Last update: Oct 2026

Cost of Living Comparison Between Anacapri and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,648 in Anacapri, rent and utilities included – about $8,800 less a year. Other living expenses account for most of the difference.

Anacapri
🇮🇹 Italy
$1,648
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Anacapri and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Anacapri and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,648 in Anacapri versus $918 in Cebu.

  • Anacapri $1,648
  • Cebu $918

Estimated couple costs with rent: $2,569 in Anacapri versus $1,409 in Cebu.

  • Anacapri $2,569
  • Cebu $1,409

Monthly costs for a family of three with rent: $3,490 in Anacapri versus $1,900 in Cebu.

  • Anacapri $3,490
  • Cebu $1,900

Living in Anacapri is roughly 80% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Anacapri is 22% above, Cebu is 32% below.

Currency
🍽 Eating Out
Anacapri
Cebu
Difference
Meal at Budget Restaurant
$16.65 €14.81
$3.09 ₱194
438.83%
Three-Course Dinner for Two, Mid-Range
$67.6 €60.2
$24.22 ₱1,525
179.27%
Fast Food Meal (McDonalds, etc)
$11.21 €9.97
$3.92 ₱247
185.97%
Cappuccino
$2.05 €1.82
$2.51 ₱158
-18.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 €2.35
$1.59 ₱100
66.04%
Water (0.33 liter bottle)
$1.48 €1.32
$0.53 ₱33.43
179.25%
Local Beer (0.5 liter draught)
$5.42 €4.82
$1.78 ₱112
204.49%
Imported Beer (0.33 liter bottle)
$4.69 €4.17
$2.17 ₱137
116.13%
🛒 Groceries & Markets
Anacapri
Cebu
Difference
Milk (1 liter)
$1.44 €1.28
$1.92 ₱121
-25.00%
White Bread (500g)
$2.30 €2.05
$1.36 ₱85.4
69.12%
Rice (white) (1kg)
$2.67 €2.37
$1.01 ₱63.5
164.36%
Eggs
$4.44 €3.95
$2.03 ₱128
118.72%
Local Cheese (1kg)
$18.59 €16.54
$9.86 ₱621
88.54%
Chicken Fillets (1kg)
$13.04 €11.60
$4.39 ₱277
197.04%
Beef Round Steak (1kg)
$20.75 €18.46
$7.60 ₱479
173.03%
Apples (1kg)
$2.31 €2.06
$3.30 ₱208
-30.00%
Banana (1kg)
$2.34 €2.09
$1.39 ₱87.8
68.35%
Oranges (1kg)
$2.82 €2.50
$2.33 ₱147
21.03%
Tomato (1kg)
$3.55 €3.16
$1.50 ₱94.3
136.67%
Potato (1kg)
$1.71 €1.52
$2.36 ₱149
-27.54%
Onion (1kg)
$1.65 €1.46
$1.90 ₱119
-13.16%
Lettuce (1 head)
$1.34 €1.20
$1.19 ₱74.9
12.61%
Water (1.5 liter bottle)
$0.46 €0.41
$0.63 ₱39.71
-26.98%
Cigarettes 20 Pack (Marlboro, Camel)
$7.12 €6.33
$3.00 ₱189
137.33%
Wine (Bottle)
$6.28 €5.59
$6.03 ₱379
4.15%
Local Beer (0.5 liter bottle)
$1.81 €1.61
$1.23 ₱77.7
47.15%
Imported Beer (0.33 liter bottle)
$2.11 €1.88
$1.75 ₱110
20.57%
🚌 Getting Around
Anacapri
Cebu
Difference
One-way Ticket (Public Transport)
$1.44 €1.28
$0.25 ₱15.86
476.00%
Public Transport Monthly Pass (Regular Price)
$39.79 €35.39
$12.64 ₱796
214.79%
Taxi Start (Normal Tariff)
$6.21 €5.53
$0.77 ₱48.62
706.49%
Taxi (Normal Tariff) (1km)
$1.71 €1.52
$0.23 ₱14.53
643.48%
Taxi 1hour Waiting (Normal Tariff)
$29.36 €26.12
$4.46 ₱281
558.30%
Gasoline (1 liter)
$2.18 €1.94
$1.31 ₱82.8
66.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.1K €33.9K
$21.2K ₱1.3M
79.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.1K €32.1K
$19.1K ₱1.2M
88.45%
🧾 Monthly Utilities & Internet
Anacapri
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$176 €157
$120 ₱7,569
46.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.66 €9.48
$14.00 ₱882
-23.86%
Internet (50+ Mbps, Unlimited Data)
$30.08 €26.76
$27.54 ₱1,734
9.22%
🎉 Sport & Entertainment
Anacapri
Cebu
Difference
Gym Membership (Monthly)
$48.70 €43.32
$32.33 ₱2,035
50.63%
Tennis Court (1 Hour on Weekend)
$20.33 €18.08
$6.65 ₱419
205.71%
Cinema Ticket
$11.64 €10.35
$5.65 ₱356
106.02%
🧸 Childcare & Education
Anacapri
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$545 €485
$275 ₱17.3K
98.09%
International Primary School, 1 Child (Yearly)
$8,951 €7,961
$7,918 ₱498.5K
13.04%
👕👟 Clothing & Footwear
Anacapri
Cebu
Difference
Jeans (Levis 501 Or Similar)
$84.6 €75.3
$49.33 ₱3,106
71.54%
Summer Dress (H&M, Zara, etc)
$36.90 €32.82
$25.24 ₱1,589
46.20%
Sport Shoes (Adidas, Nike)
$110 €97.8
$77.0 ₱4,846
42.89%
Men's Leather Business Shoes
$132 €117
$57.2 ₱3,601
130.49%
🏠 Accommodation & Living
Anacapri
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$723 €643
$500 ₱31.5K
44.65%
1-bedroom Apartment, Outside City Center (Monthly)
$542 €482
$309 ₱19.4K
75.47%
3-bedroom Apartment, City Center (Monthly)
$1,179 €1,049
$1,078 ₱67.9K
9.43%
3-bedroom Apartment, Outside City Center (Monthly)
$951 €846
$615 ₱38.7K
54.59%
Buy Apartment in City Center (m2)
$2,578 €2,293
$2,886 ₱181.7K
-10.68%
Buy Apartment Outside City Center (m2)
$2,200 €1,957
$1,917 ₱120.7K
14.78%
💵 Salaries & Financials
Anacapri
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.33
7.2
-53.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Anacapri: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Anacapri
$542
Cebu
$309 43% $233
Groceries & Markets
Anacapri
$349
Cebu
$206 41% $143
Eating Out
Anacapri
$244
Cebu
$88 63.9% $156
Monthly Utilities & Internet
Anacapri
$217
Cebu
$162 25.4% $55
Clothing & Footwear
Anacapri
$164
Cebu
$94 42.6% $70
Sport & Entertainment
Anacapri
$72
Cebu
$44 39.4% $28
Getting Around
Anacapri
$60
Cebu
$16 74.2% $45

Cost Breakdown

A one-bedroom apartment in the center runs $723 in Anacapri and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $68.0 in Anacapri vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $349 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇮🇹 Anacapri
🇵🇭 Cebu
🕒 Local time
20:51 8:51 PM
02:51 2:51 AM
6 h ahead of Anacapri
🌤 Weather
👥 Population
7,000
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Anacapri Cebu 10,870 km ≈ 14 h nonstop flight
From you
  • Anacapri
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Anacapri vs Cebu: Cost of Living - Frequently Asked Questions
Which city is more expensive, Anacapri or Cebu?
Cebu wins on cost – living expenses run 80% lower than in Anacapri. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Anacapri and in Cebu?
You'd need roughly $2,472 in Anacapri and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Anacapri compared to Cebu?
Rent for a central apartment: $723 in Anacapri versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Anacapri and in Cebu?
Childcare runs $545 in Anacapri versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Anacapri or in Cebu?
Supermarket bills run roughly 69% higher in Anacapri. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Anacapri or in Cebu?
At $918 in Cebu versus $1,648 in Anacapri, a $1,500 budget is realistic in Cebu but tight or insufficient in Anacapri. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Which city is better for digital nomads, Anacapri or Cebu?
Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $918 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.
How safe is Anacapri compared to Cebu?
Safety-wise, Anacapri and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Cebu gentler on the wallet – expenses run 80% less than in Anacapri. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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