🙂Monthly costs for one person with rent: $1,245 in Cayo Coco versus $1,293 in Santa Lucia.
🙂Estimated couple costs with rent: $1,697 in Cayo Coco versus $1,823 in Santa Lucia.
🙂Monthly costs for a family of three with rent: $2,150 in Cayo Coco versus $2,353 in Santa Lucia.
🌍Living in Cayo Coco costs roughly 4% less than in Santa Lucia, driven mainly by Eating Out.
📊Both cities sit below the global median: Cayo Coco9% lower, Santa Lucia6% lower.
Currency
🍽 Eating Out
Cayo Coco
Santa Lucia
Difference
Meal at Budget Restaurant
$4.92CUP 118
$10.18CUP 244
-51.67%
Three-Course Dinner for Two, Mid-Range
$15.29CUP 367
$29.76CUP 714
-48.62%
Fast Food Meal(McDonalds, etc)
$6.86CUP 165
$7.16CUP 172
-4.19%
Cappuccino
$0.98CUP 23.48
$3.39CUP 81.5
-71.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.05CUP 49.25
$1.12CUP 26.92
83.04%
Water(0.33 liter bottle)
$1.03CUP 24.61
$0.92CUP 22.10
11.96%
Local Beer(0.5 liter draught)
$1.98CUP 47.52
$1.96CUP 47.05
1.02%
Imported Beer(0.33 liter bottle)
$3.08CUP 74.0
$2.91CUP 69.8
5.84%
🛒 Groceries & Markets
Cayo Coco
Santa Lucia
Difference
Milk(1 liter)
$3.09CUP 74.1
$1.93CUP 46.20
60.10%
White Bread(500g)
$0.98CUP 23.49
$1.80CUP 43.27
-45.56%
Rice(white)(1kg)
$2.05CUP 49.18
$1.48CUP 35.56
38.51%
Eggs
$3.62CUP 86.8
$3.64CUP 87.4
-0.55%
Local Cheese(1kg)
$5.89CUP 141
$6.25CUP 150
-5.76%
Chicken Fillets(1kg)
$5.10CUP 123
$5.72CUP 137
-10.84%
Beef Round Steak(1kg)
$10.19CUP 245
$11.08CUP 266
-8.03%
Apples(1kg)
$5.03CUP 121
$2.78CUP 66.6
80.94%
Banana(1kg)
$0.99CUP 23.67
$1.53CUP 36.79
-35.29%
Oranges(1kg)
$1.03CUP 24.70
$2.02CUP 48.43
-49.01%
Tomato(1kg)
$0.99CUP 23.66
$2.19CUP 52.7
-54.79%
Potato(1kg)
$1.02CUP 24.43
$1.97CUP 47.25
-48.22%
Onion(1kg)
$2.95CUP 70.8
$1.80CUP 43.13
63.89%
Lettuce(1 head)
$1.02CUP 24.59
$1.02CUP 24.39
-
Water(1.5 liter bottle)
$1.01CUP 24.28
$1.02CUP 24.53
-0.98%
Cigarettes 20 Pack(Marlboro, Camel)
$3.02CUP 72.4
$4.11CUP 98.7
-26.52%
Wine(Bottle)
$9.90CUP 238
$11.84CUP 284
-16.39%
Local Beer(0.5 liter bottle)
$2.03CUP 48.68
$1.64CUP 39.30
23.78%
Imported Beer(0.33 liter bottle)
$2.05CUP 49.11
$2.34CUP 56.1
-12.39%
🚌 Getting Around
Cayo Coco
Santa Lucia
Difference
One-way Ticket(Public Transport)
-
$0.18CUP 4.30
-
Public Transport Monthly Pass(Regular Price)
$19.98CUP 480
$25.29CUP 607
-21.00%
Taxi Start(Normal Tariff)
$0.98CUP 23.42
$3.21CUP 77.1
-69.47%
Taxi(Normal Tariff)(1km)
$0.97CUP 23.34
$0.39CUP 9.27
148.72%
Taxi 1hour Waiting(Normal Tariff)
$19.67CUP 472
$15.03CUP 361
30.87%
Gasoline(1 liter)
$0.98CUP 23.60
$1.07CUP 25.65
-8.41%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$68.9KCUP 1.7M
$70.9KCUP 1.7M
-2.85%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$79.7KCUP 1.9M
$79.0KCUP 1.9M
0.86%
🧾 Monthly Utilities & Internet
Cayo Coco
Santa Lucia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$40.10CUP 962
$34.71CUP 833
15.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.25CUP 966
$15.23CUP 366
164.28%
Internet(50+ Mbps, Unlimited Data)
$224CUP 5,371
$249CUP 5,970
-10.03%
🎉 Sport & Entertainment
Cayo Coco
Santa Lucia
Difference
Gym Membership(Monthly)
$39.52CUP 948
$40.13CUP 963
-1.52%
Tennis Court(1 Hour on Weekend)
$9.82CUP 236
$15.14CUP 363
-35.14%
Cinema Ticket
$0.99CUP 23.70
$1.02CUP 24.45
-2.94%
🧸 Childcare & Education
Cayo Coco
Santa Lucia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$90.0CUP 2,160
$168CUP 4,026
-46.34%
International Primary School, 1 Child(Yearly)
$14.9KCUP 356.4K
$4,017CUP 96.4K
269.68%
👕👟 Clothing & Footwear
Cayo Coco
Santa Lucia
Difference
Jeans(Levis 501 Or Similar)
$40.53CUP 973
$69.7CUP 1,672
-41.82%
Summer Dress(H&M, Zara, etc)
$29.88CUP 717
$55.6CUP 1,335
-46.27%
Sport Shoes(Adidas, Nike)
$73.5CUP 1,764
$98.2CUP 2,356
-25.12%
Men's Leather Business Shoes
$80.4CUP 1,929
$107CUP 2,561
-24.66%
🏠 Accommodation & Living
Cayo Coco
Santa Lucia
Difference
1-bedroom Apartment, City Center(Monthly)
$394CUP 9,451
$558CUP 13.4K
-29.41%
1-bedroom Apartment, Outside City Center(Monthly)
$417CUP 10.0K
$353CUP 8,474
18.13%
3-bedroom Apartment, City Center(Monthly)
$1,050CUP 25.2K
$752CUP 18.1K
39.56%
3-bedroom Apartment, Outside City Center(Monthly)
$631CUP 15.2K
$505CUP 12.1K
24.99%
Buy Apartment in City Center(m2)
$305CUP 7,310
$345CUP 8,282
-11.73%
Buy Apartment Outside City Center(m2)
$356CUP 8,547
$368CUP 8,833
-3.24%
💵 Salaries & Financials
Cayo Coco
Santa Lucia
Difference
Average Monthly Net Salary(After Tax)
$19.79CUP 475
$56.3CUP 1,351
-64.85%
20-Year Fixed Mortgage Interest Rate(Annual %)
10
4.94
102.43%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cayo Coco: September 15, 2026
Last update for Santa Lucia: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $394 in Cayo Coco and $558 in Santa Lucia. Housing cost is often the main lever when comparing two cities.
💰Santa Lucia pays 184% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $15.00 in Cayo Coco vs $30.00 in Santa Lucia for a mid-range dinner for two. Groceries echo the gap at $236 vs $243 per month, with Cayo Coco cheaper across the board.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cayo Coco vs Santa Lucia: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cayo Coco or Santa Lucia?
Cayo Coco wins on cost – living expenses run 4% lower than in Santa Lucia. Housing and daily spending are where you'll feel the difference most, making Cayo Coco the obvious pick if budget is a priority.
Are salaries higher in Cayo Coco or in Santa Lucia?
On paper, salaries run 184% lower in Santa Lucia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Cayo Coco compared to Santa Lucia?
Rent for a central apartment: $394 in Cayo Coco versus $558 in Santa Lucia. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Cayo Coco compared to Santa Lucia?
A monthly transit pass in Cayo Coco runs roughly 27% less than in Santa Lucia. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Cayo Coco and in Santa Lucia?
Childcare runs $90.0 in Cayo Coco versus $168 in Santa Lucia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Cayo Coco or in Santa Lucia?
At $1,245 in Cayo Coco versus $1,293 in Santa Lucia, a $1,000 budget is realistic in Cayo Coco but tight or insufficient in Santa Lucia. The gap between the two cities makes Cayo Coco the clear choice for anyone on this budget.
Which city offers a better quality of life: Cayo Coco or Santa Lucia?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Cayo Coco gentler on the wallet – expenses run 4% less than in Santa Lucia. Beyond cost, consider language, visa policies, and how big the international community is in each city.