Last update: Oct 2026

Cost of Living Comparison Between Cebu and Adra

For one person, living is cheaper in Cebu: $918 a month against $1,442 in Adra, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
70

Cost of Living Index in Adra
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Adra Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Adra

🇪🇸 Spain

$1,442

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Adra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Adra actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $1,442 in Adra, rent included.

Cebu $918
Adra $1,442

A couple spends around $1,409 per month in Cebu vs $2,084 in Adra, rent included.

Cebu $1,409
Adra $2,084

A family of three spends $1,900 per month in Cebu vs $2,725 in Adra, rent included.

Cebu $1,900
Adra $2,725

Cebu is about 36% cheaper than Adra, and outside of rent the biggest gap is in eating out.

Cebu sits 32% below the global median, while Adra is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.09 ₱194

$14.91 €13.27

-79.28%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$45.41 €40.39

-46.66%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$10.03 €8.92

-60.92%

Cappuccino

$2.51 ₱158

$2.32 €2.06

8.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.22 €1.98

-28.38%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.92 €1.71

-72.40%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.28 €2.91

-45.73%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.77 €2.47

-21.66%

Milk (1 liter)

$1.92 ₱121

$1.16 €1.03

65.52%

White Bread (500g)

$1.36 ₱85.4

$1.36 €1.21

Rice (white) (1kg)

$1.01 ₱63.5

$0.81 €0.72

24.69%

Eggs

$2.03 ₱128

$2.68 €2.38

-24.25%

Local Cheese (1kg)

$9.86 ₱621

$12.22 €10.87

-19.31%

Chicken Fillets (1kg)

$4.39 ₱277

$2.73 €2.43

60.81%

Beef Round Steak (1kg)

$7.60 ₱479

$11.24 €9.99

-32.38%

Apples (1kg)

$3.30 ₱208

$2.06 €1.84

60.19%

Banana (1kg)

$1.39 ₱87.8

$1.10 €0.97

26.36%

Oranges (1kg)

$2.33 ₱147

$1.27 €1.13

83.46%

Tomato (1kg)

$1.50 ₱94.3

$2.11 €1.88

-28.91%

Potato (1kg)

$2.36 ₱149

$1.07 €0.95

120.56%

Onion (1kg)

$1.90 ₱119

$1.20 €1.07

58.33%

Lettuce (1 head)

$1.19 ₱74.9

$1.29 €1.15

-7.75%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.45 €0.40

40.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.03 €5.37

-50.25%

Wine (Bottle)

$6.03 ₱379

$4.60 €4.09

31.09%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.69 €0.61

78.26%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.31 €1.17

33.59%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.60 €1.42

-84.38%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$32.99 €29.35

-61.69%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$4.09 €3.63

-81.17%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.06 €2.72

-92.48%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$33.60 €29.89

-86.73%

Gasoline (1 liter)

$1.31 ₱82.8

$1.71 €1.52

-23.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$19.1K €17.0K

11.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$29.2K €25.9K

-34.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$114 €101

5.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$9.23 €8.21

51.68%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$22.32 €19.86

23.39%

Gym Membership (Monthly)

$32.33 ₱2,035

$44.03 €39.17

-26.57%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$15.95 €14.19

-58.31%

Cinema Ticket

$5.65 ₱356

$8.80 €7.83

-35.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$490 €435

-43.77%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,570 €7,623

-7.60%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$38.87 €34.57

26.91%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$33.14 €29.48

-23.84%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$51.5 €45.77

49.58%

Men's Leather Business Shoes

$57.2 ₱3,601

$68.2 €60.7

-16.17%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$916 €814

-45.45%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$687 €611

-55.04%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,365 €1,214

-21.04%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,011 €899

-39.12%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,346 €2,976

-13.75%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,211 €1,967

-13.32%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$2,284 €2,032

-84.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.9

148.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Adra: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Adra

$687 47.6% 122% $378

Groceries & Markets

Cebu

$206 22.4%

Adra

$187 13% 9.1% $19

Monthly Utilities & Internet

Cebu

$162 17.6%

Adra

$145 10.1% 10.2% $16

Clothing & Footwear

Cebu

$94 10.2%

Adra

$86 6% 8.2% $7.7

Eating Out

Cebu

$88 9.6%

Adra

$216 15% 144% $127

Sport & Entertainment

Cebu

$44 4.8%

Adra

$62 4.3% 41.3% $18

Getting Around

Cebu

$16 1.7%

Adra

$59 4.1% 278% $43

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $916 in Adra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 560% higher in Adra, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $45.00 in Adra. Groceries tell a different story – $206 in Cebu vs $187 in Adra – so Adra wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Cebu

🇪🇸 Adra

🕒 Local time

11:20 11:20 AM

05:20 5:20 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

25,195

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

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Between locations

Cebu Adra 12,400 km ≈ 16 h nonstop flight

From you

Cebu
Adra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Adra: Cost of Living - Frequently Asked Questions

Adra costs about 57% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,377 per month in Cebu and $2,162 in Adra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $24.00 in Cebu and $45.00 in Adra. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $918 in Cebu and $1,442 in Adra. That's a gap of about 57%.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Adra at $1,442. In Cebu it covers expenses comfortably, while in Adra it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $918 versus $1,442 in Adra. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Adra makes more sense. Both are solid long-term options with distinct trade-offs.