Last update: Oct 2026

Cost of Living Comparison Between Cavtat and Zagreb

For one person, living is cheaper in Cavtat: $1,533 a month against $1,772 in Zagreb, rent and utilities included – about $2,900 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Cavtat
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Cavtat Living Index
85

Cost of Living Index in Zagreb
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Zagreb Living Index

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Cavtat

🇭🇷 Croatia

$1,533

/mo nomad

Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Monthly Cost of Living

How much you'll spend in Cavtat and in Zagreb

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cavtat and in Zagreb actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,533 in Cavtat versus $1,772 in Zagreb.

Cavtat $1,533
Zagreb $1,772

Estimated couple costs with rent: $2,319 in Cavtat versus $2,619 in Zagreb.

Cavtat $2,319
Zagreb $2,619

Monthly costs for a family of three with rent: $3,106 in Cavtat versus $3,467 in Zagreb.

Cavtat $3,106
Zagreb $3,467

Living in Cavtat costs roughly 14% less than in Zagreb, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Cavtat 13% above, Zagreb 30% above.

Meal at Budget Restaurant

$13.28 €11.85

$12.33 €11.00

7.70%

Three-Course Dinner for Two, Mid-Range

$70.9 €63.3

$63.9 €57.1

10.93%

Fast Food Meal (McDonalds, etc)

$9.04 €8.06

$8.01 €7.15

12.86%

Cappuccino

$2.51 €2.24

$2.50 €2.23

0.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 €2.92

$3.09 €2.75

5.83%

Water (0.33 liter bottle)

$2.28 €2.03

$2.62 €2.34

-12.98%

Local Beer (0.5 liter draught)

$3.67 €3.27

$3.42 €3.05

7.31%

Imported Beer (0.33 liter bottle)

$4.16 €3.71

$4.51 €4.02

-7.76%

Milk (1 liter)

$1.18 €1.05

$1.27 €1.13

-7.09%

White Bread (500g)

$1.53 €1.36

$1.60 €1.42

-4.38%

Rice (white) (1kg)

$3.15 €2.81

$2.68 €2.39

17.54%

Eggs

$3.74 €3.34

$3.95 €3.52

-5.32%

Local Cheese (1kg)

$10.56 €9.42

$14.58 €13.01

-27.57%

Chicken Fillets (1kg)

$9.66 €8.62

$11.47 €10.23

-15.78%

Beef Round Steak (1kg)

$11.96 €10.67

$17.35 €15.48

-31.07%

Apples (1kg)

$1.73 €1.54

$2.31 €2.06

-25.11%

Banana (1kg)

$1.73 €1.55

$1.65 €1.47

4.85%

Oranges (1kg)

$2.01 €1.79

$2.19 €1.95

-8.22%

Tomato (1kg)

$2.47 €2.21

$2.56 €2.29

-3.52%

Potato (1kg)

$1.33 €1.19

$1.36 €1.21

-2.21%

Onion (1kg)

$1.31 €1.17

$1.20 €1.07

9.17%

Lettuce (1 head)

$1.22 €1.09

$1.19 €1.06

2.52%

Water (1.5 liter bottle)

$1.21 €1.08

$1.29 €1.15

-6.20%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 €5.10

$6.08 €5.42

-5.92%

Wine (Bottle)

$6.96 €6.21

$11.07 €9.87

-37.13%

Local Beer (0.5 liter bottle)

$1.46 €1.30

$1.69 €1.50

-13.61%

Imported Beer (0.33 liter bottle)

$1.99 €1.78

$2.46 €2.20

-19.11%

One-way Ticket (Public Transport)

$1.77 €1.58

$0.57 €0.50

210.53%

Public Transport Monthly Pass (Regular Price)

$42.47 €37.89

$53.2 €47.50

-20.23%

Taxi Start (Normal Tariff)

$3.15 €2.81

$2.18 €1.95

44.50%

Taxi (Normal Tariff) (1km)

$1.11 €0.99

$1.44 €1.28

-22.92%

Taxi 1hour Waiting (Normal Tariff)

$9.08 €8.10

$12.39 €11.05

-26.72%

Gasoline (1 liter)

$1.76 €1.57

$1.90 €1.69

-7.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K €34.3K

$27.9K €24.9K

37.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K €23.1K

$26.0K €23.2K

-0.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 €168

$215 €192

-12.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.14 €20.64

$22.34 €19.93

3.58%

Internet (50+ Mbps, Unlimited Data)

$31.87 €28.44

$38.73 €34.55

-17.71%

Gym Membership (Monthly)

$50.7 €45.27

$48.65 €43.41

4.30%

Tennis Court (1 Hour on Weekend)

$14.57 €13.00

$18.95 €16.90

-23.11%

Cinema Ticket

$8.89 €7.93

$10.41 €9.28

-14.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$242 €216

$499 €445

-51.50%

International Primary School, 1 Child (Yearly)

$8,108 €7,234

$9,720 €8,672

-16.59%

Jeans (Levis 501 Or Similar)

$93.9 €83.8

$109 €96.9

-13.52%

Summer Dress (H&M, Zara, etc)

$38.80 €34.62

$42.23 €37.68

-8.12%

Sport Shoes (Adidas, Nike)

$106 €94.6

$102 €91.3

3.62%

Men's Leather Business Shoes

$106 €94.1

$111 €98.6

-4.55%

1-bedroom Apartment, City Center (Monthly)

$694 €619

$888 €793

-21.93%

1-bedroom Apartment, Outside City Center (Monthly)

$535 €477

$683 €609

-21.74%

3-bedroom Apartment, City Center (Monthly)

$1,111 €991

$1,468 €1,310

-24.33%

3-bedroom Apartment, Outside City Center (Monthly)

$839 €748

$1,066 €951

-21.36%

Buy Apartment in City Center (m2)

$4,023 €3,589

$5,275 €4,706

-23.74%

Buy Apartment Outside City Center (m2)

$3,291 €2,936

$3,670 €3,274

-10.31%

Average Monthly Net Salary (After Tax)

$1,975 €1,762

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

3.3

31.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cavtat: October 25, 2026

Last update for Zagreb: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cavtat

$535 34.9%

Zagreb

$683 38.5% 27.8% $148

Groceries & Markets

Cavtat

$261 17%

Zagreb

$314 17.7% 20% $52

Monthly Utilities & Internet

Cavtat

$243 15.9%

Zagreb

$276 15.6% 13.6% $33

Eating Out

Cavtat

$212 13.9%

Zagreb

$202 11.4% 5% $11

Clothing & Footwear

Cavtat

$155 10.1%

Zagreb

$164 9.2% 5.6% $8.7

Sport & Entertainment

Cavtat

$69 4.5%

Zagreb

$69 3.9% 1.4% $0.9

Getting Around

Cavtat

$58 3.8%

Zagreb

$65 3.7% 11.4% $6.6

Cost Breakdown

A one-bedroom apartment in the center runs $694 in Cavtat and $888 in Zagreb. Housing cost is often the main lever when comparing two cities.

Dining out: $71 in Cavtat vs $64 in Zagreb. Groceries flip the comparison at $261 vs $314, with Cavtat cheaper for home cooking.

Good to know

🇭🇷 Cavtat

🇭🇷 Zagreb

🕒 Local time

07:13 7:13 AM

Same time as Cavtat

🌤 Weather

👥 Population

2,153

767,131 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

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From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cavtat vs Zagreb: Cost of Living - Frequently Asked Questions

Cavtat wins on cost – living expenses run 14% lower than in Zagreb. Housing and daily spending are where you’ll feel the difference most, making Cavtat the obvious pick if budget is a priority.

You’d need roughly $2,299 in Cavtat and $2,658 in Zagreb to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $694 in Cavtat versus $888 in Zagreb. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Zagreb – a meal for two runs $64 versus $71 in Cavtat. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,533 per month in Cavtat versus $1,772 in Zagreb – Cavtat is about 14% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Cavtat is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cavtat and Zagreb are both considered safe, so it’s unlikely to be the deciding factor between them.