Last update: Oct 2026

Cost of Living Comparison Between Cebu and Anacapri

For one person, living is cheaper in Cebu: $918 a month against $1,648 in Anacapri, rent and utilities included – about $8,800 less a year. Other living expenses account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Anacapri
🇮🇹 Italy
$1,648
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Anacapri

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Anacapri actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,648 in Anacapri.

  • Cebu $918
  • Anacapri $1,648

Estimated couple costs with rent: $1,409 in Cebu versus $2,569 in Anacapri.

  • Cebu $1,409
  • Anacapri $2,569

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,490 in Anacapri.

  • Cebu $1,900
  • Anacapri $3,490

Living in Cebu costs roughly 44% less than in Anacapri, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Anacapri is 22% above.

Currency
🍽 Eating Out
Cebu
Anacapri
Difference
Meal at Budget Restaurant
$3.09 ₱194
$16.65 €14.81
-81.44%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$67.6 €60.2
-64.19%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$11.21 €9.97
-65.03%
Cappuccino
$2.51 ₱158
$2.05 €1.82
22.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$2.64 €2.35
-39.77%
Water (0.33 liter bottle)
$0.53 ₱33.43
$1.48 €1.32
-64.19%
Local Beer (0.5 liter draught)
$1.78 ₱112
$5.42 €4.82
-67.16%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$4.69 €4.17
-53.73%
🛒 Groceries & Markets
Cebu
Anacapri
Difference
Milk (1 liter)
$1.92 ₱121
$1.44 €1.28
33.33%
White Bread (500g)
$1.36 ₱85.4
$2.30 €2.05
-40.87%
Rice (white) (1kg)
$1.01 ₱63.5
$2.67 €2.37
-62.17%
Eggs
$2.03 ₱128
$4.44 €3.95
-54.28%
Local Cheese (1kg)
$9.86 ₱621
$18.59 €16.54
-46.96%
Chicken Fillets (1kg)
$4.39 ₱277
$13.04 €11.60
-66.33%
Beef Round Steak (1kg)
$7.60 ₱479
$20.75 €18.46
-63.37%
Apples (1kg)
$3.30 ₱208
$2.31 €2.06
42.86%
Banana (1kg)
$1.39 ₱87.8
$2.34 €2.09
-40.60%
Oranges (1kg)
$2.33 ₱147
$2.82 €2.50
-17.38%
Tomato (1kg)
$1.50 ₱94.3
$3.55 €3.16
-57.75%
Potato (1kg)
$2.36 ₱149
$1.71 €1.52
38.01%
Onion (1kg)
$1.90 ₱119
$1.65 €1.46
15.15%
Lettuce (1 head)
$1.19 ₱74.9
$1.34 €1.20
-11.19%
Water (1.5 liter bottle)
$0.63 ₱39.71
$0.46 €0.41
36.96%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$7.12 €6.33
-57.87%
Wine (Bottle)
$6.03 ₱379
$6.28 €5.59
-3.98%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$1.81 €1.61
-32.04%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$2.11 €1.88
-17.06%
🚌 Getting Around
Cebu
Anacapri
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.86
$1.44 €1.28
-82.64%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
$39.79 €35.39
-68.23%
Taxi Start (Normal Tariff)
$0.77 ₱48.62
$6.21 €5.53
-87.60%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$1.71 €1.52
-86.55%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$29.36 €26.12
-84.81%
Gasoline (1 liter)
$1.31 ₱82.8
$2.18 €1.94
-39.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$38.1K €33.9K
-44.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$36.1K €32.1K
-46.94%
🧾 Monthly Utilities & Internet
Cebu
Anacapri
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,569
$176 €157
-31.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$10.66 €9.48
31.33%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,734
$30.08 €26.76
-8.44%
🎉 Sport & Entertainment
Cebu
Anacapri
Difference
Gym Membership (Monthly)
$32.33 ₱2,035
$48.70 €43.32
-33.61%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
$20.33 €18.08
-67.29%
Cinema Ticket
$5.65 ₱356
$11.64 €10.35
-51.46%
🧸 Childcare & Education
Cebu
Anacapri
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$545 €485
-49.52%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.5K
$8,951 €7,961
-11.53%
👕👟 Clothing & Footwear
Cebu
Anacapri
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,106
$84.6 €75.3
-41.70%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$36.90 €32.82
-31.60%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,846
$110 €97.8
-30.02%
Men's Leather Business Shoes
$57.2 ₱3,601
$132 €117
-56.61%
🏠 Accommodation & Living
Cebu
Anacapri
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$723 €643
-30.87%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$542 €482
-43.01%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$1,179 €1,049
-8.62%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
$951 €846
-35.31%
Buy Apartment in City Center (m2)
$2,886 ₱181.7K
$2,578 €2,293
11.96%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
$2,200 €1,957
-12.87%
💵 Salaries & Financials
Cebu
Anacapri
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.33
116.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Anacapri: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Anacapri
$542 75.5% $233
Groceries & Markets
Cebu
$206
Anacapri
$349 69.5% $143
Monthly Utilities & Internet
Cebu
$162
Anacapri
$217 34% $55
Clothing & Footwear
Cebu
$94
Anacapri
$164 74.1% $70
Eating Out
Cebu
$88
Anacapri
$244 177% $156
Sport & Entertainment
Cebu
$44
Anacapri
$72 65% $28
Getting Around
Cebu
$16
Anacapri
$60 288% $45

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $723 in Anacapri. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $68.0 in Anacapri for a mid-range dinner for two. Groceries echo the gap at $206 vs $349 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇮🇹 Anacapri
🕒 Local time
04:19 4:19 AM
22:19 10:19 PM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
7,000
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cebu Anacapri 10,870 km ≈ 14 h nonstop flight
From you
  • Cebu
  • Anacapri

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Anacapri: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cebu or Anacapri?
Cebu wins on cost – living expenses run 80% lower than in Anacapri. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Cebu and in Anacapri?
You'd need roughly $1,377 in Cebu and $2,472 in Anacapri to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Cebu compared to Anacapri?
Rent for a central apartment: $500 in Cebu versus $723 in Anacapri. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Cebu and in Anacapri?
Childcare runs $275 in Cebu versus $545 in Anacapri. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Cebu or in Anacapri?
Supermarket bills run roughly 69% higher in Anacapri. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Cebu or in Anacapri?
At $918 in Cebu versus $1,648 in Anacapri, a $1,500 budget is realistic in Cebu but tight or insufficient in Anacapri. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Which city is better for digital nomads, Cebu or Anacapri?
Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $918 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.
How safe is Cebu compared to Anacapri?
Safety-wise, Cebu and Anacapri are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Cebu gentler on the wallet – expenses run 80% less than in Anacapri. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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