Cost of Living Comparison Between Ubud, Bali and Cazin Cost of Living Comparison Between Ubud, Bali and Cazin

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $860 in Cazin.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,261 in Cazin.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,662 in Cazin.

Living in Ubud, Bali is roughly 65% more expensive than Cazin, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Cazin is 36% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$4.85 BAM 8.17

-26.60%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$23.62 BAM 39.80

38.57%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$8.75 BAM 14.73

-43.43%

Cappuccino

$2.71 Rp 48.6K

$1.20 BAM 2.02

125.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.86 BAM 3.13

-27.96%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.31 BAM 2.21

-46.56%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.66 BAM 2.79

75.90%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.40 BAM 4.04

65.00%

Milk (1 liter)

$1.81 Rp 32.4K

$1.26 BAM 2.13

43.65%

White Bread (500g)

$2.52 Rp 45.1K

$1.14 BAM 1.91

121.05%

Rice (white) (1kg)

$1.16 Rp 20.8K

$2.15 BAM 3.61

-46.05%

Eggs

$2.46 Rp 44.1K

$2.14 BAM 3.61

14.95%

Local Cheese (1kg)

$14.71 Rp 263.7K

$10.53 BAM 17.74

39.70%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$7.42 BAM 12.50

-41.78%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$13.12 BAM 22.10

-7.47%

Apples (1kg)

$3.84 Rp 68.8K

$1.54 BAM 2.59

149.35%

Banana (1kg)

$1.56 Rp 27.9K

$1.81 BAM 3.05

-13.81%

Oranges (1kg)

$2.83 Rp 50.8K

$1.68 BAM 2.83

68.45%

Tomato (1kg)

$2.33 Rp 41.7K

$1.76 BAM 2.96

32.39%

Potato (1kg)

$1.91 Rp 34.3K

$1.13 BAM 1.91

69.03%

Onion (1kg)

$2.20 Rp 39.5K

$1.16 BAM 1.96

89.66%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.21 BAM 2.05

-16.53%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.80 BAM 1.36

-2.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.57 BAM 6.02

-7.00%

Wine (Bottle)

$23.74 Rp 425.5K

$8.32 BAM 14.01

185.34%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.10 BAM 1.85

153.64%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.11 BAM 1.86

157.66%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.80 BAM 3.03

-85.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$36.39 BAM 61.3

-77.93%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.49 BAM 2.50

-69.13%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.84 BAM 1.41

-46.43%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$8.97 BAM 15.12

-32.00%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.50 BAM 2.53

-47.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$24.4K BAM 41.1K

7.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$26.0K BAM 43.8K

23.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$117 BAM 196

-31.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$18.90 BAM 31.84

-78.52%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$29.71 BAM 50.1

-20.83%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$25.27 BAM 42.57

290.58%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$10.86 BAM 18.29

-38.95%

Cinema Ticket

$4.15 Rp 74.3K

$4.44 BAM 7.48

-6.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$252 BAM 424

20.72%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$3,348 BAM 5,641

97.52%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$41.88 BAM 70.6

32.62%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$29.03 BAM 48.92

31.97%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$49.48 BAM 83.4

79.06%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$79.3 BAM 134

-1.82%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$240 BAM 404

319.66%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$180 BAM 303

275.43%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$372 BAM 627

825.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$283 BAM 477

620.73%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,314 BAM 2,213

116.31%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,176 BAM 1,982

92.47%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$730 BAM 1,229

-77.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.8

249.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Cazin: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $240 in Cazin. Housing cost is often the main lever when comparing two cities.

Cazin pays 342% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $24.00 in Cazin for a mid-range dinner for two. Groceries echo the gap at $302 vs $228 per month, with Cazin cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cazin: Cost of Living - Frequently Asked Questions

Ubud, Bali and Cazin differ by about 65% in total monthly costs ($1,419 vs $860 including rent). Cazin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Cazin earns 342% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $240 in Cazin. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cazin – a meal for two runs $24.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $860 in Cazin – a 65% gap that adds up to real savings over time for anyone picking the cheaper option.

At $860 in Cazin versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Cazin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cazin the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cazin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cazin gentler on the wallet – expenses run 65% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.