For one person, living is cheaper in Annaba: $600 a month against $918 in Cebu, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Annaba and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $600 in Annaba versus $918 in Cebu.
Annaba $600
Cebu $918
Estimated couple costs with rent: $978 in Annaba versus $1,409 in Cebu.
Annaba $978
Cebu $1,409
Monthly costs for a family of three with rent: $1,356 in Annaba versus $1,900 in Cebu.
Annaba $1,356
Cebu $1,900
🌍
Living in Annaba costs roughly 35% less than in Cebu, and outside of rent the biggest gap is in eating out.
📊
Both cities sit below the global median: Annaba56% lower, Cebu32% lower.
Currency
No currencies found
🍽 Eating Out
Annaba
Cebu
Difference
Meal at Budget Restaurant
$2.84DZD 380
$3.09₱194
-8.09%
Three-Course Dinner for Two, Mid-Range
$31.75DZD 4,250
$24.22₱1,525
31.09%
Fast Food Meal(McDonalds, etc)
$6.26DZD 838
$3.92₱247
59.69%
Cappuccino
$0.67DZD 90.2
$2.51₱158
-73.31%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.76DZD 102
$1.59₱100
-52.20%
Water(0.33 liter bottle)
$0.26DZD 34.88
$0.53₱33.43
-50.94%
Local Beer(0.5 liter draught)
$1.67DZD 224
$1.78₱112
-6.18%
Imported Beer(0.33 liter bottle)
$2.48DZD 332
$2.17₱137
14.29%
🛒 Groceries & Markets
Annaba
Cebu
Difference
Milk(1 liter)
$0.89DZD 119
$1.92₱121
-53.65%
White Bread(500g)
$0.25DZD 33.43
$1.36₱85.4
-81.62%
Rice(white)(1kg)
$1.56DZD 209
$1.01₱63.5
54.46%
Eggs
$1.89DZD 253
$2.03₱128
-6.90%
Local Cheese(1kg)
$6.11DZD 819
$9.86₱621
-38.03%
Chicken Fillets(1kg)
$4.81DZD 643
$4.39₱277
9.57%
Beef Round Steak(1kg)
$19.77DZD 2,647
$7.60₱479
160.13%
Apples(1kg)
$2.02DZD 271
$3.30₱208
-38.79%
Banana(1kg)
$3.30DZD 441
$1.39₱87.8
137.41%
Oranges(1kg)
$1.12DZD 150
$2.33₱147
-51.93%
Tomato(1kg)
$0.70DZD 94.4
$1.50₱94.3
-53.33%
Potato(1kg)
$0.65DZD 87.3
$2.36₱149
-72.46%
Onion(1kg)
$0.40DZD 53.4
$1.90₱119
-78.95%
Lettuce(1 head)
$0.50DZD 66.6
$1.19₱74.9
-57.98%
Water(1.5 liter bottle)
$0.36DZD 47.65
$0.63₱39.71
-42.86%
Cigarettes 20 Pack(Marlboro, Camel)
$2.96DZD 397
$3.00₱189
-1.33%
Wine(Bottle)
$6.22DZD 833
$6.03₱379
3.15%
Local Beer(0.5 liter bottle)
$1.28DZD 172
$1.23₱77.7
4.07%
Imported Beer(0.33 liter bottle)
$1.96DZD 263
$1.75₱110
12.00%
🚌 Getting Around
Annaba
Cebu
Difference
One-way Ticket(Public Transport)
$0.15DZD 20.52
$0.25₱15.86
-40.00%
Public Transport Monthly Pass(Regular Price)
$6.64DZD 889
$12.64₱796
-47.47%
Taxi Start(Normal Tariff)
$0.55DZD 73.8
$0.77₱48.62
-28.57%
Taxi(Normal Tariff)(1km)
$0.38DZD 51.1
$0.23₱14.53
65.22%
Taxi 1hour Waiting(Normal Tariff)
$5.37DZD 719
$4.46₱281
20.40%
Gasoline(1 liter)
$0.36DZD 48.40
$1.31₱82.8
-72.52%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.3KDZD 4.2M
$21.2K₱1.3M
47.19%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.6KDZD 4.5M
$19.1K₱1.2M
75.33%
🧾 Monthly Utilities & Internet
Annaba
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$49.21DZD 6,588
$120₱7,569
-59.07%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.55DZD 1,145
$14.00₱882
-38.93%
Internet(50+ Mbps, Unlimited Data)
$20.22DZD 2,708
$27.54₱1,734
-26.58%
🎉 Sport & Entertainment
Annaba
Cebu
Difference
Gym Membership(Monthly)
$21.18DZD 2,835
$32.33₱2,035
-34.49%
Tennis Court(1 Hour on Weekend)
$4.59DZD 614
$6.65₱419
-30.98%
Cinema Ticket
$6.22DZD 833
$5.65₱356
10.09%
🧸 Childcare & Education
Annaba
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$37.38DZD 5,005
$275₱17.3K
-86.42%
International Primary School, 1 Child(Yearly)
$4,801DZD 642.8K
$7,918₱498.5K
-39.36%
👕👟 Clothing & Footwear
Annaba
Cebu
Difference
Jeans(Levis 501 Or Similar)
$31.86DZD 4,265
$49.33₱3,106
-35.41%
Summer Dress(H&M, Zara, etc)
$40.11DZD 5,370
$25.24₱1,589
58.91%
Sport Shoes(Adidas, Nike)
$67.1DZD 8,977
$77.0₱4,846
-12.88%
Men's Leather Business Shoes
$82.2DZD 11.0K
$57.2₱3,601
43.62%
🏠 Accommodation & Living
Annaba
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$165DZD 22.1K
$500₱31.5K
-66.91%
1-bedroom Apartment, Outside City Center(Monthly)
$116DZD 15.5K
$309₱19.4K
-62.45%
3-bedroom Apartment, City Center(Monthly)
$285DZD 38.2K
$1,078₱67.9K
-73.56%
3-bedroom Apartment, Outside City Center(Monthly)
$199DZD 26.6K
$615₱38.7K
-67.74%
Buy Apartment in City Center(m2)
$891DZD 119.3K
$2,886₱181.7K
-69.12%
Buy Apartment Outside City Center(m2)
$601DZD 80.4K
$1,917₱120.7K
-68.65%
💵 Salaries & Financials
Annaba
Cebu
Difference
Average Monthly Net Salary(After Tax)
$301DZD 40.3K
$346₱21.8K
-13.03%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.75
7.2
-20.14%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Annaba: October 12, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🛒Groceries & Markets
Annaba
$197 32.7%
Cebu
$206 22.4% ↑ 4.7%$9.3
🏠Accommodation & Living
Annaba
$116 19.3%
Cebu
$309 33.6% ↑ 166%$193
👕👟Clothing & Footwear
Annaba
$100 16.6%
Cebu
$94 10.2% ↓ 5.6%$5.6
🧾Monthly Utilities & Internet
Annaba
$78 13%
Cebu
$162 17.6% ↑ 107%$84
🍽Eating Out
Annaba
$67 11.2%
Cebu
$88 9.6% ↑ 31.7%$21
🎉Sport & Entertainment
Annaba
$34 5.6%
Cebu
$44 4.8% ↑ 29.7%$10
🚌Getting Around
Annaba
$9.7 1.6%
Cebu
$16 1.7% ↑ 60.4%$5.9
🛒Groceries & Markets
Annaba
$472 34.8%
Cebu
$483 25.4% ↑ 2.4%$11
🏠Accommodation & Living
Annaba
$199 14.6%
Cebu
$615 32.4% ↑ 210%$417
👕👟Clothing & Footwear
Annaba
$221 16.3%
Cebu
$209 11% ↓ 5.6%$12
🧾Monthly Utilities & Internet
Annaba
$87 6.4%
Cebu
$176 9.3% ↑ 103%$89
🍽Eating Out
Annaba
$287 21.2%
Cebu
$292 15.4% ↑ 1.8%$5.3
🎉Sport & Entertainment
Annaba
$72 5.3%
Cebu
$94 4.9% ↑ 30.7%$22
🚌Getting Around
Annaba
$20 1.5%
Cebu
$32 1.7% ↑ 60.4%$12
Cost Breakdown
🏠A one-bedroom apartment in the center runs $165 in Annaba and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Cebu pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $32.00 in Annaba vs $24.00 in Cebu. Groceries flip the comparison at $197 vs $206, with Annaba cheaper for home cooking.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Annaba vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Annaba?
Annaba is cheaper overall, especially in groceries, eating out, and leisure. The 53% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Annaba or Cebu?
On paper, salaries run 15% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Annaba and Cebu?
Rent for a central apartment: $165 in Annaba versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Annaba runs roughly 90% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $37.38 in Annaba versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,000 enough for either Annaba or Cebu?
Either city works on $1,000 a month, though Annaba gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Annaba or Cebu more family-friendly?
For families, Annaba is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Annaba or Cebu?
Safety-wise, Annaba and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Annaba gentler on the wallet – expenses run 53% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.