37.48%

Chicken Fillets (1kg)

$4.39 ₱277

$10.93 €9.72

-59.84%

Beef Round Steak (1kg)

$7.60 ₱479

$26.79 €23.83

-71.63%

Apples (1kg)

$3.30 ₱208

$3.41 €3.03

-3.23%

Banana (1kg)

$1.39 ₱87.8

$2.18 €1.94

-36.24%

Oranges (1kg)

$2.33 ₱147

$2.21 €1.97

5.43%

Tomato (1kg)

$1.50 ₱94.3

$3.97 €3.53

-62.22%

Potato (1kg)

$2.36 ₱149

$1.18 €1.05

100.00%

Onion (1kg)

$1.90 ₱119

$1.13 €1.01

68.14%

Lettuce (1 head)

$1.19 ₱74.9

$1.51 €1.35

-21.19%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.96 €0.86

-34.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$9.03 €8.03

-66.78%

Wine (Bottle)

$6.03 ₱379

$5.47 €4.86

10.24%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.00 €0.89

23.00%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.57 €1.40

11.46%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$3.40 €3.02

-92.65%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$66.8 €59.5

-81.09%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$5.74 €5.11

-86.59%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$2.22 €1.97

-89.64%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$38.66 €34.38

-88.46%

Gasoline (1 liter)

$1.31 ₱82.8

$2.04 €1.82

-35.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$32.3K €28.7K

-34.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$37.2K €33.1K

-48.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$161 €144

-25.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$31.78 €28.27

-55.95%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$52.0 €46.23

-47.01%

Gym Membership (Monthly)

$32.33 ₱2,035

$38.36 €34.12

-15.72%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$27.43 €24.40

-75.76%

Cinema Ticket

$5.65 ₱356

$10.72 €9.54

-47.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,097 €976

-74.91%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$15.9K €14.1K

-50.04%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$96.9 €86.2

-49.10%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$70.2 €62.4

-64.04%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$126 €112

-38.89%

Men's Leather Business Shoes

$57.2 ₱3,601

$152 €135

-62.29%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$787 €700

-36.53%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$589 €524

-47.54%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,592 €1,416

-32.29%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$995 €885

-38.16%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$4,902 €4,361

-41.13%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$3,454 €3,073

-44.52%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.03

78.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bad Mergentheim: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bad Mergentheim

$589 31.6% 90.6% $280

Groceries & Markets

Cebu

$206 22.4%

Bad Mergentheim

$353 18.9% 71.7% $148

Monthly Utilities & Internet

Cebu

$162 17.6%

Bad Mergentheim

$245 13.1% 51.5% $83

Clothing & Footwear

Cebu

$94 10.2%

Bad Mergentheim

$200 10.7% 113% $106

Eating Out

Cebu

$88 9.6%

Bad Mergentheim

$322 17.3% 265% $234

Sport & Entertainment

Cebu

$44 4.8%

Bad Mergentheim

$60 3.2% 37.1% $16

Getting Around

Cebu

$16 1.7%

Bad Mergentheim

$97 5.2% 525% $82

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $787 in Bad Mergentheim. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $67.0 in Bad Mergentheim for a mid-range dinner for two. Groceries echo the gap at $206 vs $353 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇩🇪 Bad Mergentheim

🕒 Local time

07:20 7:20 AM

01:20 1:20 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

22,505

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Bad Mergentheim 10,810 km ≈ 14 h nonstop flight

From you

Cebu
Bad Mergentheim

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bad Mergentheim: Cost of Living - Frequently Asked Questions

Cebu and Bad Mergentheim differ by about 103% in total monthly costs ($918 vs $1,867 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,377 in Cebu and $2,800 in Bad Mergentheim to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $787 in Bad Mergentheim. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $67.0 in Bad Mergentheim. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $918 per month in Cebu versus $1,867 in Bad Mergentheim – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,867 in Bad Mergentheim, a $1,500 budget is realistic in Cebu but tight or insufficient in Bad Mergentheim. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Bad Mergentheim are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 103% less than in Bad Mergentheim. Beyond cost, consider language, visa policies, and how big the international community is in each city.