Last update: Oct 2026

Cost of Living Comparison Between Agno and Cebu

For one person, living is cheaper in Cebu: $918 a month against $3,371 in Agno, rent and utilities included – about $29,400 less a year. Rent and utilities account for about half of the difference.

Agno
🇨🇭 Switzerland
$3,371
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Agno and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agno and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,371 in Agno versus $918 in Cebu.

  • Agno $3,371
  • Cebu $918

Estimated couple costs with rent: $5,160 in Agno versus $1,409 in Cebu.

  • Agno $5,160
  • Cebu $1,409

Monthly costs for a family of three with rent: $6,950 in Agno versus $1,900 in Cebu.

  • Agno $6,950
  • Cebu $1,900

Living in Agno is roughly 267% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Agno is 150% above, Cebu is 32% below.

Currency
🍽 Eating Out
Agno
Cebu
Difference
Meal at Budget Restaurant
$34.99 CHF 28.82
$3.09 ₱194
1032.36%
Three-Course Dinner for Two, Mid-Range
$145 CHF 119
$24.22 ₱1,525
497.52%
Fast Food Meal (McDonalds, etc)
$19.93 CHF 16.41
$3.92 ₱247
408.42%
Cappuccino
$4.55 CHF 3.75
$2.51 ₱158
81.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.96 CHF 4.08
$1.59 ₱100
211.95%
Water (0.33 liter bottle)
$3.95 CHF 3.25
$0.53 ₱33.43
645.28%
Local Beer (0.5 liter draught)
$9.47 CHF 7.80
$1.78 ₱112
432.02%
Imported Beer (0.33 liter bottle)
$7.28 CHF 5.99
$2.17 ₱137
235.48%
🛒 Groceries & Markets
Agno
Cebu
Difference
Milk (1 liter)
$2.21 CHF 1.82
$1.92 ₱121
15.10%
White Bread (500g)
$3.67 CHF 3.03
$1.36 ₱85.4
169.85%
Rice (white) (1kg)
$3.81 CHF 3.14
$1.01 ₱63.5
277.23%
Eggs
$7.04 CHF 5.80
$2.03 ₱128
246.80%
Local Cheese (1kg)
$25.04 CHF 20.63
$9.86 ₱621
153.96%
Chicken Fillets (1kg)
$28.42 CHF 23.41
$4.39 ₱277
547.38%
Beef Round Steak (1kg)
$39.97 CHF 32.92
$7.60 ₱479
425.92%
Apples (1kg)
$3.15 CHF 2.59
$3.30 ₱208
-4.55%
Banana (1kg)
$1.62 CHF 1.34
$1.39 ₱87.8
16.55%
Oranges (1kg)
$2.51 CHF 2.07
$2.33 ₱147
7.73%
Tomato (1kg)
$4.63 CHF 3.82
$1.50 ₱94.3
208.67%
Potato (1kg)
$1.86 CHF 1.53
$2.36 ₱149
-21.19%
Onion (1kg)
$2.09 CHF 1.72
$1.90 ₱119
10.00%
Lettuce (1 head)
$2.44 CHF 2.01
$1.19 ₱74.9
105.04%
Water (1.5 liter bottle)
$1.14 CHF 0.94
$0.63 ₱39.71
80.95%
Cigarettes 20 Pack (Marlboro, Camel)
$11.03 CHF 9.09
$3.00 ₱189
267.67%
Wine (Bottle)
$12.21 CHF 10.06
$6.03 ₱379
102.49%
Local Beer (0.5 liter bottle)
$2.69 CHF 2.21
$1.23 ₱77.7
118.70%
Imported Beer (0.33 liter bottle)
$3.18 CHF 2.62
$1.75 ₱110
81.71%
🚌 Getting Around
Agno
Cebu
Difference
One-way Ticket (Public Transport)
$4.56 CHF 3.76
$0.25 ₱15.86
1724.00%
Public Transport Monthly Pass (Regular Price)
$99.5 CHF 81.9
$12.64 ₱796
686.87%
Taxi Start (Normal Tariff)
$7.64 CHF 6.29
$0.77 ₱48.62
892.21%
Taxi (Normal Tariff) (1km)
$4.62 CHF 3.80
$0.23 ₱14.53
1908.70%
Taxi 1hour Waiting (Normal Tariff)
$77.0 CHF 63.4
$4.46 ₱281
1627.13%
Gasoline (1 liter)
$2.22 CHF 1.83
$1.31 ₱82.8
69.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K CHF 28.3K
$21.2K ₱1.3M
61.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.6K CHF 32.6K
$19.1K ₱1.2M
106.72%
🧾 Monthly Utilities & Internet
Agno
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$281 CHF 231
$120 ₱7,569
133.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.99 CHF 18.11
$14.00 ₱882
57.07%
Internet (50+ Mbps, Unlimited Data)
$48.54 CHF 39.98
$27.54 ₱1,734
76.25%
🎉 Sport & Entertainment
Agno
Cebu
Difference
Gym Membership (Monthly)
$91.4 CHF 75.3
$32.33 ₱2,035
182.83%
Tennis Court (1 Hour on Weekend)
$44.38 CHF 36.55
$6.65 ₱419
567.37%
Cinema Ticket
$21.58 CHF 17.77
$5.65 ₱356
281.95%
🧸 Childcare & Education
Agno
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,184 CHF 975
$275 ₱17.3K
329.89%
International Primary School, 1 Child (Yearly)
$34.6K CHF 28.5K
$7,918 ₱498.5K
337.26%
👕👟 Clothing & Footwear
Agno
Cebu
Difference
Jeans (Levis 501 Or Similar)
$110 CHF 90.6
$49.33 ₱3,106
123.01%
Summer Dress (H&M, Zara, etc)
$48.94 CHF 40.31
$25.24 ₱1,589
93.90%
Sport Shoes (Adidas, Nike)
$133 CHF 109
$77.0 ₱4,846
72.35%
Men's Leather Business Shoes
$164 CHF 135
$57.2 ₱3,601
185.84%
🏠 Accommodation & Living
Agno
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,704 CHF 1,403
$500 ₱31.5K
241.05%
1-bedroom Apartment, Outside City Center (Monthly)
$1,464 CHF 1,206
$309 ₱19.4K
373.96%
3-bedroom Apartment, City Center (Monthly)
$2,831 CHF 2,332
$1,078 ₱67.9K
162.69%
3-bedroom Apartment, Outside City Center (Monthly)
$2,415 CHF 1,989
$615 ₱38.7K
292.50%
Buy Apartment in City Center (m2)
$15.9K CHF 13.1K
$2,886 ₱181.7K
449.74%
Buy Apartment Outside City Center (m2)
$12.2K CHF 10.1K
$1,917 ₱120.7K
538.94%
💵 Salaries & Financials
Agno
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.07
7.2
-71.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agno: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Agno
$1.5K
Cebu
$309 78.9% $1.2K
Groceries & Markets
Agno
$576
Cebu
$206 64.2% $370
Eating Out
Agno
$492
Cebu
$88 82.1% $404
Monthly Utilities & Internet
Agno
$352
Cebu
$162 54% $190
Clothing & Footwear
Agno
$205
Cebu
$94 54.1% $111
Getting Around
Agno
$148
Cebu
$16 89.5% $133
Sport & Entertainment
Agno
$135
Cebu
$44 67.6% $91

Cost Breakdown

A one-bedroom apartment in the center runs $1,704 in Agno and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $145 in Agno vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $576 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇨🇭 Agno
🇵🇭 Cebu
🕒 Local time
16:38 4:38 PM
22:38 10:38 PM
6 h ahead of Agno
🌤 Weather
👥 Population
4,200
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

Swiss Franc exchange rates as of October 17, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Agno Cebu 11,030 km ≈ 14 h nonstop flight
From you
  • Agno
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Agno vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Agno?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 267% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $5,056 in Agno and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Agno and Cebu?
Rent for a central apartment: $1,704 in Agno versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Agno and in Cebu?
Supermarket bills run roughly 180% higher in Agno. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Agno or in Cebu?
Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $145 in Agno. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Agno or in Cebu?
At $918 in Cebu versus $3,371 in Agno, a $1,500 budget is realistic in Cebu but tight or insufficient in Agno. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Agno or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Agno, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Agno or Cebu?
Safety-wise, Agno and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 267% less than in Agno. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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