Last update: Oct 2026

Cost of Living Comparison Between Cavite and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Cavite: $564 a month against $853 in Ho Chi Minh City (Saigon), rent and utilities included – about $3,500 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Cavite
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Cavite Living Index
41

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Cavite

🇵🇭 Philippines

$564

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$853

/mo nomad

Monthly Cost of Living

How much you'll spend in Cavite and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cavite and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

A single person spends $564 per month in Cavite vs $853 in Ho Chi Minh City (Saigon), rent included.

Cavite $564
Ho Chi Minh City (Saigon) $853

A couple spends around $879 per month in Cavite vs $1,391 in Ho Chi Minh City (Saigon), rent included.

Cavite $879
Ho Chi Minh City (Saigon) $1,391

A family of three spends $1,194 per month in Cavite vs $1,930 in Ho Chi Minh City (Saigon), rent included.

Cavite $1,194
Ho Chi Minh City (Saigon) $1,930

Cavite is about 34% cheaper than Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in groceries.

Both Cavite and Ho Chi Minh City (Saigon) are more affordable than the global median – Cavite 59% lower, Ho Chi Minh City (Saigon) 37% lower.

Meal at Budget Restaurant

$2.34 ₱150

$1.91 ₫49.3K

22.51%

Three-Course Dinner for Two, Mid-Range

$15.86 ₱1,015

$22.93 ₫592.4K

-30.83%

Fast Food Meal (McDonalds, etc)

$2.26 ₱144

$4.69 ₫121.2K

-51.81%

Cappuccino

$1.77 ₱113

$1.80 ₫46.5K

-1.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 ₱37.37

$0.55 ₫14.3K

5.45%

Water (0.33 liter bottle)

$0.33 ₱21.22

$0.34 ₫8,812

-2.94%

Local Beer (0.5 liter draught)

$0.95 ₱60.6

$1.03 ₫26.7K

-7.77%

Imported Beer (0.33 liter bottle)

$1.54 ₱98.8

$1.72 ₫44.4K

-10.47%

Milk (1 liter)

$1.38 ₱88.2

$1.67 ₫43.1K

-17.37%

White Bread (500g)

$1.09 ₱69.7

$1.09 ₫28.2K

Rice (white) (1kg)

$0.89 ₱57.0

$1.06 ₫27.3K

-16.04%

Eggs

$1.95 ₱125

$1.60 ₫41.3K

21.87%

Local Cheese (1kg)

$5.10 ₱326

$12.08 ₫312.1K

-57.78%

Chicken Fillets (1kg)

$3.40 ₱218

$3.66 ₫94.5K

-7.10%

Beef Round Steak (1kg)

$6.12 ₱392

$10.35 ₫267.3K

-40.87%

Apples (1kg)

$2.03 ₱130

$3.01 ₫77.7K

-32.56%

Banana (1kg)

$1.06 ₱67.8

$1.26 ₫32.6K

-15.87%

Oranges (1kg)

$2.34 ₱150

$1.62 ₫41.9K

44.44%

Tomato (1kg)

$1.05 ₱67.5

$1.27 ₫32.7K

-17.32%

Potato (1kg)

$1.66 ₱106

$1.18 ₫30.5K

40.68%

Onion (1kg)

$1.45 ₱92.6

$1.19 ₫30.7K

21.85%

Lettuce (1 head)

$0.49 ₱31.28

$0.78 ₫20.1K

-37.18%

Water (1.5 liter bottle)

$0.48 ₱30.68

$0.55 ₫14.3K

-12.73%

Cigarettes 20 Pack (Marlboro, Camel)

$1.99 ₱127

$1.26 ₫32.5K

57.94%

Wine (Bottle)

$4.61 ₱295

$12.85 ₫331.9K

-64.12%

Local Beer (0.5 liter bottle)

$0.92 ₱58.9

$0.90 ₫23.1K

2.22%

Imported Beer (0.33 liter bottle)

$1.27 ₱81.5

$1.46 ₫37.6K

-13.01%

One-way Ticket (Public Transport)

$0.28 ₫7,260

Public Transport Monthly Pass (Regular Price)

$13.30 ₱851

$11.42 ₫295.0K

16.46%

Taxi Start (Normal Tariff)

$0.65 ₱41.80

$0.70 ₫18.2K

-7.14%

Taxi (Normal Tariff) (1km)

$0.24 ₱15.38

$0.63 ₫16.3K

-61.90%

Taxi 1hour Waiting (Normal Tariff)

$1.93 ₱124

$3.09 ₫79.8K

-37.54%

Gasoline (1 liter)

$1.17 ₱74.6

$0.95 ₫24.6K

23.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.6K ₱1.3M

$30.5K ₫788.3M

-32.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$29.7K ₫767.8M

-35.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.2 ₱5,642

$102 ₫2.6M

-13.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.52 ₱865

$5.65 ₫145.8K

139.29%

Internet (50+ Mbps, Unlimited Data)

$23.40 ₱1,498

$10.43 ₫269.5K

124.35%

Gym Membership (Monthly)

$46.02 ₱2,945

$19.30 ₫498.7K

138.45%

Tennis Court (1 Hour on Weekend)

$11.81 ₫305.1K

Cinema Ticket

$5.03 ₱322

$3.83 ₫98.9K

31.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 ₱8,399

$484 ₫12.5M

-72.89%

International Primary School, 1 Child (Yearly)

$10.6K ₱680.7K

$23.3K ₫602.3M

-54.37%

Jeans (Levis 501 Or Similar)

$28.81 ₱1,843

$52.3 ₫1.4M

-44.87%

Summer Dress (H&M, Zara, etc)

$19.03 ₱1,218

$34.35 ₫887.3K

-44.60%

Sport Shoes (Adidas, Nike)

$71.4 ₱4,570

$92.3 ₫2.4M

-22.58%

Men's Leather Business Shoes

$54.4 ₱3,482

$94.2 ₫2.4M

-42.24%

1-bedroom Apartment, City Center (Monthly)

$134 ₱8,568

$647 ₫16.7M

-79.30%

1-bedroom Apartment, Outside City Center (Monthly)

$81.0 ₱5,185

$297 ₫7.7M

-72.73%

3-bedroom Apartment, City Center (Monthly)

$238 ₱15.2K

$1,291 ₫33.3M

-81.55%

3-bedroom Apartment, Outside City Center (Monthly)

$191 ₱12.2K

$719 ₫18.6M

-73.42%

Buy Apartment in City Center (m2)

$4,327 ₫111.8M

Buy Apartment Outside City Center (m2)

$1,987 ₫51.3M

Average Monthly Net Salary (After Tax)

$222 ₱14.2K

$490 ₫12.7M

-54.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

8.64

-21.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cavite: October 26, 2026

Last update for Ho Chi Minh City (Saigon): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Cavite

$150 26.6%

Ho Chi Minh City (Saigon)

$208 24.4% 38.8% $58

Monthly Utilities & Internet

Cavite

$125 22.2%

Ho Chi Minh City (Saigon)

$118 13.9% 5.4% $6.8

Accommodation & Living

Cavite

$81 14.4%

Ho Chi Minh City (Saigon)

$297 34.9% 267% $216

Clothing & Footwear

Cavite

$78 13.9%

Ho Chi Minh City (Saigon)

$123 14.4% 57.2% $45

Eating Out

Cavite

$58 10.3%

Ho Chi Minh City (Saigon)

$63 7.4% 8.5% $5

Sport & Entertainment

Cavite

$56 10%

Ho Chi Minh City (Saigon)

$27 3.2% 51.9% $29

Getting Around

Cavite

$15 * 2.7%

Ho Chi Minh City (Saigon)

$16 1.9% 8.2% $1.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $134 in Cavite versus $647 in Ho Chi Minh City (Saigon). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ho Chi Minh City (Saigon) are about 2.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16 in Cavite versus $23 in Ho Chi Minh City (Saigon). Monthly groceries follow the same trend: $150 vs $208 – making Cavite the more affordable choice for daily food spending.

Good to know

🇵🇭 Cavite

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

19:33 7:33 PM

18:33 6:33 PM

1 h behind Cavite

🌤 Weather

👥 Population

100,674

9,456,700

💱 Currency

Philippine Peso PHP ₱

Vietnamese Dong VND ₫

📈 Exchange rate

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

100,000 VND = 3.87 USD

100,000 VND = 3.48 EUR

Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.22 PHP (100 PHP = 1.4 EUR).

Vietnamese Dong exchange rates as of October 28, 2026: 1 USD = 25,832 VND (100,000 VND = 3.87 USD). 1 EUR = 28,750 VND (100,000 VND = 3.48 EUR).

USD to PHP in detail →

On the map

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Between locations

Cavite Ho Chi Minh City (Saigon) 1,600 km ≈ 2 h 30 min nonstop flight

From you

Cavite
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cavite vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Yes – Ho Chi Minh City (Saigon) is pricier by about 51%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $845 per month in Cavite and $1,279 in Ho Chi Minh City (Saigon). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cavite, especially for central apartments: a one-bedroom in the center costs $134 there versus $647 in Ho Chi Minh City (Saigon).

Monthly expenses with rent come to $564 in Cavite and $853 in Ho Chi Minh City (Saigon). That’s a gap of about 51%.

Public transport costs about 14% less in Ho Chi Minh City (Saigon). For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 covers both cities comfortably – all-in costs are $564 in Cavite and $853 in Ho Chi Minh City (Saigon), leaving budget for savings and extras in both cases.

Families tend to lean toward Cavite – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cavite. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ho Chi Minh City (Saigon) makes more sense. Both are solid long-term options with distinct trade-offs.