Last update: Oct 2026

Cost of Living Comparison Between Cazin and Ubud, Bali

For one person, living is cheaper in Cazin: $823 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Cazin
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Cazin Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cazin

🇧🇦 Bosnia and Herzegovina

$823

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Cazin and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cazin and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $823 in Cazin versus $1,349 in Ubud, Bali.

Cazin $823
Ubud, Bali $1,349

Estimated couple costs with rent: $1,234 in Cazin versus $2,305 in Ubud, Bali.

Cazin $1,234
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,644 in Cazin versus $3,261 in Ubud, Bali.

Cazin $1,644
Ubud, Bali $3,261

Living in Cazin costs roughly 39% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.46 BAM 7.82

$3.32 Rp 60.2K

34.34%

Three-Course Dinner for Two, Mid-Range

$23.01 BAM 40.30

$35.64 Rp 645.8K

-35.44%

Fast Food Meal (McDonalds, etc)

$8.69 BAM 15.23

$5.53 Rp 100.3K

57.14%

Cappuccino

$1.12 BAM 1.96

$2.72 Rp 49.3K

-58.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.85 BAM 3.24

$1.70 Rp 30.8K

8.82%

Water (0.33 liter bottle)

$1.26 BAM 2.21

$0.76 Rp 13.8K

65.79%

Local Beer (0.5 liter draught)

$1.54 BAM 2.70

$2.65 Rp 48.1K

-41.89%

Imported Beer (0.33 liter bottle)

$2.51 BAM 4.40

$4.38 Rp 79.4K

-42.69%

Milk (1 liter)

$1.21 BAM 2.12

$1.49 Rp 27.0K

-18.79%

White Bread (500g)

$1.11 BAM 1.95

$2.28 Rp 41.2K

-51.32%

Rice (white) (1kg)

$2.13 BAM 3.73

$1.19 Rp 21.6K

78.99%

Eggs

$2.11 BAM 3.69

$2.04 Rp 36.9K

3.43%

Local Cheese (1kg)

$10.02 BAM 17.54

$17.70 Rp 320.8K

-43.39%

Chicken Fillets (1kg)

$7.24 BAM 12.68

$3.96 Rp 71.8K

82.83%

Beef Round Steak (1kg)

$14.62 BAM 25.60

$12.19 Rp 220.9K

19.93%

Apples (1kg)

$1.48 BAM 2.60

$3.66 Rp 66.2K

-59.56%

Banana (1kg)

$1.70 BAM 2.97

$1.52 Rp 27.5K

11.84%

Oranges (1kg)

$1.57 BAM 2.75

$2.23 Rp 40.4K

-29.60%

Tomato (1kg)

$1.67 BAM 2.92

$1.97 Rp 35.7K

-15.23%

Potato (1kg)

$0.99 BAM 1.73

$1.85 Rp 33.5K

-46.49%

Onion (1kg)

$1.06 BAM 1.86

$2.42 Rp 43.9K

-56.20%

Lettuce (1 head)

$1.12 BAM 1.97

$0.99 Rp 17.9K

13.13%

Water (1.5 liter bottle)

$0.73 BAM 1.27

$0.51 Rp 9,303

43.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.76 BAM 6.59

$2.22 Rp 40.3K

69.37%

Wine (Bottle)

$7.23 BAM 12.66

$22.24 Rp 403.0K

-67.49%

Local Beer (0.5 liter bottle)

$0.88 BAM 1.55

$2.26 Rp 41.0K

-61.06%

Imported Beer (0.33 liter bottle)

$1.14 BAM 2.00

$2.97 Rp 53.8K

-61.62%

One-way Ticket (Public Transport)

$1.77 BAM 3.09

$0.25 Rp 4,548

608.00%

Public Transport Monthly Pass (Regular Price)

$35.76 BAM 62.6

$7.82 Rp 141.8K

357.29%

Taxi Start (Normal Tariff)

$1.76 BAM 3.08

$0.44 Rp 7,964

300.00%

Taxi (Normal Tariff) (1km)

$0.89 BAM 1.56

$0.43 Rp 7,793

106.98%

Taxi 1hour Waiting (Normal Tariff)

$8.56 BAM 14.99

$5.41 Rp 98.0K

58.23%

Gasoline (1 liter)

$1.55 BAM 2.72

$0.82 Rp 14.9K

89.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.2K BAM 40.6K

$23.8K Rp 432.0M

-2.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K BAM 39.1K

$31.7K Rp 575.3M

-29.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 BAM 203

$79.1 Rp 1.4M

46.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.34 BAM 25.11

$6.45 Rp 116.8K

122.33%

Internet (50+ Mbps, Unlimited Data)

$27.42 BAM 48.02

$18.58 Rp 336.7K

47.58%

Gym Membership (Monthly)

$24.36 BAM 42.67

$49.48 Rp 896.7K

-50.77%

Tennis Court (1 Hour on Weekend)

$13.06 BAM 22.88

$17.65 Rp 319.8K

-26.01%

Cinema Ticket

$4.31 BAM 7.56

$4.27 Rp 77.4K

0.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$203 BAM 355

$491 Rp 8.9M

-58.69%

International Primary School, 1 Child (Yearly)

$3,806 BAM 6,666

$5,674 Rp 102.8M

-32.93%

Jeans (Levis 501 Or Similar)

$39.35 BAM 68.9

$44.64 Rp 808.9K

-11.85%

Summer Dress (H&M, Zara, etc)

$29.15 BAM 51.1

$34.95 Rp 633.4K

-16.60%

Sport Shoes (Adidas, Nike)

$49.31 BAM 86.4

$79.9 Rp 1.4M

-38.29%

Men's Leather Business Shoes

$76.2 BAM 134

$79.4 Rp 1.4M

-4.00%

1-bedroom Apartment, City Center (Monthly)

$232 BAM 407

$1,125 Rp 20.4M

-79.35%

1-bedroom Apartment, Outside City Center (Monthly)

$174 BAM 304

$671 Rp 12.2M

-74.12%

3-bedroom Apartment, City Center (Monthly)

$363 BAM 636

$3,565 Rp 64.6M

-89.81%

3-bedroom Apartment, Outside City Center (Monthly)

$271 BAM 474

$1,723 Rp 31.2M

-84.30%

Buy Apartment in City Center (m2)

$1,284 BAM 2,250

$2,732 Rp 49.5M

-52.98%

Buy Apartment Outside City Center (m2)

$1,113 BAM 1,949

$2,284 Rp 41.4M

-51.27%

Average Monthly Net Salary (After Tax)

$704 BAM 1,232

$164 Rp 3.0M

329.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

13.78

-70.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cazin: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Cazin

$222 27%

Ubud, Bali

$288 21.4% 30% $67

Accommodation & Living

Cazin

$174 21.1%

Ubud, Bali

$672 49.8% 287% $498

Monthly Utilities & Internet

Cazin

$157 19.1%

Ubud, Bali

$104 7.7% 33.9% $53

Eating Out

Cazin

$100 12.2%

Ubud, Bali

$108 8% 7.3% $7.3

Clothing & Footwear

Cazin

$87 10.6%

Ubud, Bali

$108 8% 23.1% $20

Getting Around

Cazin

$49 6%

Ubud, Bali

$11 0.9% 76.7% $38

Sport & Entertainment

Cazin

$33 4%

Ubud, Bali

$58 4.3% 75.9% $25

Cost Breakdown

A one-bedroom apartment in the center runs $232 in Cazin and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cazin pays about 4.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23 in Cazin vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $222 vs $288 per month, with Cazin cheaper across the board.

Good to know

🇧🇦 Cazin

🇮🇩 Ubud, Bali

🕒 Local time

03:39 3:39 AM

10:39 10:39 AM

7 h ahead of Cazin

🌤 Weather

👥 Population

13,863

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.571 USD

1 BAM = 0.511 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of November 2, 2026: 1 USD = 1.75 BAM (1 BAM = 0.571 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Cazin Ubud, Bali 11,410 km ≈ 15 h nonstop flight

From you

Cazin
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cazin vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $823 in Cazin and $1,349 in Ubud, Bali, so Cazin is about 39% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Cazin is about 4.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $232 in Cazin versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cazin – a meal for two runs $23 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $823 per month in Cazin versus $1,349 in Ubud, Bali – Cazin is about 39% cheaper, which adds up to real savings over time.

At $823 in Cazin versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Cazin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cazin the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cazin and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.