Cost of Living Comparison Between Cartago and Playa del Carmen Cost of Living Comparison Between Cartago and Playa del Carmen

Monthly Cost of Living

A single person spends $839 per month in Cartago vs $1,260 in Playa del Carmen, rent included.

A couple spends around $1,282 per month in Cartago vs $2,125 in Playa del Carmen, rent included.

A family of three spends $1,725 per month in Cartago vs $2,990 in Playa del Carmen, rent included.

Cartago is about 33% cheaper than Playa del Carmen, driven mainly by Eating Out.

Both Cartago and Playa del Carmen are more affordable than the global median – Cartago 37% lower, Playa del Carmen 5% lower.

Currency
🍽 Eating Out
Cartago
Playa del Carmen
Difference
Meal at Budget Restaurant
$3.71 COP 11.7K
$11.72 MX$203
-68.34%
Three-Course Dinner for Two, Mid-Range
$29.46 COP 92.8K
$41.89 MX$725
-29.67%
Fast Food Meal (McDonalds, etc)
$7.24 COP 22.8K
$10.51 MX$182
-31.11%
Cappuccino
$1.65 COP 5,179
$3.59 MX$62.0
-54.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 COP 2,753
$1.51 MX$26.10
-42.38%
Water (0.33 liter bottle)
$0.61 COP 1,913
$0.92 MX$15.83
-33.70%
Local Beer (0.5 liter draught)
$1.01 COP 3,193
$2.96 MX$51.2
-65.88%
Imported Beer (0.33 liter bottle)
$2.47 COP 7,774
$4.41 MX$76.3
-43.99%
🛒 Groceries & Markets
Cartago
Playa del Carmen
Difference
Milk (1 liter)
$1.29 COP 4,052
$1.40 MX$24.16
-7.86%
White Bread (500g)
$1.54 COP 4,847
$1.88 MX$32.60
-18.09%
Rice (white) (1kg)
$1.21 COP 3,821
$1.56 MX$26.97
-22.44%
Eggs
$2.47 COP 7,786
$2.61 MX$45.14
-5.36%
Local Cheese (1kg)
$4.13 COP 13.0K
$8.32 MX$144
-50.36%
Chicken Fillets (1kg)
$5.58 COP 17.6K
$8.35 MX$145
-33.17%
Beef Round Steak (1kg)
$7.79 COP 24.5K
$10.86 MX$188
-28.27%
Apples (1kg)
$2.45 COP 7,726
$2.71 MX$46.93
-9.59%
Banana (1kg)
$0.97 COP 3,068
$1.51 MX$26.04
-35.76%
Oranges (1kg)
$1.16 COP 3,650
$1.87 MX$32.41
-37.97%
Tomato (1kg)
$1.27 COP 4,004
$2.19 MX$37.89
-42.01%
Potato (1kg)
$0.83 COP 2,598
$1.86 MX$32.14
-55.38%
Onion (1kg)
$1.05 COP 3,315
$2.23 MX$38.59
-52.91%
Lettuce (1 head)
$0.71 COP 2,250
$1.07 MX$18.48
-33.64%
Water (1.5 liter bottle)
$0.68 COP 2,149
$1.09 MX$18.79
-37.61%
Cigarettes 20 Pack (Marlboro, Camel)
$2.84 COP 8,949
$4.19 MX$72.4
-32.22%
Wine (Bottle)
$12.78 COP 40.2K
$10.43 MX$180
22.53%
Local Beer (0.5 liter bottle)
$1.12 COP 3,522
$1.66 MX$28.68
-32.53%
Imported Beer (0.33 liter bottle)
$1.91 COP 6,018
$2.61 MX$45.19
-26.82%
🚌 Getting Around
Cartago
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$0.69 COP 2,167
$0.54 MX$9.37
27.78%
Public Transport Monthly Pass (Regular Price)
$30.38 COP 95.7K
$26.16 MX$453
16.13%
Taxi Start (Normal Tariff)
$1.59 COP 5,017
$3.08 MX$53.3
-48.38%
Taxi (Normal Tariff) (1km)
$1.91 COP 6,011
$2.40 MX$41.61
-20.42%
Taxi 1hour Waiting (Normal Tariff)
$9.72 COP 30.6K
$3.13 MX$54.1
210.54%
Gasoline (1 liter)
$0.93 COP 2,927
$1.31 MX$22.69
-29.01%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7K COP 68.3M
$29.8K MX$515.7K
-27.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.5K COP 93.0M
$23.3K MX$403.5K
26.61%
🧾 Monthly Utilities & Internet
Cartago
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.3 COP 256.0K
$81.3 MX$1,406
0.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.61 COP 27.1K
$22.56 MX$390
-61.84%
Internet (50+ Mbps, Unlimited Data)
$24.85 COP 78.3K
$30.05 MX$520
-17.30%
🎉 Sport & Entertainment
Cartago
Playa del Carmen
Difference
Gym Membership (Monthly)
$23.75 COP 74.8K
$52.9 MX$915
-55.11%
Tennis Court (1 Hour on Weekend)
-
$18.39 MX$318
-
Cinema Ticket
$4.75 COP 15.0K
$4.92 MX$85.1
-3.46%
🧸 Childcare & Education
Cartago
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$229 COP 721.5K
$201 MX$3,474
14.12%
International Primary School, 1 Child (Yearly)
$6,018 COP 18.9M
$5,175 MX$89.5K
16.30%
👕👟 Clothing & Footwear
Cartago
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$64.6 COP 203.4K
$35.92 MX$622
79.87%
Summer Dress (H&M, Zara, etc)
$44.43 COP 139.9K
$40.13 MX$694
10.72%
Sport Shoes (Adidas, Nike)
$77.8 COP 245.0K
$79.7 MX$1,379
-2.36%
Men's Leather Business Shoes
$89.4 COP 281.3K
$86.5 MX$1,496
3.35%
🏠 Accommodation & Living
Cartago
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$285 COP 896.6K
$978 MX$16.9K
-70.88%
1-bedroom Apartment, Outside City Center (Monthly)
$234 COP 736.3K
$470 MX$8,140
-50.29%
3-bedroom Apartment, City Center (Monthly)
$529 COP 1.7M
$1,651 MX$28.6K
-67.96%
3-bedroom Apartment, Outside City Center (Monthly)
$431 COP 1.4M
$1,203 MX$20.8K
-64.22%
Buy Apartment in City Center (m2)
$2,040 COP 6.4M
$3,953 MX$68.4K
-48.39%
Buy Apartment Outside City Center (m2)
$1,273 COP 4.0M
$6,607 MX$114.3K
-80.74%
💵 Salaries & Financials
Cartago
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$360 COP 1.1M
$677 MX$11.7K
-46.74%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.58
11.42
1.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cartago: July 25, 2026

Last update for Playa del Carmen: July 27, 2026

Cost Breakdown

A central one-bedroom costs $285 in Cartago versus $978 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 88% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $29.00 in Cartago versus $42.00 in Playa del Carmen. Monthly groceries follow the same trend: $186 vs $252 – making Cartago the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartago vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Cartago?
Yes – Playa del Carmen is pricier by about 50%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,258 per month in Cartago and $1,890 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cartago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Cartago and in Playa del Carmen?
Monthly expenses with rent come to $839 in Cartago and $1,260 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 16% less in Cartago. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Cartago or in Playa del Carmen?
A $1,500 monthly budget goes further in Cartago, where all-in costs run around $839, than in Playa del Carmen at $1,260. In Cartago it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Cartago or Playa del Carmen more family-friendly?
Families tend to lean toward Cartago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cartago or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cartago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.

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