Last update: Oct 2026

Cost of Living Comparison Between AL Kharj and Cebu

For one person, living costs are similar in AL Kharj and in Cebu: $957 and $918 a month, rent and utilities included.

47

Cost of Living Index in AL Kharj
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AL Kharj Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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AL Kharj

🇸🇦 Saudi Arabia

$957

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in AL Kharj and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in AL Kharj and in Cebu actually costs, broken down by who's living it.

A single person spends $957 per month in AL Kharj vs $918 in Cebu, rent included.

AL Kharj $957
Cebu $918

A couple spends around $1,464 per month in AL Kharj vs $1,409 in Cebu, rent included.

AL Kharj $1,464
Cebu $1,409

A family of three spends $1,971 per month in AL Kharj vs $1,900 in Cebu, rent included.

AL Kharj $1,971
Cebu $1,900

AL Kharj costs about 4% more than Cebu, and outside of rent the biggest gap is in leisure.

Both AL Kharj and Cebu are more affordable than the global median – AL Kharj 29% lower, Cebu 32% lower.

Meal at Budget Restaurant

$4.74 SAR 17.77

$3.09 ₱194

53.40%

Three-Course Dinner for Two, Mid-Range

$26.64 SAR 100.0

$24.22 ₱1,525

9.99%

Fast Food Meal (McDonalds, etc)

$8.05 SAR 30.22

$3.92 ₱247

105.36%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.10 SAR 7.87

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.32 SAR 4.95

Cappuccino

$3.08 SAR 11.54

$2.51 ₱158

22.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 SAR 3.31

$1.59 ₱100

-44.65%

Water (0.33 liter bottle)

$0.13 SAR 0.48

$0.53 ₱33.43

-75.47%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.44 SAR 5.39

$1.92 ₱121

-25.00%

White Bread (500g)

$0.28 SAR 1.06

$1.36 ₱85.4

-79.41%

Rice (white) (1kg)

$2.35 SAR 8.82

$1.01 ₱63.5

132.67%

Eggs

$2.17 SAR 8.16

$2.03 ₱128

6.90%

Local Cheese (1kg)

$10.49 SAR 39.36

$9.86 ₱621

6.39%

Chicken Fillets (1kg)

$5.15 SAR 19.33

$4.39 ₱277

17.31%

Beef Round Steak (1kg)

$13.51 SAR 50.7

$7.60 ₱479

77.76%

Apples (1kg)

$1.77 SAR 6.66

$3.30 ₱208

-46.36%

Banana (1kg)

$1.30 SAR 4.88

$1.39 ₱87.8

-6.47%

Oranges (1kg)

$1.21 SAR 4.54

$2.33 ₱147

-48.07%

Tomato (1kg)

$1.36 SAR 5.11

$1.50 ₱94.3

-9.33%

Potato (1kg)

$1.03 SAR 3.88

$2.36 ₱149

-56.36%

Onion (1kg)

$1.04 SAR 3.89

$1.90 ₱119

-45.26%

Lettuce (1 head)

$0.52 SAR 1.94

$1.19 ₱74.9

-56.30%

Water (1.5 liter bottle)

$0.53 SAR 2.01

$0.63 ₱39.71

-15.87%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.12 SAR 7.94

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.10 SAR 4.12

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.38 SAR 8.94

Cigarettes 20 Pack (Marlboro, Camel)

$6.55 SAR 24.56

$3.00 ₱189

118.33%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$23.40 SAR 87.8

$12.64 ₱796

85.13%

Taxi Start (Normal Tariff)

$2.69 SAR 10.10

$0.77 ₱48.62

249.35%

Taxi (Normal Tariff) (1km)

$0.51 SAR 1.92

$0.23 ₱14.53

121.74%

Taxi 1hour Waiting (Normal Tariff)

$13.11 SAR 49.21

$4.46 ₱281

193.95%

Gasoline (1 liter)

$0.64 SAR 2.40

$1.31 ₱82.8

-51.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.6K SAR 129.8K

$21.2K ₱1.3M

62.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K SAR 85.7K

$19.1K ₱1.2M

19.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 SAR 402

$120 ₱7,569

-10.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 SAR 100

$14.00 ₱882

90.36%

Internet (50+ Mbps, Unlimited Data)

$51.6 SAR 194

$27.54 ₱1,734

87.33%

Gym Membership (Monthly)

$71.9 SAR 270

$32.33 ₱2,035

122.27%

Tennis Court (1 Hour on Weekend)

$40.47 SAR 152

$6.65 ₱419

508.57%

Cinema Ticket

$13.11 SAR 49.21

$5.65 ₱356

132.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$286 SAR 1,074

$275 ₱17.3K

3.95%

International Primary School, 1 Child (Yearly)

$3,763 SAR 14.1K

$7,918 ₱498.5K

-52.48%

Jeans (Levis 501 Or Similar)

$58.7 SAR 220

$49.33 ₱3,106

18.97%

Summer Dress (H&M, Zara, etc)

$54.3 SAR 204

$25.24 ₱1,589

115.06%

Sport Shoes (Adidas, Nike)

$47.41 SAR 178

$77.0 ₱4,846

-38.40%

Men's Leather Business Shoes

$80.2 SAR 301

$57.2 ₱3,601

40.19%

1-bedroom Apartment, City Center (Monthly)

$700 SAR 2,626

$500 ₱31.5K

40.12%

1-bedroom Apartment, Outside City Center (Monthly)

$259 SAR 972

$309 ₱19.4K

-16.15%

3-bedroom Apartment, City Center (Monthly)

$596 SAR 2,236

$1,078 ₱67.9K

-44.72%

3-bedroom Apartment, Outside City Center (Monthly)

$456 SAR 1,711

$615 ₱38.7K

-25.89%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$2,790 SAR 10.5K

$346 ₱21.8K

706.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

7.2

-23.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for AL Kharj: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

AL Kharj

$259 27.1%

Cebu

$309 33.6% 19.3% $50

Monthly Utilities & Internet

AL Kharj

$185 19.4%

Cebu

$162 17.6% 12.7% $24

Groceries & Markets

AL Kharj

$175 18.3%

Cebu

$206 22.4% 17.6% $31

Clothing & Footwear

AL Kharj

$108 11.3%

Cebu

$94 10.2% 13.2% $14

Eating Out

AL Kharj

$103 10.8%

Cebu

$88 9.6% 14.3% $15

Sport & Entertainment

AL Kharj

$98 10.3%

Cebu

$44 4.8% 55.5% $54

Getting Around

AL Kharj

$29 * 3%

Cebu

$16 1.7% 45.7% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $700 in AL Kharj versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 706% higher in AL Kharj, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $27.00 in AL Kharj versus $24.00 in Cebu. Groceries tell a different story – $175 in AL Kharj vs $206 in Cebu – so AL Kharj wins on supermarket bills even if dining out costs more.

Good to know

🇸🇦 AL Kharj

🇵🇭 Cebu

🕒 Local time

15:40 3:40 PM

20:40 8:40 PM

5 h ahead of AL Kharj

🌤 Weather

👥 Population

425,300

964,169

💱 Currency

Saudi Riyal SAR ر.س

Philippine Peso PHP ₱

📈 Exchange rate

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to SAR – Saudi Riyal Converter

🇺🇸 United States Dollar ($)

🇸🇦 Saudi Riyal (ر.س)

Saudi Riyal exchange rates as of October 18, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.22 SAR (1 SAR = 0.237 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to SAR in detail →

On the map

Lowest

Highest

Between locations

AL Kharj Cebu 8,190 km ≈ 11 h nonstop flight

From you

AL Kharj
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

AL Kharj vs Cebu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $957 in AL Kharj, $918 in Cebu – roughly 4% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $1,436 per month in AL Kharj and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $286 per month in AL Kharj and $275 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 18% cheaper in AL Kharj – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in AL Kharj at $957. In Cebu it covers expenses comfortably, while in AL Kharj it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $957 in AL Kharj. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, AL Kharj makes more sense. Both are solid long-term options with distinct trade-offs.