Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cavtat

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,533 in Cavtat, rent and utilities included – about $2,200 less a year. The total is higher in Cavtat despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
74

Cost of Living Index in Cavtat
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Cavtat Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cavtat

🇭🇷 Croatia

$1,533

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cavtat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cavtat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,533 in Cavtat.

Ubud, Bali $1,349
Cavtat $1,533

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,319 in Cavtat.

Ubud, Bali $2,305
Cavtat $2,319

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,106 in Cavtat.

Ubud, Bali $3,261
Cavtat $3,106

Living in Ubud, Bali costs roughly 12% less than in Cavtat, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$13.28 €11.86

-75.00%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.3K

$70.9 €63.4

-49.75%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.5K

$9.04 €8.07

-38.83%

Cappuccino

$2.72 Rp 49.4K

$2.51 €2.24

8.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.27 €2.92

-48.01%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.28 €2.03

-66.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.67 €3.28

-27.79%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$4.16 €3.71

5.29%

Milk (1 liter)

$1.49 Rp 27.1K

$1.18 €1.05

26.27%

White Bread (500g)

$2.28 Rp 41.3K

$1.53 €1.37

49.02%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.15 €2.81

-62.22%

Eggs

$2.04 Rp 37.0K

$3.74 €3.34

-45.45%

Local Cheese (1kg)

$17.70 Rp 321.5K

$10.56 €9.44

67.61%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$9.66 €8.63

-59.01%

Beef Round Steak (1kg)

$12.19 Rp 221.4K

$11.96 €10.68

1.92%

Apples (1kg)

$3.66 Rp 66.4K

$1.73 €1.54

111.56%

Banana (1kg)

$1.52 Rp 27.6K

$1.73 €1.55

-12.14%

Oranges (1kg)

$2.23 Rp 40.5K

$2.01 €1.79

10.95%

Tomato (1kg)

$1.97 Rp 35.8K

$2.47 €2.21

-20.24%

Potato (1kg)

$1.85 Rp 33.6K

$1.33 €1.19

39.10%

Onion (1kg)

$2.42 Rp 44.0K

$1.31 €1.17

84.73%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.22 €1.09

-18.85%

Water (1.5 liter bottle)

$0.51 Rp 9,324

$1.21 €1.08

-57.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.72 €5.10

-61.19%

Wine (Bottle)

$22.24 Rp 403.9K

$6.96 €6.21

219.54%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.46 €1.30

54.79%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.99 €1.78

49.25%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

$1.77 €1.58

-85.88%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

$42.47 €37.93

-81.59%

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

$3.15 €2.81

-86.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

$1.11 €0.99

-61.26%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$9.08 €8.11

-40.42%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.76 €1.58

-53.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.0M

$38.4K €34.3K

-37.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.6M

$25.9K €23.1K

22.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$188 €168

-57.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.1K

$23.14 €20.67

-72.13%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.4K

$31.87 €28.47

-41.70%

Gym Membership (Monthly)

$49.48 Rp 898.7K

$50.7 €45.32

-2.48%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

$14.57 €13.02

21.14%

Cinema Ticket

$4.27 Rp 77.6K

$8.89 €7.94

-51.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$242 €216

102.68%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$8,108 €7,242

-30.02%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.7K

$93.9 €83.9

-52.47%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

$38.80 €34.66

-9.92%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$106 €94.7

-24.61%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$106 €94.2

-24.72%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$694 €619

62.19%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$535 €477

25.62%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,111 €993

220.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$839 €749

105.50%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,023 €3,593

-32.09%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$3,291 €2,940

-30.60%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.35

216.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cavtat: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cavtat

$535 34.9% 20.4% $137

Groceries & Markets

Ubud, Bali

$288 21.4%

Cavtat

$261 17% 9.4% $27

Eating Out

Ubud, Bali

$108 8%

Cavtat

$212 13.9% 97.2% $105

Clothing & Footwear

Ubud, Bali

$108 8%

Cavtat

$155 10.1% 44.1% $47

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cavtat

$243 15.9% 133% $139

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cavtat

$69 4.5% 18.1% $10

Getting Around

Ubud, Bali

$11 0.9%

Cavtat

$58 3.8% 410% $47

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $694 in Cavtat. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $71 in Cavtat. Groceries flip the comparison at $288 vs $261, with Cavtat cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇭🇷 Cavtat

🕒 Local time

14:39 2:39 PM

07:39 7:39 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,153

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Cavtat 11,220 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Cavtat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cavtat: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 12% lower than in Cavtat. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $2,299 in Cavtat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $694 in Cavtat. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $71 in Cavtat. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,533 in Cavtat – Ubud, Bali is about 12% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cavtat are both considered safe, so it’s unlikely to be the deciding factor between them.