Last update: Oct 2026

Cost of Living Comparison Between Cavtat and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,533 in Cavtat, rent and utilities included – about $2,200 less a year. The total is higher in Cavtat despite lower rent and utilities.

74

Cost of Living Index in Cavtat
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Cavtat Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cavtat

🇭🇷 Croatia

$1,533

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Cavtat and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cavtat and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,533 in Cavtat versus $1,349 in Ubud, Bali.

Cavtat $1,533
Ubud, Bali $1,349

Estimated couple costs with rent: $2,319 in Cavtat versus $2,305 in Ubud, Bali.

Cavtat $2,319
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,106 in Cavtat versus $3,261 in Ubud, Bali.

Cavtat $3,106
Ubud, Bali $3,261

Living in Cavtat is roughly 14% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$13.28 €11.86

$3.32 Rp 60.3K

300.00%

Three-Course Dinner for Two, Mid-Range

$70.9 €63.4

$35.64 Rp 647.3K

99.02%

Fast Food Meal (McDonalds, etc)

$9.04 €8.07

$5.53 Rp 100.5K

63.47%

Cappuccino

$2.51 €2.24

$2.72 Rp 49.4K

-7.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 €2.92

$1.70 Rp 30.9K

92.35%

Water (0.33 liter bottle)

$2.28 €2.03

$0.76 Rp 13.8K

200.00%

Local Beer (0.5 liter draught)

$3.67 €3.28

$2.65 Rp 48.2K

38.49%

Imported Beer (0.33 liter bottle)

$4.16 €3.71

$4.38 Rp 79.6K

-5.02%

Milk (1 liter)

$1.18 €1.05

$1.49 Rp 27.1K

-20.81%

White Bread (500g)

$1.53 €1.37

$2.28 Rp 41.3K

-32.89%

Rice (white) (1kg)

$3.15 €2.81

$1.19 Rp 21.6K

164.71%

Eggs

$3.74 €3.34

$2.04 Rp 37.0K

83.33%

Local Cheese (1kg)

$10.56 €9.44

$17.70 Rp 321.5K

-40.34%

Chicken Fillets (1kg)

$9.66 €8.63

$3.96 Rp 72.0K

143.94%

Beef Round Steak (1kg)

$11.96 €10.68

$12.19 Rp 221.4K

-1.89%

Apples (1kg)

$1.73 €1.54

$3.66 Rp 66.4K

-52.73%

Banana (1kg)

$1.73 €1.55

$1.52 Rp 27.6K

13.82%

Oranges (1kg)

$2.01 €1.79

$2.23 Rp 40.5K

-9.87%

Tomato (1kg)

$2.47 €2.21

$1.97 Rp 35.8K

25.38%

Potato (1kg)

$1.33 €1.19

$1.85 Rp 33.6K

-28.11%

Onion (1kg)

$1.31 €1.17

$2.42 Rp 44.0K

-45.87%

Lettuce (1 head)

$1.22 €1.09

$0.99 Rp 18.0K

23.23%

Water (1.5 liter bottle)

$1.21 €1.08

$0.51 Rp 9,324

137.25%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 €5.10

$2.22 Rp 40.4K

157.66%

Wine (Bottle)

$6.96 €6.21

$22.24 Rp 403.9K

-68.71%

Local Beer (0.5 liter bottle)

$1.46 €1.30

$2.26 Rp 41.0K

-35.40%

Imported Beer (0.33 liter bottle)

$1.99 €1.78

$2.97 Rp 53.9K

-33.00%

One-way Ticket (Public Transport)

$1.77 €1.58

$0.25 Rp 4,559

608.00%

Public Transport Monthly Pass (Regular Price)

$42.47 €37.93

$7.82 Rp 142.1K

443.09%

Taxi Start (Normal Tariff)

$3.15 €2.81

$0.44 Rp 7,982

615.91%

Taxi (Normal Tariff) (1km)

$1.11 €0.99

$0.43 Rp 7,811

158.14%

Taxi 1hour Waiting (Normal Tariff)

$9.08 €8.11

$5.41 Rp 98.2K

67.84%

Gasoline (1 liter)

$1.76 €1.58

$0.82 Rp 15.0K

114.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K €34.3K

$23.8K Rp 433.0M

61.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K €23.1K

$31.7K Rp 576.6M

-18.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 €168

$79.1 Rp 1.4M

137.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.14 €20.67

$6.45 Rp 117.1K

258.76%

Internet (50+ Mbps, Unlimited Data)

$31.87 €28.47

$18.58 Rp 337.4K

71.53%

Gym Membership (Monthly)

$50.7 €45.32

$49.48 Rp 898.7K

2.55%

Tennis Court (1 Hour on Weekend)

$14.57 €13.02

$17.65 Rp 320.5K

-17.45%

Cinema Ticket

$8.89 €7.94

$4.27 Rp 77.6K

108.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$242 €216

$491 Rp 8.9M

-50.66%

International Primary School, 1 Child (Yearly)

$8,108 €7,242

$5,674 Rp 103.0M

42.89%

Jeans (Levis 501 Or Similar)

$93.9 €83.9

$44.64 Rp 810.7K

110.39%

Summer Dress (H&M, Zara, etc)

$38.80 €34.66

$34.95 Rp 634.8K

11.02%

Sport Shoes (Adidas, Nike)

$106 €94.7

$79.9 Rp 1.5M

32.64%

Men's Leather Business Shoes

$106 €94.2

$79.4 Rp 1.4M

32.84%

1-bedroom Apartment, City Center (Monthly)

$694 €619

$1,125 Rp 20.4M

-38.34%

1-bedroom Apartment, Outside City Center (Monthly)

$535 €477

$671 Rp 12.2M

-20.40%

3-bedroom Apartment, City Center (Monthly)

$1,111 €993

$3,565 Rp 64.7M

-68.83%

3-bedroom Apartment, Outside City Center (Monthly)

$839 €749

$1,723 Rp 31.3M

-51.34%

Buy Apartment in City Center (m2)

$4,023 €3,593

$2,732 Rp 49.6M

47.26%

Buy Apartment Outside City Center (m2)

$3,291 €2,940

$2,284 Rp 41.5M

44.10%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

13.78

-68.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cavtat: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cavtat

$535 34.9%

Ubud, Bali

$672 49.8% 25.6% $137

Groceries & Markets

Cavtat

$261 17%

Ubud, Bali

$288 21.4% 10.4% $27

Monthly Utilities & Internet

Cavtat

$243 15.9%

Ubud, Bali

$104 7.7% 57.1% $139

Eating Out

Cavtat

$212 13.9%

Ubud, Bali

$108 8% 49.3% $105

Clothing & Footwear

Cavtat

$155 10.1%

Ubud, Bali

$108 8% 30.6% $47

Sport & Entertainment

Cavtat

$69 4.5%

Ubud, Bali

$58 4.3% 15.3% $10

Getting Around

Cavtat

$58 3.8%

Ubud, Bali

$11 0.9% 80.4% $47

Cost Breakdown

A one-bedroom apartment in the center runs $694 in Cavtat and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $71 in Cavtat vs $36 in Ubud, Bali. Groceries flip the comparison at $261 vs $288, with Cavtat cheaper for home cooking.

Good to know

🇭🇷 Cavtat

🇮🇩 Ubud, Bali

🕒 Local time

07:26 7:26 AM

14:26 2:26 PM

7 h ahead of Cavtat

🌤 Weather

👥 Population

2,153

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 3, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

USD to EUR in detail →

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Between locations

Cavtat Ubud, Bali 11,220 km ≈ 15 h nonstop flight

From you

Cavtat
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cavtat vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 12% lower than in Cavtat. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,299 in Cavtat and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $694 in Cavtat versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $71 in Cavtat. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,533 per month in Cavtat versus $1,349 in Ubud, Bali – Ubud, Bali is about 12% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cavtat and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.