For one person, living is cheaper in Cebu: $918 a month against $1,442 in Adra, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Adra and in Cebu actually costs, broken down by who's living it.
A single person spends $1,442 per month in Adra vs $918 in Cebu, rent included.
Adra $1,442
Cebu $918
A couple spends around $2,084 per month in Adra vs $1,409 in Cebu, rent included.
Adra $2,084
Cebu $1,409
A family of three spends $2,725 per month in Adra vs $1,900 in Cebu, rent included.
Adra $2,725
Cebu $1,900
😐
Adra costs about 57% more than Cebu, and outside of rent the biggest gap is in eating out.
📊
Adra sits 7% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.
Currency
No currencies found
🍽 Eating Out
Adra
Cebu
Difference
Meal at Budget Restaurant
$14.91€13.27
$3.09₱194
382.52%
Three-Course Dinner for Two, Mid-Range
$45.41€40.39
$24.22₱1,525
87.49%
Fast Food Meal(McDonalds, etc)
$10.03€8.92
$3.92₱247
155.87%
Cappuccino
$2.32€2.06
$2.51₱158
-7.57%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.22€1.98
$1.59₱100
39.62%
Water(0.33 liter bottle)
$1.92€1.71
$0.53₱33.43
262.26%
Local Beer(0.5 liter draught)
$3.28€2.91
$1.78₱112
84.27%
Imported Beer(0.33 liter bottle)
$2.77€2.47
$2.17₱137
27.65%
🛒 Groceries & Markets
Adra
Cebu
Difference
Milk(1 liter)
$1.16€1.03
$1.92₱121
-39.58%
White Bread(500g)
$1.36€1.21
$1.36₱85.4
-
Rice(white)(1kg)
$0.81€0.72
$1.01₱63.5
-19.80%
Eggs
$2.68€2.38
$2.03₱128
32.02%
Local Cheese(1kg)
$12.22€10.87
$9.86₱621
23.94%
Chicken Fillets(1kg)
$2.73€2.43
$4.39₱277
-37.81%
Beef Round Steak(1kg)
$11.24€9.99
$7.60₱479
47.89%
Apples(1kg)
$2.06€1.84
$3.30₱208
-37.58%
Banana(1kg)
$1.10€0.97
$1.39₱87.8
-20.86%
Oranges(1kg)
$1.27€1.13
$2.33₱147
-45.49%
Tomato(1kg)
$2.11€1.88
$1.50₱94.3
40.67%
Potato(1kg)
$1.07€0.95
$2.36₱149
-54.66%
Onion(1kg)
$1.20€1.07
$1.90₱119
-36.84%
Lettuce(1 head)
$1.29€1.15
$1.19₱74.9
8.40%
Water(1.5 liter bottle)
$0.45€0.40
$0.63₱39.71
-28.57%
Cigarettes 20 Pack(Marlboro, Camel)
$6.03€5.37
$3.00₱189
101.00%
Wine(Bottle)
$4.60€4.09
$6.03₱379
-23.71%
Local Beer(0.5 liter bottle)
$0.69€0.61
$1.23₱77.7
-43.90%
Imported Beer(0.33 liter bottle)
$1.31€1.17
$1.75₱110
-25.14%
🚌 Getting Around
Adra
Cebu
Difference
One-way Ticket(Public Transport)
$1.60€1.42
$0.25₱15.86
540.00%
Public Transport Monthly Pass(Regular Price)
$32.99€29.35
$12.64₱796
161.00%
Taxi Start(Normal Tariff)
$4.09€3.63
$0.77₱48.62
431.17%
Taxi(Normal Tariff)(1km)
$3.06€2.72
$0.23₱14.53
1230.43%
Taxi 1hour Waiting(Normal Tariff)
$33.60€29.89
$4.46₱281
653.36%
Gasoline(1 liter)
$1.71€1.52
$1.31₱82.8
30.53%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.1K€17.0K
$21.2K₱1.3M
-10.20%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.2K€25.9K
$19.1K₱1.2M
52.34%
🧾 Monthly Utilities & Internet
Adra
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$114€101
$120₱7,569
-5.39%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.23€8.21
$14.00₱882
-34.07%
Internet(50+ Mbps, Unlimited Data)
$22.32€19.86
$27.54₱1,734
-18.95%
🎉 Sport & Entertainment
Adra
Cebu
Difference
Gym Membership(Monthly)
$44.03€39.17
$32.33₱2,035
36.19%
Tennis Court(1 Hour on Weekend)
$15.95€14.19
$6.65₱419
139.85%
Cinema Ticket
$8.80€7.83
$5.65₱356
55.75%
🧸 Childcare & Education
Adra
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$490€435
$275₱17.3K
77.83%
International Primary School, 1 Child(Yearly)
$8,570€7,623
$7,918₱498.5K
8.23%
👕👟 Clothing & Footwear
Adra
Cebu
Difference
Jeans(Levis 501 Or Similar)
$38.87€34.57
$49.33₱3,106
-21.20%
Summer Dress(H&M, Zara, etc)
$33.14€29.48
$25.24₱1,589
31.30%
Sport Shoes(Adidas, Nike)
$51.5€45.77
$77.0₱4,846
-33.15%
Men's Leather Business Shoes
$68.2€60.7
$57.2₱3,601
19.28%
🏠 Accommodation & Living
Adra
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$916€814
$500₱31.5K
83.31%
1-bedroom Apartment, Outside City Center(Monthly)
$687€611
$309₱19.4K
122.40%
3-bedroom Apartment, City Center(Monthly)
$1,365€1,214
$1,078₱67.9K
26.65%
3-bedroom Apartment, Outside City Center(Monthly)
$1,011€899
$615₱38.7K
64.25%
Buy Apartment in City Center(m2)
$3,346€2,976
$2,886₱181.7K
15.94%
Buy Apartment Outside City Center(m2)
$2,211€1,967
$1,917₱120.7K
15.37%
💵 Salaries & Financials
Adra
Cebu
Difference
Average Monthly Net Salary(After Tax)
$2,284€2,032
$346₱21.8K
560.18%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.9
7.2
-59.72%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Adra: October 12, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Adra
$687 47.6%
Cebu
$309 33.6% ↓ 55%$378
🍽Eating Out
Adra
$216 15%
Cebu
$88 9.6% ↓ 59.1%$127
🛒Groceries & Markets
Adra
$187 13%
Cebu
$206 22.4% ↑ 10%$19
🧾Monthly Utilities & Internet
Adra
$145 10.1%
Cebu
$162 17.6% ↑ 11.3%$16
👕👟Clothing & Footwear
Adra
$86 6%
Cebu
$94 10.2% ↑ 8.9%$7.7
🎉Sport & Entertainment
Adra
$62 4.3%
Cebu
$44 4.8% ↓ 29.2%$18
🚌Getting Around
Adra
$59 4.1%
Cebu
$16 1.7% ↓ 73.5%$43
🏠Accommodation & Living
Adra
$1K 37.1%
Cebu
$615 32.4% ↓ 39.1%$395
🍽Eating Out
Adra
$663 24.3%
Cebu
$292 15.4% ↓ 56%$371
🛒Groceries & Markets
Adra
$445 16.3%
Cebu
$483 25.4% ↑ 8.4%$37
🧾Monthly Utilities & Internet
Adra
$155 5.7%
Cebu
$176 9.3% ↑ 13.8%$21
👕👟Clothing & Footwear
Adra
$192 7%
Cebu
$209 11% ↑ 8.9%$17
🎉Sport & Entertainment
Adra
$139 5.1%
Cebu
$94 4.9% ↓ 32.6%$45
🚌Getting Around
Adra
$121 4.4%
Cebu
$32 1.7% ↓ 73.8%$89
Cost Breakdown
🏠A central one-bedroom costs $916 in Adra versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 560% higher in Adra, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $45.00 in Adra versus $24.00 in Cebu. Groceries tell a different story – $187 in Adra vs $206 in Cebu – so Adra wins on supermarket bills even if dining out costs more.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Adra vs Cebu: Cost of Living - Frequently Asked Questions
Which city is more expensive, Adra or Cebu?
Adra costs about 57% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Adra and in Cebu?
For a comfortable life, plan on about $2,162 per month in Adra and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Adra or Cebu?
Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Adra and in Cebu?
A mid-range dinner for two costs $45.00 in Adra and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Adra compared to Cebu?
Monthly expenses with rent come to $1,442 in Adra and $918 in Cebu. That's a gap of about 57%.
Can you live on $1,500/month in Adra or in Cebu?
A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Adra at $1,442. In Cebu it covers expenses comfortably, while in Adra it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Adra or Cebu?
For digital nomads, it depends on budget. Cebu costs $918 versus $1,442 in Adra. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Adra compared to Cebu?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Adra or to Cebu?
If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Adra makes more sense. Both are solid long-term options with distinct trade-offs.