Last update: Oct 2026

Cost of Living Comparison Between Armenia and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,391 in Armenia, rent and utilities included – about $5,500 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Armenia
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Armenia Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

🇦🇲 Armenia

$1,391

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

😐 Solo nomad: Armenia is 48.9% more expensive than Cebu without rent, and 48.9% more expensive with rent.

😐 Family of 3: Armenia is 52.4% more expensive than Cebu without rent, and 45.9% more expensive with rent.

Meal at Budget Restaurant

$10.92 ֏3,947

$3.03 ₱190

260.40%

Three-Course Dinner for Two, Mid-Range

$47.30 ֏17.1K

$23.48 ₱1,473

101.45%

Fast Food Meal (McDonalds, etc)

$9.85 ֏3,559

$4.09 ₱256

140.83%

Cappuccino

$3.38 ֏1,222

$2.52 ₱158

34.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.12 ֏406

$1.54 ₱96.9

-27.27%

Water (0.33 liter bottle)

$0.62 ֏224

$0.49 ₱30.98

26.53%

Local Beer (0.5 liter draught)

$2.49 ֏901

$1.79 ₱112

39.11%

Imported Beer (0.33 liter bottle)

$3.22 ֏1,165

$2.26 ₱142

42.48%

Milk (1 liter)

$1.71 ֏618

$1.95 ₱122

-12.31%

White Bread (500g)

$0.89 ֏322

$1.43 ₱89.7

-37.76%

Rice (white) (1kg)

$2.16 ֏782

$1.02 ₱63.8

111.76%

Eggs

$2.64 ֏956

$2.06 ₱129

28.16%

Local Cheese (1kg)

$8.39 ֏3,033

$9.81 ₱615

-14.48%

Chicken Fillets (1kg)

$7.52 ֏2,717

$4.61 ₱289

63.12%

Beef Round Steak (1kg)

$13.15 ֏4,754

$7.70 ₱483

70.78%

Apples (1kg)

$1.42 ֏514

$3.31 ₱207

-57.10%

Banana (1kg)

$1.77 ֏641

$1.45 ₱90.9

22.07%

Oranges (1kg)

$1.85 ֏669

$2.36 ₱148

-21.61%

Tomato (1kg)

$2.30 ֏831

$1.54 ₱96.4

49.35%

Potato (1kg)

$0.73 ֏265

$2.36 ₱148

-69.07%

Onion (1kg)

$0.68 ֏246

$1.99 ₱125

-65.83%

Lettuce (1 head)

$0.98 ֏355

$1.15 ₱72.1

-14.78%

Water (1.5 liter bottle)

$0.72 ֏262

$0.67 ₱42.15

7.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.70 ֏977

$3.00 ₱188

-10.00%

Wine (Bottle)

$9.44 ֏3,413

$6.35 ₱398

48.66%

Local Beer (0.5 liter bottle)

$1.57 ֏566

$1.31 ₱81.9

19.85%

Imported Beer (0.33 liter bottle)

$2.04 ֏736

$1.73 ₱108

17.92%

One-way Ticket (Public Transport)

$0.39 ֏142

$0.25 ₱15.78

56.00%

Public Transport Monthly Pass (Regular Price)

$24.99 ֏9,031

$12.65 ₱793

97.55%

Taxi Start (Normal Tariff)

$1.25 ֏452

$0.74 ₱46.32

68.92%

Taxi (Normal Tariff) (1km)

$0.45 ֏163

$0.21 ₱13.11

114.29%

Taxi 1hour Waiting (Normal Tariff)

$10.57 ֏3,820

$4.33 ₱271

144.11%

Gasoline (1 liter)

$1.60 ֏577

$1.33 ₱83.5

20.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K ֏12.6M

$21.8K ₱1.4M

60.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K ֏12.1M

$19.4K ₱1.2M

73.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 ֏41.7K

$121 ₱7,563

-4.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.84 ֏3,193

$14.45 ₱907

-38.82%

Internet (50+ Mbps, Unlimited Data)

$21.94 ֏7,931

$28.29 ₱1,774

-22.45%

Gym Membership (Monthly)

$64.1 ֏23.2K

$32.68 ₱2,050

96.14%

Tennis Court (1 Hour on Weekend)

$33.75 ֏12.2K

$6.39 ₱401

428.17%

Cinema Ticket

$7.09 ֏2,562

$5.46 ₱342

29.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$330 ֏119.3K

$273 ₱17.1K

20.72%

International Primary School, 1 Child (Yearly)

$10.4K ֏3.7M

$8,156 ₱511.5K

27.21%

Jeans (Levis 501 Or Similar)

$89.7 ֏32.4K

$49.57 ₱3,109

80.86%

Summer Dress (H&M, Zara, etc)

$54.9 ֏19.8K

$24.87 ₱1,560

120.79%

Sport Shoes (Adidas, Nike)

$125 ֏45.1K

$76.6 ₱4,804

62.98%

Men's Leather Business Shoes

$135 ֏48.7K

$59.3 ₱3,717

127.51%

1-bedroom Apartment, City Center (Monthly)

$794 ֏286.9K

$506 ₱31.7K

56.94%

1-bedroom Apartment, Outside City Center (Monthly)

$535 ֏193.5K

$309 ₱19.4K

73.03%

3-bedroom Apartment, City Center (Monthly)

$1,311 ֏473.8K

$1,052 ₱66.0K

24.65%

3-bedroom Apartment, Outside City Center (Monthly)

$834 ֏301.4K

$619 ₱38.8K

34.73%

Buy Apartment in City Center (m2)

$3,303 ֏1.2M

$2,915 ₱182.9K

13.29%

Buy Apartment Outside City Center (m2)

$1,503 ֏543.3K

$1,867 ₱117.1K

-19.49%

Average Monthly Net Salary (After Tax)

$731 ֏264.3K

$341 ₱21.4K

114.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.89

7.2

92.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armenia: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Armenia

$535 38.6%

Cebu

$309 33.5% 42.2% $226

Groceries & Markets

Armenia

$231 16.7%

Cebu

$210 22.7% 9% $21

Eating Out

Armenia

$183 13.2%

Cebu

$88 9.6% 51.8% $95

Clothing & Footwear

Armenia

$182 13.1%

Cebu

$95 10.2% 48% $87

Monthly Utilities & Internet

Armenia

$146 10.5%

Cebu

$163 17.7% 11.8% $17

Sport & Entertainment

Armenia

$78 5.7%

Cebu

$44 4.7% 44.3% $35

Getting Around

Armenia

$30 2.2%

Cebu

$15 1.7% 48.7% $15

Good to know

🇦🇲 Armenia

🇵🇭 Cebu

🕒 Local time

09:26 9:26 AM

13:26 1:26 PM

4 h ahead of Armenia

🌤 Weather

👥 Population

2,930,450

964,169

💱 Currency

Armenian Dram AMD ֏

Philippine Peso PHP ₱

📈 Exchange rate

1,000 AMD = 2.77 USD

1,000 AMD = 2.47 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to AMD – Armenian Dram Converter

🇺🇸 United States Dollar ($)

🇦🇲 Armenian Dram (֏)

Armenian Dram exchange rates as of October 10, 2026: 1 USD = 361 AMD (1,000 AMD = 2.77 USD). 1 EUR = 405 AMD (1,000 AMD = 2.47 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to AMD in detail →

On the map

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Between locations

Armenia Cebu 8,370 km ≈ 11 h nonstop flight

From you

Armenia
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armenia vs other spots: cost of living compared

Cost of Living Comparison Between Armenia and Cebu

PHP, USD, EUR to AMD – Armenian Dram Converter

City Median Internet Speeds Comparison (Updated April 2026)

Armenia

Cebu

Armenia

Cebu

Armenia vs other spots: cost of living compared

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