Last update: Oct 2026

Cost of Living Comparison Between Cebu and Agno

For one person, living is cheaper in Cebu: $918 a month against $3,371 in Agno, rent and utilities included – about $29,400 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
162

Cost of Living Index in Agno
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Agno Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Agno

🇨🇭 Switzerland

$3,371

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Agno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Agno actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $3,371 in Agno.

Cebu $918
Agno $3,371

Estimated couple costs with rent: $1,409 in Cebu versus $5,160 in Agno.

Cebu $1,409
Agno $5,160

Monthly costs for a family of three with rent: $1,900 in Cebu versus $6,950 in Agno.

Cebu $1,900
Agno $6,950

Living in Cebu costs roughly 73% less than in Agno, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Agno is 150% above.

Meal at Budget Restaurant

$3.09 ₱194

$34.99 CHF 28.82

-91.17%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$145 CHF 119

-83.26%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$19.93 CHF 16.41

-80.33%

Cappuccino

$2.51 ₱158

$4.55 CHF 3.75

-44.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$4.96 CHF 4.08

-67.94%

Water (0.33 liter bottle)

$0.53 ₱33.43

$3.95 CHF 3.25

-86.58%

Local Beer (0.5 liter draught)

$1.78 ₱112

$9.47 CHF 7.80

-81.20%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$7.28 CHF 5.99

-70.19%

Milk (1 liter)

$1.92 ₱121

$2.21 CHF 1.82

-13.12%

White Bread (500g)

$1.36 ₱85.4

$3.67 CHF 3.03

-62.94%

Rice (white) (1kg)

$1.01 ₱63.5

$3.81 CHF 3.14

-73.49%

Eggs

$2.03 ₱128

$7.04 CHF 5.80

-71.16%

Local Cheese (1kg)

$9.86 ₱621

$25.04 CHF 20.63

-60.62%

Chicken Fillets (1kg)

$4.39 ₱277

$28.42 CHF 23.41

-84.55%

Beef Round Steak (1kg)

$7.60 ₱479

$39.97 CHF 32.92

-80.99%

Apples (1kg)

$3.30 ₱208

$3.15 CHF 2.59

4.76%

Banana (1kg)

$1.39 ₱87.8

$1.62 CHF 1.34

-14.20%

Oranges (1kg)

$2.33 ₱147

$2.51 CHF 2.07

-7.17%

Tomato (1kg)

$1.50 ₱94.3

$4.63 CHF 3.82

-67.60%

Potato (1kg)

$2.36 ₱149

$1.86 CHF 1.53

26.88%

Onion (1kg)

$1.90 ₱119

$2.09 CHF 1.72

-9.09%

Lettuce (1 head)

$1.19 ₱74.9

$2.44 CHF 2.01

-51.23%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.14 CHF 0.94

-44.74%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$11.03 CHF 9.09

-72.80%

Wine (Bottle)

$6.03 ₱379

$12.21 CHF 10.06

-50.61%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.69 CHF 2.21

-54.28%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.18 CHF 2.62

-44.97%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$4.56 CHF 3.76

-94.52%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$99.5 CHF 81.9

-87.29%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$7.64 CHF 6.29

-89.92%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$4.62 CHF 3.80

-95.02%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$77.0 CHF 63.4

-94.21%

Gasoline (1 liter)

$1.31 ₱82.8

$2.22 CHF 1.83

-40.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$34.3K CHF 28.3K

-38.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$39.6K CHF 32.6K

-51.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$281 CHF 231

-57.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$21.99 CHF 18.11

-36.33%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$48.54 CHF 39.98

-43.26%

Gym Membership (Monthly)

$32.33 ₱2,035

$91.4 CHF 75.3

-64.64%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$44.38 CHF 36.55

-85.02%

Cinema Ticket

$5.65 ₱356

$21.58 CHF 17.77

-73.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,184 CHF 975

-76.74%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$34.6K CHF 28.5K

-77.13%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$110 CHF 90.6

-55.16%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$48.94 CHF 40.31

-48.43%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$133 CHF 109

-41.98%

Men's Leather Business Shoes

$57.2 ₱3,601

$164 CHF 135

-65.02%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,704 CHF 1,403

-70.68%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,464 CHF 1,206

-78.90%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$2,831 CHF 2,332

-61.93%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$2,415 CHF 1,989

-74.52%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$15.9K CHF 13.1K

-81.81%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$12.2K CHF 10.1K

-84.35%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.07

247.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Agno: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Agno

$1.5K 43.4% 374% $1.2K

Groceries & Markets

Cebu

$206 22.4%

Agno

$576 17.1% 180% $370

Monthly Utilities & Internet

Cebu

$162 17.6%

Agno

$352 10.4% 117% $190

Clothing & Footwear

Cebu

$94 10.2%

Agno

$205 6.1% 118% $111

Eating Out

Cebu

$88 9.6%

Agno

$492 14.6% 457% $404

Sport & Entertainment

Cebu

$44 4.8%

Agno

$135 4% 209% $91

Getting Around

Cebu

$16 1.7%

Agno

$148 4.4% 853% $133

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,704 in Agno. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $145 in Agno for a mid-range dinner for two. Groceries echo the gap at $206 vs $576 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇭 Agno

🕒 Local time

23:33 11:33 PM

17:33 5:33 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

4,200

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Swiss Franc exchange rates as of October 17, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Agno 11,030 km ≈ 14 h nonstop flight

From you

Cebu
Agno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Agno: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 267% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $5,056 in Agno to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $1,704 in Agno. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 180% higher in Agno. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $145 in Agno. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $3,371 in Agno, a $1,500 budget is realistic in Cebu but tight or insufficient in Agno. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Agno, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Agno are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 267% less than in Agno. Beyond cost, consider language, visa policies, and how big the international community is in each city.