Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Adapazari and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $961 in Adapazari versus $918 in Cebu.
Adapazari $961
Cebu $918
Estimated couple costs with rent: $1,476 in Adapazari versus $1,409 in Cebu.
Adapazari $1,476
Cebu $1,409
Monthly costs for a family of three with rent: $1,990 in Adapazari versus $1,900 in Cebu.
Adapazari $1,990
Cebu $1,900
🌍
Living in Adapazari is roughly 5% more expensive than in Cebu, and outside of rent the biggest gap is in transport.
📊
Both cities sit below the global median: Adapazari29% lower, Cebu32% lower.
Currency
No currencies found
🍽 Eating Out
Adapazari
Cebu
Difference
Meal at Budget Restaurant
$7.03₺348
$3.09₱194
127.51%
Three-Course Dinner for Two, Mid-Range
$30.04₺1,487
$24.22₱1,525
24.03%
Fast Food Meal(McDonalds, etc)
$7.24₺359
$3.92₱247
84.69%
Cappuccino
$3.59₺178
$2.51₱158
43.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.98₺48.58
$1.59₱100
-38.36%
Water(0.33 liter bottle)
$0.39₺19.39
$0.53₱33.43
-26.42%
Local Beer(0.5 liter draught)
$1.85₺91.8
$1.78₱112
3.93%
Imported Beer(0.33 liter bottle)
$2.39₺118
$2.17₱137
10.14%
🛒 Groceries & Markets
Adapazari
Cebu
Difference
Milk(1 liter)
$0.94₺46.74
$1.92₱121
-51.04%
White Bread(500g)
$1.02₺50.3
$1.36₱85.4
-25.00%
Rice(white)(1kg)
$2.14₺106
$1.01₱63.5
111.88%
Eggs
$2.03₺101
$2.03₱128
-
Local Cheese(1kg)
$7.70₺381
$9.86₱621
-21.91%
Chicken Fillets(1kg)
$2.90₺143
$4.39₱277
-33.94%
Beef Round Steak(1kg)
$17.96₺889
$7.60₱479
136.32%
Apples(1kg)
$1.94₺96.0
$3.30₱208
-41.21%
Banana(1kg)
$1.86₺91.9
$1.39₱87.8
33.81%
Oranges(1kg)
$0.84₺41.59
$2.33₱147
-63.95%
Tomato(1kg)
$1.32₺65.5
$1.50₱94.3
-12.00%
Potato(1kg)
$0.53₺26.38
$2.36₱149
-77.54%
Onion(1kg)
$0.30₺14.96
$1.90₱119
-84.21%
Lettuce(1 head)
$0.78₺38.85
$1.19₱74.9
-34.45%
Water(1.5 liter bottle)
$0.73₺36.14
$0.63₱39.71
15.87%
Cigarettes 20 Pack(Marlboro, Camel)
$2.08₺103
$3.00₱189
-30.67%
Wine(Bottle)
$14.17₺701
$6.03₱379
134.99%
Local Beer(0.5 liter bottle)
$2.05₺101
$1.23₱77.7
66.67%
Imported Beer(0.33 liter bottle)
$3.60₺178
$1.75₱110
105.71%
🚌 Getting Around
Adapazari
Cebu
Difference
One-way Ticket(Public Transport)
$0.45₺22.15
$0.25₱15.86
80.00%
Public Transport Monthly Pass(Regular Price)
$61.8₺3,059
$12.64₱796
388.84%
Taxi Start(Normal Tariff)
$1.09₺54.0
$0.77₱48.62
41.56%
Taxi(Normal Tariff)(1km)
$1.09₺53.9
$0.23₱14.53
373.91%
Taxi 1hour Waiting(Normal Tariff)
$4.24₺210
$4.46₱281
-4.93%
Gasoline(1 liter)
$1.27₺62.8
$1.31₱82.8
-3.05%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.1K₺2.1M
$21.2K₱1.3M
103.04%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.3K₺1.9M
$19.1K₱1.2M
105.13%
🧾 Monthly Utilities & Internet
Adapazari
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$43.77₺2,167
$120₱7,569
-63.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.16₺503
$14.00₱882
-27.43%
Internet(50+ Mbps, Unlimited Data)
$14.35₺711
$27.54₱1,734
-47.89%
🎉 Sport & Entertainment
Adapazari
Cebu
Difference
Gym Membership(Monthly)
$41.02₺2,031
$32.33₱2,035
26.88%
Tennis Court(1 Hour on Weekend)
-
$6.65₱419
-
Cinema Ticket
$6.14₺304
$5.65₱356
8.67%
🧸 Childcare & Education
Adapazari
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$929₺46.0K
$275₱17.3K
237.59%
International Primary School, 1 Child(Yearly)
$14.8K₺731.3K
$7,918₱498.5K
86.53%
👕👟 Clothing & Footwear
Adapazari
Cebu
Difference
Jeans(Levis 501 Or Similar)
$38.45₺1,904
$49.33₱3,106
-22.06%
Summer Dress(H&M, Zara, etc)
$42.55₺2,107
$25.24₱1,589
68.58%
Sport Shoes(Adidas, Nike)
$84.7₺4,191
$77.0₱4,846
9.99%
Men's Leather Business Shoes
$70.1₺3,468
$57.2₱3,601
22.47%
🏠 Accommodation & Living
Adapazari
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$406₺20.1K
$500₱31.5K
-18.80%
1-bedroom Apartment, Outside City Center(Monthly)
$304₺15.1K
$309₱19.4K
-1.51%
3-bedroom Apartment, City Center(Monthly)
$764₺37.8K
$1,078₱67.9K
-29.09%
3-bedroom Apartment, Outside City Center(Monthly)
$503₺24.9K
$615₱38.7K
-18.18%
Buy Apartment in City Center(m2)
$1,233₺61.0K
$2,886₱181.7K
-57.28%
Buy Apartment Outside City Center(m2)
$687₺34.0K
$1,917₱120.7K
-64.13%
💵 Salaries & Financials
Adapazari
Cebu
Difference
Average Monthly Net Salary(After Tax)
$894₺44.3K
$346₱21.8K
158.42%
20-Year Fixed Mortgage Interest Rate(Annual %)
39.8
7.2
452.78%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Adapazari: October 11, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Adapazari
$304 31.6%
Cebu
$309 33.6% ↑ 1.5%$4.7
🛒Groceries & Markets
Adapazari
$218 22.7%
Cebu
$206 22.4% ↓ 5.8%$13
🍽Eating Out
Adapazari
$141 14.6%
Cebu
$88 9.6% ↓ 37.2%$52
👕👟Clothing & Footwear
Adapazari
$106 11%
Cebu
$94 10.2% ↓ 11.4%$12
🚌Getting Around
Adapazari
$70 7.3%
Cebu
$16 1.7% ↓ 77.8%$55
🧾Monthly Utilities & Internet
Adapazari
$68 7.1%
Cebu
$162 17.6% ↑ 137%$93
🎉Sport & Entertainment
Adapazari
$53 5.6%
Cebu
$44 4.8% ↓ 18.1%$9.7
🏠Accommodation & Living
Adapazari
$503 25.3%
Cebu
$615 32.4% ↑ 22.2%$112
🛒Groceries & Markets
Adapazari
$493 24.8%
Cebu
$483 25.4% ↓ 2.2%$11
🍽Eating Out
Adapazari
$432 21.7%
Cebu
$292 15.4% ↓ 32.4%$140
👕👟Clothing & Footwear
Adapazari
$236 11.8%
Cebu
$209 11% ↓ 11.4%$27
🚌Getting Around
Adapazari
$141 7.1%
Cebu
$32 1.7% ↓ 77.6%$109
🧾Monthly Utilities & Internet
Adapazari
$78 3.9%
Cebu
$176 9.3% ↑ 124%$97
🎉Sport & Entertainment
Adapazari
$107 * 5.4%
Cebu
$94 4.9% ↓ 11.9%$13
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the center runs $406 in Adapazari and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Adapazari pays 158% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $30.00 in Adapazari vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $218 vs $206 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Adapazari vs Cebu: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Adapazari and in Cebu?
Adapazari and Cebu differ by about 5% in total monthly costs ($961 vs $918 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Adapazari or Cebu?
Average pay runs 158% higher in Adapazari, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Adapazari and in Cebu?
Rent for a central apartment: $406 in Adapazari versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $30.00 in Adapazari. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Adapazari or Cebu?
All in, you'll spend $961 per month in Adapazari versus $918 in Cebu – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,500 per month?
At $918 in Cebu versus $961 in Adapazari, a $1,500 budget is realistic in Cebu but tight or insufficient in Adapazari. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
How does quality of life compare between Adapazari and Cebu?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Adapazari or Cebu safer for residents?
Safety-wise, Adapazari and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Adapazari or Cebu?
Expats usually find Cebu gentler on the wallet – expenses run 5% less than in Adapazari. Beyond cost, consider language, visa policies, and how big the international community is in each city.