Last update: Oct 2026

Cost of Living Comparison Between Cebu and Abano Terme

For one person, living is cheaper in Cebu: $918 a month against $1,668 in Abano Terme, rent and utilities included – about $9,000 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
82

Cost of Living Index in Abano Terme
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Abano Terme Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Abano Terme

🇮🇹 Italy

$1,668

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Abano Terme

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Abano Terme actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,668 in Abano Terme.

Cebu $918
Abano Terme $1,668

Estimated couple costs with rent: $1,409 in Cebu versus $2,577 in Abano Terme.

Cebu $1,409
Abano Terme $2,577

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,487 in Abano Terme.

Cebu $1,900
Abano Terme $3,487

Living in Cebu costs roughly 45% less than in Abano Terme, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Abano Terme is 24% above.

Meal at Budget Restaurant

$3.09 ₱194

$15.44 €13.73

-79.99%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$75.4 €67.1

-67.87%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$10.08 €8.97

-61.11%

Cappuccino

$2.51 ₱158

$1.86 €1.65

34.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.22 €2.87

-50.62%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.20 €1.07

-55.83%

Local Beer (0.5 liter draught)

$1.78 ₱112

$5.50 €4.89

-67.64%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.44 €4.84

-60.11%

Milk (1 liter)

$1.92 ₱121

$1.63 €1.45

17.79%

White Bread (500g)

$1.36 ₱85.4

$2.32 €2.07

-41.38%

Rice (white) (1kg)

$1.01 ₱63.5

$2.46 €2.19

-58.94%

Eggs

$2.03 ₱128

$4.45 €3.96

-54.38%

Local Cheese (1kg)

$9.86 ₱621

$14.57 €12.96

-32.33%

Chicken Fillets (1kg)

$4.39 ₱277

$12.30 €10.94

-64.31%

Beef Round Steak (1kg)

$7.60 ₱479

$17.81 €15.85

-57.33%

Apples (1kg)

$3.30 ₱208

$2.84 €2.53

16.20%

Banana (1kg)

$1.39 ₱87.8

$2.11 €1.88

-34.12%

Oranges (1kg)

$2.33 ₱147

$2.50 €2.22

-6.80%

Tomato (1kg)

$1.50 ₱94.3

$2.70 €2.40

-44.44%

Potato (1kg)

$2.36 ₱149

$1.70 €1.51

38.82%

Onion (1kg)

$1.90 ₱119

$1.54 €1.37

23.38%

Lettuce (1 head)

$1.19 ₱74.9

$1.58 €1.40

-24.68%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.57 €0.51

10.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.72 €5.09

-47.55%

Wine (Bottle)

$6.03 ₱379

$7.50 €6.67

-19.60%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.82 €1.62

-32.42%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.51 €2.23

-30.28%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.71 €1.52

-85.38%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$41.71 €37.10

-69.70%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$6.41 €5.70

-87.99%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.70 €1.51

-86.47%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$28.39 €25.25

-84.29%

Gasoline (1 liter)

$1.31 ₱82.8

$2.15 €1.91

-39.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$33.6K €29.8K

-36.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$37.8K €33.6K

-49.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$226 €201

-46.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.80 €9.61

29.63%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$32.10 €28.56

-14.21%

Gym Membership (Monthly)

$32.33 ₱2,035

$63.3 €56.3

-48.89%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$21.24 €18.89

-68.69%

Cinema Ticket

$5.65 ₱356

$11.79 €10.49

-52.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$534 €475

-48.47%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$9,800 €8,718

-19.21%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$83.1 €74.0

-40.66%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$37.38 €33.25

-32.48%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$99.8 €88.7

-22.85%

Men's Leather Business Shoes

$57.2 ₱3,601

$110 €97.4

-47.77%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$818 €728

-38.97%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$542 €482

-42.99%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,135 €1,010

-5.07%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$938 €834

-34.39%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,707 €2,408

6.60%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,749 €1,556

9.59%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$2,548 €2,266

-86.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.33

116.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Abano Terme: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Abano Terme

$542 32.5% 75.4% $233

Groceries & Markets

Cebu

$206 22.4%

Abano Terme

$327 19.6% 58.7% $121

Monthly Utilities & Internet

Cebu

$162 17.6%

Abano Terme

$268 16.1% 65.9% $107

Clothing & Footwear

Cebu

$94 10.2%

Abano Terme

$148 8.9% 58% $54

Eating Out

Cebu

$88 9.6%

Abano Terme

$232 13.9% 163% $144

Sport & Entertainment

Cebu

$44 4.8%

Abano Terme

$87 5.2% 99.1% $43

Getting Around

Cebu

$16 1.7%

Abano Terme

$63 3.8% 308% $48

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $818 in Abano Terme. Housing cost is often the main lever when comparing two cities.

Abano Terme pays 636% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $75.0 in Abano Terme for a mid-range dinner for two. Groceries echo the gap at $206 vs $327 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇹 Abano Terme

🕒 Local time

00:14 12:14 AM

18:14 6:14 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

19,950

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Abano Terme 10,860 km ≈ 14 h nonstop flight

From you

Cebu
Abano Terme

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Abano Terme: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 82% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 636% lower in Abano Terme. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $818 in Abano Terme. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 59% higher in Abano Terme. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $75.0 in Abano Terme. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $1,668 in Abano Terme, a $1,500 budget is realistic in Cebu but tight or insufficient in Abano Terme. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Abano Terme, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Abano Terme are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 82% less than in Abano Terme. Beyond cost, consider language, visa policies, and how big the international community is in each city.