Last update: Oct 2026

Cost of Living Comparison Between Cebu and Annaba

For one person, living is cheaper in Annaba: $600 a month against $918 in Cebu, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
29

Cost of Living Index in Annaba
Learn more

Annaba Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Annaba

🇩🇿 Algeria

$600

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Annaba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Annaba actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $600 in Annaba.

Cebu $918
Annaba $600

Estimated couple costs with rent: $1,409 in Cebu versus $978 in Annaba.

Cebu $1,409
Annaba $978

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,356 in Annaba.

Cebu $1,900
Annaba $1,356

Living in Cebu is roughly 53% more expensive than in Annaba, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Annaba 56% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.84 DZD 380

8.80%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$31.75 DZD 4,250

-23.72%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.26 DZD 838

-37.38%

Cappuccino

$2.51 ₱158

$0.67 DZD 90.2

274.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.76 DZD 102

109.21%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.26 DZD 34.88

103.85%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.67 DZD 224

6.59%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.48 DZD 332

-12.50%

Milk (1 liter)

$1.92 ₱121

$0.89 DZD 119

115.73%

White Bread (500g)

$1.36 ₱85.4

$0.25 DZD 33.43

444.00%

Rice (white) (1kg)

$1.01 ₱63.5

$1.56 DZD 209

-35.26%

Eggs

$2.03 ₱128

$1.89 DZD 253

7.41%

Local Cheese (1kg)

$9.86 ₱621

$6.11 DZD 819

61.37%

Chicken Fillets (1kg)

$4.39 ₱277

$4.81 DZD 643

-8.73%

Beef Round Steak (1kg)

$7.60 ₱479

$19.77 DZD 2,647

-61.56%

Apples (1kg)

$3.30 ₱208

$2.02 DZD 271

63.37%

Banana (1kg)

$1.39 ₱87.8

$3.30 DZD 441

-57.88%

Oranges (1kg)

$2.33 ₱147

$1.12 DZD 150

108.04%

Tomato (1kg)

$1.50 ₱94.3

$0.70 DZD 94.4

114.29%

Potato (1kg)

$2.36 ₱149

$0.65 DZD 87.3

263.08%

Onion (1kg)

$1.90 ₱119

$0.40 DZD 53.4

375.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.50 DZD 66.6

138.00%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.36 DZD 47.65

75.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.96 DZD 397

1.35%

Wine (Bottle)

$6.03 ₱379

$6.22 DZD 833

-3.05%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.28 DZD 172

-3.91%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.96 DZD 263

-10.71%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.15 DZD 20.52

66.67%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$6.64 DZD 889

90.36%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.55 DZD 73.8

40.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.38 DZD 51.1

-39.47%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$5.37 DZD 719

-16.95%

Gasoline (1 liter)

$1.31 ₱82.8

$0.36 DZD 48.40

263.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.3K DZD 4.2M

-32.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$33.6K DZD 4.5M

-42.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$49.21 DZD 6,588

144.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$8.55 DZD 1,145

63.74%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$20.22 DZD 2,708

36.20%

Gym Membership (Monthly)

$32.33 ₱2,035

$21.18 DZD 2,835

52.64%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$4.59 DZD 614

44.88%

Cinema Ticket

$5.65 ₱356

$6.22 DZD 833

-9.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$37.38 DZD 5,005

636.52%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$4,801 DZD 642.8K

64.92%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$31.86 DZD 4,265

54.83%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$40.11 DZD 5,370

-37.07%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$67.1 DZD 8,977

14.78%

Men's Leather Business Shoes

$57.2 ₱3,601

$82.2 DZD 11.0K

-30.37%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$165 DZD 22.1K

202.21%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$116 DZD 15.5K

166.29%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$285 DZD 38.2K

278.23%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$199 DZD 26.6K

209.93%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$891 DZD 119.3K

223.79%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$601 DZD 80.4K

218.95%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$301 DZD 40.3K

14.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.75

25.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Annaba: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Annaba

$116 19.3% 62.4% $193

Groceries & Markets

Cebu

$206 22.4%

Annaba

$197 32.7% 4.5% $9.3

Monthly Utilities & Internet

Cebu

$162 17.6%

Annaba

$78 13% 51.8% $84

Clothing & Footwear

Cebu

$94 10.2%

Annaba

$100 16.6% 6% $5.6

Eating Out

Cebu

$88 9.6%

Annaba

$67 11.2% 24.1% $21

Sport & Entertainment

Cebu

$44 4.8%

Annaba

$34 5.6% 22.9% $10

Getting Around

Cebu

$16 1.7%

Annaba

$9.7 1.6% 37.6% $5.9

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $165 in Annaba. Housing cost is often the main lever when comparing two cities.

Cebu pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $32.00 in Annaba. Groceries flip the comparison at $206 vs $197, with Annaba cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇩🇿 Annaba

🕒 Local time

11:20 11:20 AM

04:20 4:20 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

257,359

💱 Currency

Philippine Peso PHP ₱

Algerian Dinar DZD د.ج

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 DZD = 7.47 USD

1,000 DZD = 6.64 EUR

Exchange rates and currency converter

DZD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Algerian Dinar exchange rates as of October 18, 2026: 1 USD = 134 DZD (1,000 DZD = 7.47 USD). 1 EUR = 151 DZD (1,000 DZD = 6.64 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Annaba 11,550 km ≈ 15 h nonstop flight

From you

Cebu
Annaba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Annaba: Cost of Living - Frequently Asked Questions

Annaba is cheaper overall, especially in groceries, eating out, and leisure. The 53% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 15% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $165 in Annaba. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Annaba runs roughly 90% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $275 in Cebu versus $37.38 in Annaba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,000 a month, though Annaba gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Annaba is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Annaba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Annaba gentler on the wallet – expenses run 53% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.