Last update: Oct 2026

Cost of Living Comparison Between Cebu and Adapazari

For one person, living costs are similar in Cebu and in Adapazari: $918 and $961 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
47

Cost of Living Index in Adapazari
Learn more

Adapazari Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Adapazari

🇹🇷 Turkey

$961

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Adapazari

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Adapazari actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $961 in Adapazari.

Cebu $918
Adapazari $961

Estimated couple costs with rent: $1,409 in Cebu versus $1,476 in Adapazari.

Cebu $1,409
Adapazari $1,476

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,990 in Adapazari.

Cebu $1,900
Adapazari $1,990

Living in Cebu costs roughly 4% less than in Adapazari, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cebu 32% lower, Adapazari 29% lower.

Meal at Budget Restaurant

$3.09 ₱194

$7.03 ₺348

-56.05%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$30.04 ₺1,487

-19.37%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.24 ₺359

-45.86%

Cappuccino

$2.51 ₱158

$3.59 ₺178

-30.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.98 ₺48.58

62.24%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.39 ₺19.39

35.90%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.85 ₺91.8

-3.78%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.39 ₺118

-9.21%

Milk (1 liter)

$1.92 ₱121

$0.94 ₺46.74

104.26%

White Bread (500g)

$1.36 ₱85.4

$1.02 ₺50.3

33.33%

Rice (white) (1kg)

$1.01 ₱63.5

$2.14 ₺106

-52.80%

Eggs

$2.03 ₱128

$2.03 ₺101

Local Cheese (1kg)

$9.86 ₱621

$7.70 ₺381

28.05%

Chicken Fillets (1kg)

$4.39 ₱277

$2.90 ₺143

51.38%

Beef Round Steak (1kg)

$7.60 ₱479

$17.96 ₺889

-57.68%

Apples (1kg)

$3.30 ₱208

$1.94 ₺96.0

70.10%

Banana (1kg)

$1.39 ₱87.8

$1.86 ₺91.9

-25.27%

Oranges (1kg)

$2.33 ₱147

$0.84 ₺41.59

177.38%

Tomato (1kg)

$1.50 ₱94.3

$1.32 ₺65.5

13.64%

Potato (1kg)

$2.36 ₱149

$0.53 ₺26.38

345.28%

Onion (1kg)

$1.90 ₱119

$0.30 ₺14.96

533.33%

Lettuce (1 head)

$1.19 ₱74.9

$0.78 ₺38.85

52.56%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.73 ₺36.14

-13.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.08 ₺103

44.23%

Wine (Bottle)

$6.03 ₱379

$14.17 ₺701

-57.45%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.05 ₺101

-40.00%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.60 ₺178

-51.39%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.45 ₺22.15

-44.44%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$61.8 ₺3,059

-79.54%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.09 ₺54.0

-29.36%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.09 ₺53.9

-78.90%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$4.24 ₺210

5.19%

Gasoline (1 liter)

$1.31 ₱82.8

$1.27 ₺62.8

3.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$43.1K ₺2.1M

-50.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$39.3K ₺1.9M

-51.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$43.77 ₺2,167

174.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.16 ₺503

37.80%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$14.35 ₺711

91.92%

Gym Membership (Monthly)

$32.33 ₱2,035

$41.02 ₺2,031

-21.18%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$6.14 ₺304

-7.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$929 ₺46.0K

-70.38%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$14.8K ₺731.3K

-46.39%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$38.45 ₺1,904

28.30%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$42.55 ₺2,107

-40.68%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$84.7 ₺4,191

-9.08%

Men's Leather Business Shoes

$57.2 ₱3,601

$70.1 ₺3,468

-18.34%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$406 ₺20.1K

23.16%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$304 ₺15.1K

1.53%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$764 ₺37.8K

41.03%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$503 ₺24.9K

22.22%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,233 ₺61.0K

134.08%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$687 ₺34.0K

178.80%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$894 ₺44.3K

-61.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

39.8

-81.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Adapazari: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Adapazari

$304 31.6% 1.5% $4.7

Groceries & Markets

Cebu

$206 22.4%

Adapazari

$218 22.7% 6.1% $13

Monthly Utilities & Internet

Cebu

$162 17.6%

Adapazari

$68 7.1% 57.8% $93

Clothing & Footwear

Cebu

$94 10.2%

Adapazari

$106 11% 12.9% $12

Eating Out

Cebu

$88 9.6%

Adapazari

$141 14.6% 59.3% $52

Sport & Entertainment

Cebu

$44 4.8%

Adapazari

$53 5.6% 22.2% $9.7

Getting Around

Cebu

$16 1.7%

Adapazari

$70 7.3% 350% $55

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $406 in Adapazari. Housing cost is often the main lever when comparing two cities.

Adapazari pays 158% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $30.00 in Adapazari for a mid-range dinner for two. Groceries echo the gap at $206 vs $218 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇹🇷 Adapazari

🕒 Local time

13:47 1:47 PM

08:47 8:47 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

280,214

💱 Currency

Philippine Peso PHP ₱

Turkish Lira TRY ₺

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Turkish Lira exchange rates as of October 18, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Adapazari 9,550 km ≈ 12 h nonstop flight

From you

Cebu
Adapazari

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Adapazari: Cost of Living - Frequently Asked Questions

Cebu and Adapazari differ by about 5% in total monthly costs ($918 vs $961 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 158% lower in Adapazari. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $406 in Adapazari. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $30.00 in Adapazari. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $918 per month in Cebu versus $961 in Adapazari – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $961 in Adapazari, a $1,500 budget is realistic in Cebu but tight or insufficient in Adapazari. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Adapazari are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 5% less than in Adapazari. Beyond cost, consider language, visa policies, and how big the international community is in each city.