Last update: Oct 2026

Cost of Living Comparison Between Cebu and Armenia

For one person, living is cheaper in Cebu: $934 a month against $1,391 in Armenia, rent and utilities included – about $5,500 less a year. Rent and utilities account for about half of the difference.

Cebu
🇵🇭 Philippines
$934
/mo nomad
🇦🇲 Armenia
$1,391
/mo nomad
🙂 Solo nomad: Cebu is 32.9% cheaper than Armenia without rent, and 32.8% cheaper with rent.
🙂 Family of 3: Cebu is 34.4% cheaper than Armenia without rent, and 31.5% cheaper with rent.
Currency
🍽 Eating Out
Cebu
Armenia
Difference
Meal at Budget Restaurant
$3.03 ₱190
$10.92 ֏3,947
-72.25%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$47.30 ֏17.1K
-50.36%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$9.85 ֏3,559
-58.48%
Cappuccino
$2.52 ₱158
$3.38 ֏1,222
-25.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$1.12 ֏406
37.50%
Water (0.33 liter bottle)
$0.49 ₱30.98
$0.62 ֏224
-20.97%
Local Beer (0.5 liter draught)
$1.79 ₱112
$2.49 ֏901
-28.11%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$3.22 ֏1,165
-29.81%
🛒 Groceries & Markets
Cebu
Armenia
Difference
Milk (1 liter)
$1.95 ₱122
$1.71 ֏618
14.04%
White Bread (500g)
$1.43 ₱89.7
$0.89 ֏322
60.67%
Rice (white) (1kg)
$1.02 ₱63.8
$2.16 ֏782
-52.78%
Eggs
$2.06 ₱129
$2.64 ֏956
-21.97%
Local Cheese (1kg)
$9.81 ₱615
$8.39 ֏3,033
16.92%
Chicken Fillets (1kg)
$4.61 ₱289
$7.52 ֏2,717
-38.70%
Beef Round Steak (1kg)
$7.70 ₱483
$13.15 ֏4,754
-41.44%
Apples (1kg)
$3.31 ₱207
$1.42 ֏514
133.10%
Banana (1kg)
$1.45 ₱90.9
$1.77 ֏641
-18.08%
Oranges (1kg)
$2.36 ₱148
$1.85 ֏669
27.57%
Tomato (1kg)
$1.54 ₱96.4
$2.30 ֏831
-33.04%
Potato (1kg)
$2.36 ₱148
$0.73 ֏265
223.29%
Onion (1kg)
$1.99 ₱125
$0.68 ֏246
192.65%
Lettuce (1 head)
$1.15 ₱72.1
$0.98 ֏355
17.35%
Water (1.5 liter bottle)
$0.67 ₱42.15
$0.72 ֏262
-6.94%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$2.70 ֏977
11.11%
Wine (Bottle)
$6.35 ₱398
$9.44 ֏3,413
-32.73%
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
$1.57 ֏566
-16.56%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$2.04 ֏736
-15.20%
🚌 Getting Around
Cebu
Armenia
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
$0.39 ֏142
-35.90%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
$24.99 ֏9,031
-49.38%
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$1.25 ֏452
-40.80%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
$0.45 ֏163
-53.33%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
$10.57 ֏3,820
-59.04%
Gasoline (1 liter)
$1.33 ₱83.5
$1.60 ֏577
-16.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$35.0K ֏12.6M
-37.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$33.6K ֏12.1M
-42.23%
🧾 Monthly Utilities & Internet
Cebu
Armenia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
$115 ֏41.7K
4.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$8.84 ֏3,193
63.46%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$21.94 ֏7,931
28.94%
🎉 Sport & Entertainment
Cebu
Armenia
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
$64.1 ֏23.2K
-49.02%
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$33.75 ֏12.2K
-81.07%
Cinema Ticket
$5.46 ₱342
$7.09 ֏2,562
-22.99%
🧸 Childcare & Education
Cebu
Armenia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$330 ֏119.3K
-17.16%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$10.4K ֏3.7M
-21.39%
👕👟 Clothing & Footwear
Cebu
Armenia
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$89.7 ֏32.4K
-44.71%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$54.9 ֏19.8K
-54.71%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$125 ֏45.1K
-38.64%
Men's Leather Business Shoes
$59.3 ₱3,717
$135 ֏48.7K
-56.05%
🏠 Accommodation & Living
Cebu
Armenia
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$794 ֏286.9K
-36.28%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$535 ֏193.5K
-42.21%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$1,311 ֏473.8K
-19.78%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$834 ֏301.4K
-25.78%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
$3,303 ֏1.2M
-11.73%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
$1,503 ֏543.3K
24.20%
💵 Salaries & Financials
Cebu
Armenia
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$731 ֏264.3K
-53.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
13.89
-48.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Armenia: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Armenia
$535 73% $226
Groceries & Markets
Cebu
$210
Armenia
$231 9.8% $21
Monthly Utilities & Internet
Cebu
$163
Armenia
$146 10.6% $17
Clothing & Footwear
Cebu
$95
Armenia
$182 92.2% $87
Eating Out
Cebu
$88
Armenia
$183 108% $95
Sport & Entertainment
Cebu
$44
Armenia
$78 79.5% $35
Getting Around
Cebu
$15
Armenia
$30 94.8% $15
Good to know
🇵🇭 Cebu
🇦🇲 Armenia
🕒 Local time
15:10 3:10 PM
11:10 11:10 AM
4 h behind Cebu
🌤 Weather
👥 Population
964,169
2,930,450
💱 Currency
Exchange rates and currency converter

AMD, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Armenian Dram exchange rates as of October 10, 2026: 1 USD = 361 AMD (1,000 AMD = 2.77 USD). 1 EUR = 405 AMD (1,000 AMD = 2.47 EUR).

On the map
Between locations
  • Cebu Armenia 8,370 km ≈ 11 h nonstop flight
From you
  • Cebu
  • Armenia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Cebu vs other spots: cost of living compared

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