Last update: Oct 2026

Cost of Living Comparison Between Cebu and AL Kharj

For one person, living costs are similar in Cebu and in AL Kharj: $918 and $957 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
47

Cost of Living Index in AL Kharj
Learn more

AL Kharj Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

AL Kharj

🇸🇦 Saudi Arabia

$957

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in AL Kharj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in AL Kharj actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $957 in AL Kharj, rent included.

Cebu $918
AL Kharj $957

A couple spends around $1,409 per month in Cebu vs $1,464 in AL Kharj, rent included.

Cebu $1,409
AL Kharj $1,464

A family of three spends $1,900 per month in Cebu vs $1,971 in AL Kharj, rent included.

Cebu $1,900
AL Kharj $1,971

Cebu is about 4% cheaper than AL Kharj, and outside of rent the biggest gap is in leisure.

Both Cebu and AL Kharj are more affordable than the global median – Cebu 32% lower, AL Kharj 29% lower.

Meal at Budget Restaurant

$3.09 ₱194

$4.74 SAR 17.77

-34.81%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$26.64 SAR 100.0

-9.08%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.05 SAR 30.22

-51.30%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.10 SAR 7.87

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.32 SAR 4.95

Cappuccino

$2.51 ₱158

$3.08 SAR 11.54

-18.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.88 SAR 3.31

80.68%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.13 SAR 0.48

307.69%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$1.44 SAR 5.39

33.33%

White Bread (500g)

$1.36 ₱85.4

$0.28 SAR 1.06

385.71%

Rice (white) (1kg)

$1.01 ₱63.5

$2.35 SAR 8.82

-57.02%

Eggs

$2.03 ₱128

$2.17 SAR 8.16

-6.45%

Local Cheese (1kg)

$9.86 ₱621

$10.49 SAR 39.36

-6.01%

Chicken Fillets (1kg)

$4.39 ₱277

$5.15 SAR 19.33

-14.76%

Beef Round Steak (1kg)

$7.60 ₱479

$13.51 SAR 50.7

-43.75%

Apples (1kg)

$3.30 ₱208

$1.77 SAR 6.66

86.44%

Banana (1kg)

$1.39 ₱87.8

$1.30 SAR 4.88

6.92%

Oranges (1kg)

$2.33 ₱147

$1.21 SAR 4.54

92.56%

Tomato (1kg)

$1.50 ₱94.3

$1.36 SAR 5.11

10.29%

Potato (1kg)

$2.36 ₱149

$1.03 SAR 3.88

129.13%

Onion (1kg)

$1.90 ₱119

$1.04 SAR 3.89

82.69%

Lettuce (1 head)

$1.19 ₱74.9

$0.52 SAR 1.94

128.85%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.53 SAR 2.01

18.87%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.12 SAR 7.94

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.10 SAR 4.12

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.38 SAR 8.94

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.55 SAR 24.56

-54.20%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$23.40 SAR 87.8

-45.98%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.69 SAR 10.10

-71.38%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.51 SAR 1.92

-54.90%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$13.11 SAR 49.21

-65.98%

Gasoline (1 liter)

$1.31 ₱82.8

$0.64 SAR 2.40

104.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$34.6K SAR 129.8K

-38.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.8K SAR 85.7K

-16.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$107 SAR 402

12.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$26.65 SAR 100

-47.47%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$51.6 SAR 194

-46.62%

Gym Membership (Monthly)

$32.33 ₱2,035

$71.9 SAR 270

-55.01%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$40.47 SAR 152

-83.57%

Cinema Ticket

$5.65 ₱356

$13.11 SAR 49.21

-56.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$286 SAR 1,074

-3.80%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$3,763 SAR 14.1K

110.43%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$58.7 SAR 220

-15.95%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$54.3 SAR 204

-53.50%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$47.41 SAR 178

62.33%

Men's Leather Business Shoes

$57.2 ₱3,601

$80.2 SAR 301

-28.67%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$700 SAR 2,626

-28.63%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$259 SAR 972

19.25%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$596 SAR 2,236

80.89%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$456 SAR 1,711

34.94%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$2,790 SAR 10.5K

-87.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.54

29.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for AL Kharj: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

AL Kharj

$259 27.1% 16.2% $50

Groceries & Markets

Cebu

$206 22.4%

AL Kharj

$175 18.3% 15% $31

Monthly Utilities & Internet

Cebu

$162 17.6%

AL Kharj

$185 19.4% 14.6% $24

Clothing & Footwear

Cebu

$94 10.2%

AL Kharj

$108 11.3% 15.3% $14

Eating Out

Cebu

$88 9.6%

AL Kharj

$103 10.8% 16.7% $15

Sport & Entertainment

Cebu

$44 4.8%

AL Kharj

$98 10.3% 125% $54

Getting Around

Cebu

$16 1.7%

AL Kharj

$29 * 3% 84.1% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $700 in AL Kharj. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 706% higher in AL Kharj, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $27.00 in AL Kharj. Groceries tell a different story – $206 in Cebu vs $175 in AL Kharj – so AL Kharj wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Cebu

🇸🇦 AL Kharj

🕒 Local time

21:27 9:27 PM

16:27 4:27 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

425,300

💱 Currency

Philippine Peso PHP ₱

Saudi Riyal SAR ر.س

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

Exchange rates and currency converter

SAR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Saudi Riyal exchange rates as of October 18, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.22 SAR (1 SAR = 0.237 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu AL Kharj 8,190 km ≈ 11 h nonstop flight

From you

Cebu
AL Kharj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs AL Kharj: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $918 in Cebu, $957 in AL Kharj – roughly 4% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $1,377 per month in Cebu and $1,436 in AL Kharj. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $275 per month in Cebu and $286 in AL Kharj. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 18% cheaper in AL Kharj – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in AL Kharj at $957. In Cebu it covers expenses comfortably, while in AL Kharj it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $957 in AL Kharj. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, AL Kharj makes more sense. Both are solid long-term options with distinct trade-offs.