Last update: Oct 2026

Cost of Living Comparison Between Cebu and Amersfoort

For one person, living is cheaper in Cebu: $918 a month against $1,065 in Amersfoort, rent and utilities included – about $1,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
52

Cost of Living Index in Amersfoort
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Amersfoort Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Amersfoort

🇿🇦 South Africa

$1,065

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Amersfoort

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Amersfoort actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $1,065 in Amersfoort, rent included.

Cebu $918
Amersfoort $1,065

A couple spends around $1,409 per month in Cebu vs $1,645 in Amersfoort, rent included.

Cebu $1,409
Amersfoort $1,645

A family of three spends $1,900 per month in Cebu vs $2,224 in Amersfoort, rent included.

Cebu $1,900
Amersfoort $2,224

Cebu is about 14% cheaper than Amersfoort, and outside of rent the biggest gap is in eating out.

Both Cebu and Amersfoort are more affordable than the global median – Cebu 32% lower, Amersfoort 21% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.82 R 145

-64.97%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$36.82 R 607

-34.22%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.49 R 90.4

-28.60%

Cappuccino

$2.51 ₱158

$2.30 R 37.85

9.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.05 R 17.24

51.43%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.83 R 13.65

-36.14%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.49 R 41.07

-28.51%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.12 R 51.4

-30.45%

Milk (1 liter)

$1.92 ₱121

$1.20 R 19.84

60.00%

White Bread (500g)

$1.36 ₱85.4

$1.13 R 18.59

20.35%

Rice (white) (1kg)

$1.01 ₱63.5

$1.76 R 29.04

-42.61%

Eggs

$2.03 ₱128

$2.26 R 37.27

-10.18%

Local Cheese (1kg)

$9.86 ₱621

$4.20 R 69.2

134.76%

Chicken Fillets (1kg)

$4.39 ₱277

$4.96 R 81.8

-11.49%

Beef Round Steak (1kg)

$7.60 ₱479

$4.26 R 70.1

78.40%

Apples (1kg)

$3.30 ₱208

$1.78 R 29.34

85.39%

Banana (1kg)

$1.39 ₱87.8

$1.59 R 26.23

-12.58%

Oranges (1kg)

$2.33 ₱147

$1.71 R 28.22

36.26%

Tomato (1kg)

$1.50 ₱94.3

$1.60 R 26.44

-6.25%

Potato (1kg)

$2.36 ₱149

$1.10 R 18.18

114.55%

Onion (1kg)

$1.90 ₱119

$1.21 R 20.00

57.02%

Lettuce (1 head)

$1.19 ₱74.9

$1.16 R 19.09

2.59%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.27 R 20.88

-50.39%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.40 R 23.06

114.29%

Wine (Bottle)

$6.03 ₱379

$1.87 R 30.87

222.46%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.52 R 25.06

-19.08%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.96 R 32.34

-10.71%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.47 R 24.22

-82.99%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.29 R 4.75

165.52%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.80 R 13.12

-71.25%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$14.19 R 234

-68.57%

Gasoline (1 liter)

$1.31 ₱82.8

$1.50 R 24.64

-12.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$36.1K R 594.4K

-41.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$33.9K R 558.8K

-43.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$152 R 2,508

-21.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$37.26 R 614

-62.43%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$36.10 R 595

-23.71%

Gym Membership (Monthly)

$32.33 ₱2,035

$31.56 R 520

2.44%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$10.91 R 180

-39.05%

Cinema Ticket

$5.65 ₱356

$7.29 R 120

-22.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$266 R 4,381

3.54%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,365 R 88.4K

47.60%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$52.4 R 863

-5.80%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$31.89 R 525

-20.85%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$92.3 R 1,520

-16.61%

Men's Leather Business Shoes

$57.2 ₱3,601

$81.7 R 1,347

-30.01%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$396 R 6,518

26.27%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$362 R 5,972

-14.80%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$725 R 11.9K

48.66%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$730 R 12.0K

-15.74%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$863 R 14.2K

234.44%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$656 R 10.8K

192.38%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

11.34

-36.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Amersfoort: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Amersfoort

$362 34% 17.4% $54

Groceries & Markets

Cebu

$206 22.4%

Amersfoort

$164 15.4% 20.4% $42

Monthly Utilities & Internet

Cebu

$162 17.6%

Amersfoort

$226 21.2% 39.4% $64

Clothing & Footwear

Cebu

$94 10.2%

Amersfoort

$116 10.9% 23.7% $22

Eating Out

Cebu

$88 9.6%

Amersfoort

$141 13.2% 59.5% $53

Sport & Entertainment

Cebu

$44 4.8%

Amersfoort

$46 4.3% 5.8% $2.5

Getting Around

Cebu

$16 1.7%

Amersfoort

$10 * 1% 34.8% $5.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $396 in Amersfoort. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $24.00 in Cebu versus $37.00 in Amersfoort. Groceries tell a different story – $206 in Cebu vs $164 in Amersfoort – so Amersfoort wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Cebu

🇿🇦 Amersfoort

🕒 Local time

16:00 4:00 PM

10:00 10:00 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

12,335

💱 Currency

Philippine Peso PHP ₱

South African Rand ZAR R

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

South African Rand exchange rates as of October 18, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Amersfoort 10,920 km ≈ 14 h nonstop flight

From you

Cebu
Amersfoort

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Amersfoort: Cost of Living - Frequently Asked Questions

Amersfoort costs about 16% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,377 per month in Cebu and $1,598 in Amersfoort. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $24.00 in Cebu and $37.00 in Amersfoort. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 26% cheaper in Amersfoort – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$1,000 covers both cities comfortably – all-in costs are $918 in Cebu and $1,065 in Amersfoort, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Cebu costs $918 versus $1,065 in Amersfoort. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Amersfoort makes more sense. Both are solid long-term options with distinct trade-offs.