Cost of Living Comparison Between Ubud, Bali and Cazin Cost of Living Comparison Between Ubud, Bali and Cazin

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $850 in Cazin.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,275 in Cazin.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,699 in Cazin.

Living in Ubud, Bali is roughly 66% more expensive than in Cazin, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Cazin is 36% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$4.86 BAM 8.32

-29.01%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$23.99 BAM 41.08

34.81%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$9.01 BAM 15.44

-46.28%

Cappuccino

$2.75 Rp 49.4K

$1.15 BAM 1.97

139.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.84 BAM 3.15

-25.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.25 BAM 2.15

-40.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.65 BAM 2.82

81.21%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.39 BAM 4.09

61.09%

Milk (1 liter)

$1.74 Rp 31.2K

$1.21 BAM 2.08

43.80%

White Bread (500g)

$2.46 Rp 44.2K

$1.13 BAM 1.93

117.70%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.04 BAM 3.49

-42.65%

Eggs

$2.43 Rp 43.7K

$2.22 BAM 3.80

9.46%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.52 BAM 18.01

37.83%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.07 BAM 12.11

-38.47%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$13.41 BAM 22.97

-10.66%

Apples (1kg)

$3.72 Rp 66.8K

$1.56 BAM 2.68

138.46%

Banana (1kg)

$1.63 Rp 29.2K

$1.80 BAM 3.09

-9.44%

Oranges (1kg)

$2.74 Rp 49.3K

$1.68 BAM 2.87

63.10%

Tomato (1kg)

$2.24 Rp 40.3K

$1.68 BAM 2.88

33.33%

Potato (1kg)

$1.92 Rp 34.5K

$1.08 BAM 1.85

77.78%

Onion (1kg)

$2.28 Rp 40.9K

$1.20 BAM 2.06

90.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.22 BAM 2.09

-13.11%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.75 BAM 1.28

-4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.60 BAM 6.17

-8.61%

Wine (Bottle)

$23.19 Rp 416.8K

$8.08 BAM 13.84

187.00%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.09 BAM 1.87

155.05%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.17 BAM 2.00

133.33%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.73 BAM 2.97

-84.39%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$36.40 BAM 62.3

-77.72%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.50 BAM 2.57

-68.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.83 BAM 1.42

-49.40%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$8.86 BAM 15.18

-29.80%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.51 BAM 2.59

-46.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$24.0K BAM 41.1K

10.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$26.3K BAM 45.1K

22.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$118 BAM 202

-33.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$18.66 BAM 31.96

-78.19%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$30.01 BAM 51.4

-18.93%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$25.27 BAM 43.28

290.23%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$10.85 BAM 18.58

-41.57%

Cinema Ticket

$3.99 Rp 71.6K

$4.29 BAM 7.34

-6.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$258 BAM 442

18.21%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,439 BAM 5,890

93.15%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$41.94 BAM 71.8

29.09%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$29.99 BAM 51.4

26.08%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$49.67 BAM 85.1

74.83%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$80.6 BAM 138

-5.28%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$238 BAM 408

316.69%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$179 BAM 307

274.80%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$375 BAM 643

799.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$281 BAM 482

628.96%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,309 BAM 2,243

114.18%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,159 BAM 1,986

92.10%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$712 BAM 1,219

-76.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.8

249.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Cazin: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $238 in Cazin. Housing cost is often the main lever when comparing two cities.

Cazin pays 326% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $24.00 in Cazin for a mid-range dinner for two. Groceries echo the gap at $297 vs $225 per month, with Cazin cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cazin: Cost of Living - Frequently Asked Questions

Ubud, Bali and Cazin differ by about 66% in total monthly costs ($1,408 vs $850 including rent). Cazin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 326% lower in Cazin. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $238 in Cazin. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cazin – a meal for two runs $24.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $850 in Cazin – a 66% gap that adds up to real savings over time for anyone picking the cheaper option.

At $850 in Cazin versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Cazin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cazin the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cazin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cazin gentler on the wallet – expenses run 66% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.