Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cazin

For one person, living is cheaper in Cazin: $823 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
39

Cost of Living Index in Cazin
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Cazin Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cazin

🇧🇦 Bosnia and Herzegovina

$823

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cazin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cazin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $823 in Cazin.

Ubud, Bali $1,349
Cazin $823

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,234 in Cazin.

Ubud, Bali $2,305
Cazin $1,234

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,644 in Cazin.

Ubud, Bali $3,261
Cazin $1,644

Living in Ubud, Bali is roughly 64% more expensive than in Cazin, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$4.46 BAM 7.82

-25.56%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$23.01 BAM 40.30

54.89%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$8.69 BAM 15.23

-36.36%

Cappuccino

$2.72 Rp 49.3K

$1.12 BAM 1.96

142.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.85 BAM 3.24

-8.11%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.26 BAM 2.21

-39.68%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.54 BAM 2.70

72.08%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.51 BAM 4.40

74.50%

Milk (1 liter)

$1.49 Rp 27.0K

$1.21 BAM 2.12

23.14%

White Bread (500g)

$2.28 Rp 41.2K

$1.11 BAM 1.95

105.41%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.13 BAM 3.73

-44.13%

Eggs

$2.04 Rp 36.9K

$2.11 BAM 3.69

-3.32%

Local Cheese (1kg)

$17.70 Rp 320.8K

$10.02 BAM 17.54

76.65%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$7.24 BAM 12.68

-45.30%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$14.62 BAM 25.60

-16.62%

Apples (1kg)

$3.66 Rp 66.2K

$1.48 BAM 2.60

147.30%

Banana (1kg)

$1.52 Rp 27.5K

$1.70 BAM 2.97

-10.59%

Oranges (1kg)

$2.23 Rp 40.4K

$1.57 BAM 2.75

42.04%

Tomato (1kg)

$1.97 Rp 35.7K

$1.67 BAM 2.92

17.96%

Potato (1kg)

$1.85 Rp 33.5K

$0.99 BAM 1.73

86.87%

Onion (1kg)

$2.42 Rp 43.9K

$1.06 BAM 1.86

128.30%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.12 BAM 1.97

-11.61%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.73 BAM 1.27

-30.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.76 BAM 6.59

-40.96%

Wine (Bottle)

$22.24 Rp 403.0K

$7.23 BAM 12.66

207.61%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.88 BAM 1.55

156.82%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.14 BAM 2.00

160.53%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$1.77 BAM 3.09

-85.88%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$35.76 BAM 62.6

-78.13%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.76 BAM 3.08

-75.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.89 BAM 1.56

-51.69%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$8.56 BAM 14.99

-36.80%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.55 BAM 2.72

-47.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$23.2K BAM 40.6K

2.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$22.4K BAM 39.1K

42.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$116 BAM 203

-31.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$14.34 BAM 25.11

-55.02%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$27.42 BAM 48.02

-32.24%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$24.36 BAM 42.67

103.12%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$13.06 BAM 22.88

35.15%

Cinema Ticket

$4.27 Rp 77.4K

$4.31 BAM 7.56

-0.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$203 BAM 355

142.07%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$3,806 BAM 6,666

49.09%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$39.35 BAM 68.9

13.44%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$29.15 BAM 51.1

19.90%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$49.31 BAM 86.4

62.04%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$76.2 BAM 134

4.17%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$232 BAM 407

384.29%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$174 BAM 304

286.47%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$363 BAM 636

881.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$271 BAM 474

536.89%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,284 BAM 2,250

112.66%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,113 BAM 1,949

105.22%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$704 BAM 1,232

-76.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.08

237.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cazin: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cazin

$174 21.1% 74.1% $498

Groceries & Markets

Ubud, Bali

$288 21.4%

Cazin

$222 27% 23.1% $67

Eating Out

Ubud, Bali

$108 8%

Cazin

$100 12.2% 6.8% $7.3

Clothing & Footwear

Ubud, Bali

$108 8%

Cazin

$87 10.6% 18.8% $20

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cazin

$157 19.1% 51.2% $53

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cazin

$33 4% 43.2% $25

Getting Around

Ubud, Bali

$11 0.9%

Cazin

$49 6% 330% $38

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $232 in Cazin. Housing cost is often the main lever when comparing two cities.

Cazin pays about 4.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $23 in Cazin for a mid-range dinner for two. Groceries echo the gap at $288 vs $222 per month, with Cazin cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Cazin

🕒 Local time

13:23 1:23 PM

06:23 6:23 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

13,863

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 BAM = 0.571 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of November 2, 2026: 1 USD = 1.75 BAM (1 BAM = 0.571 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cazin 11,410 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Cazin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cazin: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $823 in Cazin, so Cazin is about 39% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 77% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $232 in Cazin. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cazin – a meal for two runs $23 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $823 in Cazin – Cazin is about 39% cheaper, which adds up to real savings over time.

At $823 in Cazin versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Cazin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cazin the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cazin are both considered safe, so it’s unlikely to be the deciding factor between them.