Last update: Oct 2026

Cost of Living Comparison Between Abano Terme and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,668 in Abano Terme, rent and utilities included – about $9,000 less a year. Rent and utilities account for about half of the difference.

82

Cost of Living Index in Abano Terme
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Abano Terme Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Abano Terme

🇮🇹 Italy

$1,668

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Abano Terme and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Abano Terme and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,668 in Abano Terme versus $918 in Cebu.

Abano Terme $1,668
Cebu $918

Estimated couple costs with rent: $2,577 in Abano Terme versus $1,409 in Cebu.

Abano Terme $2,577
Cebu $1,409

Monthly costs for a family of three with rent: $3,487 in Abano Terme versus $1,900 in Cebu.

Abano Terme $3,487
Cebu $1,900

Living in Abano Terme is roughly 82% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Abano Terme is 24% above, Cebu is 32% below.

Meal at Budget Restaurant

$15.44 €13.73

$3.09 ₱194

399.68%

Three-Course Dinner for Two, Mid-Range

$75.4 €67.1

$24.22 ₱1,525

211.27%

Fast Food Meal (McDonalds, etc)

$10.08 €8.97

$3.92 ₱247

157.14%

Cappuccino

$1.86 €1.65

$2.51 ₱158

-25.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 €2.87

$1.59 ₱100

102.52%

Water (0.33 liter bottle)

$1.20 €1.07

$0.53 ₱33.43

126.42%

Local Beer (0.5 liter draught)

$5.50 €4.89

$1.78 ₱112

208.99%

Imported Beer (0.33 liter bottle)

$5.44 €4.84

$2.17 ₱137

150.69%

Milk (1 liter)

$1.63 €1.45

$1.92 ₱121

-15.10%

White Bread (500g)

$2.32 €2.07

$1.36 ₱85.4

70.59%

Rice (white) (1kg)

$2.46 €2.19

$1.01 ₱63.5

143.56%

Eggs

$4.45 €3.96

$2.03 ₱128

119.21%

Local Cheese (1kg)

$14.57 €12.96

$9.86 ₱621

47.77%

Chicken Fillets (1kg)

$12.30 €10.94

$4.39 ₱277

180.18%

Beef Round Steak (1kg)

$17.81 €15.85

$7.60 ₱479

134.34%

Apples (1kg)

$2.84 €2.53

$3.30 ₱208

-13.94%

Banana (1kg)

$2.11 €1.88

$1.39 ₱87.8

51.80%

Oranges (1kg)

$2.50 €2.22

$2.33 ₱147

7.30%

Tomato (1kg)

$2.70 €2.40

$1.50 ₱94.3

80.00%

Potato (1kg)

$1.70 €1.51

$2.36 ₱149

-27.97%

Onion (1kg)

$1.54 €1.37

$1.90 ₱119

-18.95%

Lettuce (1 head)

$1.58 €1.40

$1.19 ₱74.9

32.77%

Water (1.5 liter bottle)

$0.57 €0.51

$0.63 ₱39.71

-9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 €5.09

$3.00 ₱189

90.67%

Wine (Bottle)

$7.50 €6.67

$6.03 ₱379

24.38%

Local Beer (0.5 liter bottle)

$1.82 €1.62

$1.23 ₱77.7

47.97%

Imported Beer (0.33 liter bottle)

$2.51 €2.23

$1.75 ₱110

43.43%

One-way Ticket (Public Transport)

$1.71 €1.52

$0.25 ₱15.86

584.00%

Public Transport Monthly Pass (Regular Price)

$41.71 €37.10

$12.64 ₱796

229.98%

Taxi Start (Normal Tariff)

$6.41 €5.70

$0.77 ₱48.62

732.47%

Taxi (Normal Tariff) (1km)

$1.70 €1.51

$0.23 ₱14.53

639.13%

Taxi 1hour Waiting (Normal Tariff)

$28.39 €25.25

$4.46 ₱281

536.55%

Gasoline (1 liter)

$2.15 €1.91

$1.31 ₱82.8

64.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K €29.8K

$21.2K ₱1.3M

57.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K €33.6K

$19.1K ₱1.2M

97.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 €201

$120 ₱7,569

87.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.80 €9.61

$14.00 ₱882

-22.86%

Internet (50+ Mbps, Unlimited Data)

$32.10 €28.56

$27.54 ₱1,734

16.56%

Gym Membership (Monthly)

$63.3 €56.3

$32.33 ₱2,035

95.64%

Tennis Court (1 Hour on Weekend)

$21.24 €18.89

$6.65 ₱419

219.40%

Cinema Ticket

$11.79 €10.49

$5.65 ₱356

108.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$534 €475

$275 ₱17.3K

94.04%

International Primary School, 1 Child (Yearly)

$9,800 €8,718

$7,918 ₱498.5K

23.77%

Jeans (Levis 501 Or Similar)

$83.1 €74.0

$49.33 ₱3,106

68.52%

Summer Dress (H&M, Zara, etc)

$37.38 €33.25

$25.24 ₱1,589

48.10%

Sport Shoes (Adidas, Nike)

$99.8 €88.7

$77.0 ₱4,846

29.61%

Men's Leather Business Shoes

$110 €97.4

$57.2 ₱3,601

91.45%

1-bedroom Apartment, City Center (Monthly)

$818 €728

$500 ₱31.5K

63.85%

1-bedroom Apartment, Outside City Center (Monthly)

$542 €482

$309 ₱19.4K

75.42%

3-bedroom Apartment, City Center (Monthly)

$1,135 €1,010

$1,078 ₱67.9K

5.34%

3-bedroom Apartment, Outside City Center (Monthly)

$938 €834

$615 ₱38.7K

52.42%

Buy Apartment in City Center (m2)

$2,707 €2,408

$2,886 ₱181.7K

-6.19%

Buy Apartment Outside City Center (m2)

$1,749 €1,556

$1,917 ₱120.7K

-8.75%

Average Monthly Net Salary (After Tax)

$2,548 €2,266

$346 ₱21.8K

636.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

7.2

-53.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Abano Terme: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Abano Terme

$542 32.5%

Cebu

$309 33.6% 43% $233

Groceries & Markets

Abano Terme

$327 19.6%

Cebu

$206 22.4% 37% $121

Monthly Utilities & Internet

Abano Terme

$268 16.1%

Cebu

$162 17.6% 39.7% $107

Eating Out

Abano Terme

$232 13.9%

Cebu

$88 9.6% 62% $144

Clothing & Footwear

Abano Terme

$148 8.9%

Cebu

$94 10.2% 36.7% $54

Sport & Entertainment

Abano Terme

$87 5.2%

Cebu

$44 4.8% 49.8% $43

Getting Around

Abano Terme

$63 3.8%

Cebu

$16 1.7% 75.5% $48

Cost Breakdown

A one-bedroom apartment in the center runs $818 in Abano Terme and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Abano Terme pays 636% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Abano Terme vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $327 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Abano Terme

🇵🇭 Cebu

🕒 Local time

17:36 5:36 PM

23:36 11:36 PM

6 h ahead of Abano Terme

🌤 Weather

👥 Population

19,950

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Abano Terme Cebu 10,860 km ≈ 14 h nonstop flight

From you

Abano Terme
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Abano Terme vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 82% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 636% higher in Abano Terme, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $818 in Abano Terme versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 59% higher in Abano Terme. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $75.0 in Abano Terme. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $1,668 in Abano Terme, a $1,500 budget is realistic in Cebu but tight or insufficient in Abano Terme. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Abano Terme, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Abano Terme and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 82% less than in Abano Terme. Beyond cost, consider language, visa policies, and how big the international community is in each city.