Last update: Oct 2026

Cost of Living Comparison Between Cebu and Azamgarh

For one person, living is cheaper in Azamgarh: $348 a month against $915 in Cebu, rent and utilities included – about $6,800 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
17

Cost of Living Index in Azamgarh
Learn more

Azamgarh Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$915

/mo nomad

Azamgarh

🇮🇳 India

$348

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Azamgarh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Azamgarh actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $348 in Azamgarh.

Cebu $915
Azamgarh $348

Estimated couple costs with rent: $1,418 in Cebu versus $548 in Azamgarh.

Cebu $1,418
Azamgarh $548

Monthly costs for a family of three with rent: $1,921 in Cebu versus $747 in Azamgarh.

Cebu $1,921
Azamgarh $747

Living in Cebu is roughly 163% more expensive than in Azamgarh, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Azamgarh 74% lower.

Meal at Budget Restaurant

$3.05 ₱192

$2.04 ₹194

49.51%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$8.42 ₹800

185.04%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$2.10 ₹199

90.00%

Cappuccino

$2.50 ₱157

$1.50 ₹143

66.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.29 ₹27.28

431.03%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.11 ₹10.45

354.55%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.28 ₹122

39.06%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.05 ₹195

5.85%

Milk (1 liter)

$2.00 ₱126

$0.65 ₹61.4

207.69%

White Bread (500g)

$1.37 ₱86.2

$0.48 ₹45.83

185.42%

Rice (white) (1kg)

$1.03 ₱64.9

$0.81 ₹77.0

27.16%

Eggs

$2.03 ₱128

$0.90 ₹85.5

125.56%

Local Cheese (1kg)

$10.20 ₱642

$3.67 ₹348

177.93%

Chicken Fillets (1kg)

$4.45 ₱280

$2.53 ₹240

75.89%

Beef Round Steak (1kg)

$7.67 ₱483

Apples (1kg)

$3.31 ₱208

$1.57 ₹149

110.83%

Banana (1kg)

$1.46 ₱91.8

$0.58 ₹55.4

151.72%

Oranges (1kg)

$2.32 ₱146

$1.03 ₹97.8

125.24%

Tomato (1kg)

$1.49 ₱94.0

$0.53 ₹50.2

181.13%

Potato (1kg)

$2.34 ₱147

$0.25 ₹23.87

836.00%

Onion (1kg)

$1.94 ₱122

$0.37 ₹35.30

424.32%

Lettuce (1 head)

$1.16 ₱73.0

$0.46 ₹43.48

152.17%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.27 ₹25.31

151.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$4.62 ₹439

-35.28%

Wine (Bottle)

$6.24 ₱393

$7.29 ₹692

-14.40%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.57 ₹149

-21.66%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.37 ₹225

-27.00%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.39 ₹607

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.25 ₹23.67

-8.00%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$7.52 ₹714

64.10%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$0.70 ₹66.7

12.86%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.26 ₹24.42

-15.38%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$1.02 ₹97.1

345.10%

Gasoline (1 liter)

$1.32 ₱82.9

$1.06 ₹101

24.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$9,477 ₹900.0K

121.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$20.0K ₹1.9M

-2.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$41.15 ₹3,908

188.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$3.14 ₹298

352.87%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$5.14 ₹488

434.44%

Gym Membership (Monthly)

$32.31 ₱2,034

$14.07 ₹1,337

129.64%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$6.56 ₹623

-0.91%

Cinema Ticket

$5.40 ₱340

$3.12 ₹297

73.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$53.5 ₹5,080

415.93%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$1,422 ₹135.1K

453.09%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$24.74 ₹2,349

99.56%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$28.37 ₹2,694

-13.36%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$36.53 ₹3,469

109.80%

Men's Leather Business Shoes

$58.9 ₱3,706

$15.64 ₹1,485

276.34%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$120 ₹11.4K

318.23%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$73.9 ₹7,020

311.89%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$267 ₹25.4K

301.81%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$175 ₹16.6K

261.38%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$956 ₹90.8K

200.17%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$522 ₹49.6K

259.54%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$419 ₹39.8K

-19.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.55

-15.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Azamgarh: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Azamgarh

$74 21.3% 75.7% $231

Groceries & Markets

Cebu

$210 22.9%

Azamgarh

$94 26.9% 55.4% $116

Monthly Utilities & Internet

Cebu

$160 17.5%

Azamgarh

$49 14.2% 69.2% $111

Clothing & Footwear

Cebu

$94 10.3%

Azamgarh

$47 13.6% 49.7% $47

Eating Out

Cebu

$88 9.6%

Azamgarh

$53 15.2% 39.9% $35

Sport & Entertainment

Cebu

$43 4.7%

Azamgarh

$20 5.8% 52.9% $23

Getting Around

Cebu

$15 1.7%

Azamgarh

$11 3% 30.7% $4.7

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $120 in Azamgarh. Housing cost is often the main lever when comparing two cities.

Azamgarh pays 25% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $8.00 in Azamgarh for a mid-range dinner for two. Groceries echo the gap at $210 vs $94.0 per month, with Azamgarh cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Azamgarh

🕒 Local time

10:27 10:27 AM

07:57 7:57 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

111,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 21, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Azamgarh 4,620 km ≈ 6 h nonstop flight

From you

Cebu
Azamgarh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Azamgarh: Cost of Living - Frequently Asked Questions

Azamgarh is cheaper overall, especially in groceries, clothing, and eating out. The 163% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 25% lower in Azamgarh. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $120 in Azamgarh. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 124% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Azamgarh – a meal for two runs $8.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Azamgarh gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Azamgarh is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Azamgarh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Azamgarh gentler on the wallet – expenses run 163% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.