Last update: Oct 2026

Cost of Living Comparison Between Amersfoort and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,065 in Amersfoort, rent and utilities included – about $1,800 less a year. Rent and utilities account for most of the difference.

52

Cost of Living Index in Amersfoort
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Amersfoort Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Amersfoort

🇿🇦 South Africa

$1,065

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Amersfoort and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Amersfoort and in Cebu actually costs, broken down by who's living it.

A single person spends $1,065 per month in Amersfoort vs $918 in Cebu, rent included.

Amersfoort $1,065
Cebu $918

A couple spends around $1,645 per month in Amersfoort vs $1,409 in Cebu, rent included.

Amersfoort $1,645
Cebu $1,409

A family of three spends $2,224 per month in Amersfoort vs $1,900 in Cebu, rent included.

Amersfoort $2,224
Cebu $1,900

Amersfoort costs about 16% more than Cebu, and outside of rent the biggest gap is in eating out.

Both Amersfoort and Cebu are more affordable than the global median – Amersfoort 21% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.82 R 145

$3.09 ₱194

185.44%

Three-Course Dinner for Two, Mid-Range

$36.82 R 607

$24.22 ₱1,525

52.02%

Fast Food Meal (McDonalds, etc)

$5.49 R 90.4

$3.92 ₱247

40.05%

Cappuccino

$2.30 R 37.85

$2.51 ₱158

-8.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 R 17.24

$1.59 ₱100

-33.96%

Water (0.33 liter bottle)

$0.83 R 13.65

$0.53 ₱33.43

56.60%

Local Beer (0.5 liter draught)

$2.49 R 41.07

$1.78 ₱112

39.89%

Imported Beer (0.33 liter bottle)

$3.12 R 51.4

$2.17 ₱137

43.78%

Milk (1 liter)

$1.20 R 19.84

$1.92 ₱121

-37.50%

White Bread (500g)

$1.13 R 18.59

$1.36 ₱85.4

-16.91%

Rice (white) (1kg)

$1.76 R 29.04

$1.01 ₱63.5

74.26%

Eggs

$2.26 R 37.27

$2.03 ₱128

11.33%

Local Cheese (1kg)

$4.20 R 69.2

$9.86 ₱621

-57.40%

Chicken Fillets (1kg)

$4.96 R 81.8

$4.39 ₱277

12.98%

Beef Round Steak (1kg)

$4.26 R 70.1

$7.60 ₱479

-43.95%

Apples (1kg)

$1.78 R 29.34

$3.30 ₱208

-46.06%

Banana (1kg)

$1.59 R 26.23

$1.39 ₱87.8

14.39%

Oranges (1kg)

$1.71 R 28.22

$2.33 ₱147

-26.61%

Tomato (1kg)

$1.60 R 26.44

$1.50 ₱94.3

6.67%

Potato (1kg)

$1.10 R 18.18

$2.36 ₱149

-53.39%

Onion (1kg)

$1.21 R 20.00

$1.90 ₱119

-36.32%

Lettuce (1 head)

$1.16 R 19.09

$1.19 ₱74.9

-2.52%

Water (1.5 liter bottle)

$1.27 R 20.88

$0.63 ₱39.71

101.59%

Cigarettes 20 Pack (Marlboro, Camel)

$1.40 R 23.06

$3.00 ₱189

-53.33%

Wine (Bottle)

$1.87 R 30.87

$6.03 ₱379

-68.99%

Local Beer (0.5 liter bottle)

$1.52 R 25.06

$1.23 ₱77.7

23.58%

Imported Beer (0.33 liter bottle)

$1.96 R 32.34

$1.75 ₱110

12.00%

One-way Ticket (Public Transport)

$1.47 R 24.22

$0.25 ₱15.86

488.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.29 R 4.75

$0.77 ₱48.62

-62.34%

Taxi (Normal Tariff) (1km)

$0.80 R 13.12

$0.23 ₱14.53

247.83%

Taxi 1hour Waiting (Normal Tariff)

$14.19 R 234

$4.46 ₱281

218.16%

Gasoline (1 liter)

$1.50 R 24.64

$1.31 ₱82.8

14.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K R 594.4K

$21.2K ₱1.3M

69.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.9K R 558.8K

$19.1K ₱1.2M

77.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 R 2,508

$120 ₱7,569

26.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.26 R 614

$14.00 ₱882

166.14%

Internet (50+ Mbps, Unlimited Data)

$36.10 R 595

$27.54 ₱1,734

31.08%

Gym Membership (Monthly)

$31.56 R 520

$32.33 ₱2,035

-2.38%

Tennis Court (1 Hour on Weekend)

$10.91 R 180

$6.65 ₱419

64.06%

Cinema Ticket

$7.29 R 120

$5.65 ₱356

29.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$266 R 4,381

$275 ₱17.3K

-3.41%

International Primary School, 1 Child (Yearly)

$5,365 R 88.4K

$7,918 ₱498.5K

-32.25%

Jeans (Levis 501 Or Similar)

$52.4 R 863

$49.33 ₱3,106

6.16%

Summer Dress (H&M, Zara, etc)

$31.89 R 525

$25.24 ₱1,589

26.35%

Sport Shoes (Adidas, Nike)

$92.3 R 1,520

$77.0 ₱4,846

19.92%

Men's Leather Business Shoes

$81.7 R 1,347

$57.2 ₱3,601

42.88%

1-bedroom Apartment, City Center (Monthly)

$396 R 6,518

$500 ₱31.5K

-20.80%

1-bedroom Apartment, Outside City Center (Monthly)

$362 R 5,972

$309 ₱19.4K

17.37%

3-bedroom Apartment, City Center (Monthly)

$725 R 11.9K

$1,078 ₱67.9K

-32.73%

3-bedroom Apartment, Outside City Center (Monthly)

$730 R 12.0K

$615 ₱38.7K

18.68%

Buy Apartment in City Center (m2)

$863 R 14.2K

$2,886 ₱181.7K

-70.10%

Buy Apartment Outside City Center (m2)

$656 R 10.8K

$1,917 ₱120.7K

-65.80%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.34

7.2

57.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amersfoort: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Amersfoort

$362 34%

Cebu

$309 33.6% 14.8% $54

Monthly Utilities & Internet

Amersfoort

$226 21.2%

Cebu

$162 17.6% 28.3% $64

Groceries & Markets

Amersfoort

$164 15.4%

Cebu

$206 22.4% 25.7% $42

Eating Out

Amersfoort

$141 13.2%

Cebu

$88 9.6% 37.3% $53

Clothing & Footwear

Amersfoort

$116 10.9%

Cebu

$94 10.2% 19.2% $22

Sport & Entertainment

Amersfoort

$46 4.3%

Cebu

$44 4.8% 5.5% $2.5

Getting Around

Amersfoort

$10 * 1%

Cebu

$16 1.7% 53.4% $5.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $396 in Amersfoort versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37.00 in Amersfoort versus $24.00 in Cebu. Groceries tell a different story – $164 in Amersfoort vs $206 in Cebu – so Amersfoort wins on supermarket bills even if dining out costs more.

Good to know

🇿🇦 Amersfoort

🇵🇭 Cebu

🕒 Local time

09:25 9:25 AM

15:25 3:25 PM

6 h ahead of Amersfoort

🌤 Weather

👥 Population

12,335

964,169

💱 Currency

South African Rand ZAR R

Philippine Peso PHP ₱

📈 Exchange rate

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of October 18, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to ZAR in detail →

On the map

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Between locations

Amersfoort Cebu 10,920 km ≈ 14 h nonstop flight

From you

Amersfoort
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Amersfoort vs Cebu: Cost of Living - Frequently Asked Questions

Amersfoort costs about 16% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,598 per month in Amersfoort and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $37.00 in Amersfoort and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 26% cheaper in Amersfoort – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$1,000 covers both cities comfortably – all-in costs are $1,065 in Amersfoort and $918 in Cebu, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Cebu costs $918 versus $1,065 in Amersfoort. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Amersfoort makes more sense. Both are solid long-term options with distinct trade-offs.