🙂A single person spends $833 per month in Cartago vs $1,271 in Playa del Carmen, rent included.
🙂A couple spends around $1,287 per month in Cartago vs $2,126 in Playa del Carmen, rent included.
🙂A family of three spends $1,740 per month in Cartago vs $2,980 in Playa del Carmen, rent included.
🙂Cartago is about 34% cheaper than Playa del Carmen, driven mainly by Eating Out.
📊Both Cartago and Playa del Carmen are more affordable than the global median – Cartago38% lower, Playa del Carmen5% lower.
Currency
🍽 Eating Out
Cartago
Playa del Carmen
Difference
Meal at Budget Restaurant
$3.67COP 12.8K
$11.87MX$204
-69.08%
Three-Course Dinner for Two, Mid-Range
$28.98COP 101.1K
$42.90MX$736
-32.45%
Fast Food Meal(McDonalds, etc)
$7.14COP 24.9K
$10.65MX$183
-32.96%
Cappuccino
$1.65COP 5,749
$3.45MX$59.2
-52.17%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.87COP 3,031
$1.50MX$25.81
-42.00%
Water(0.33 liter bottle)
$0.61COP 2,113
$0.95MX$16.28
-35.79%
Local Beer(0.5 liter draught)
$1.06COP 3,696
$3.03MX$51.9
-65.02%
Imported Beer(0.33 liter bottle)
$2.59COP 9,026
$4.61MX$79.1
-43.82%
🛒 Groceries & Markets
Cartago
Playa del Carmen
Difference
Milk(1 liter)
$1.23COP 4,305
$1.38MX$23.61
-10.87%
White Bread(500g)
$1.53COP 5,327
$1.85MX$31.70
-17.30%
Rice(white)(1kg)
$1.22COP 4,247
$1.61MX$27.65
-24.22%
Eggs
$2.58COP 9,011
$2.59MX$44.51
-0.39%
Local Cheese(1kg)
$4.22COP 14.7K
$8.26MX$142
-48.91%
Chicken Fillets(1kg)
$5.53COP 19.3K
$8.37MX$144
-33.93%
Beef Round Steak(1kg)
$7.58COP 26.5K
$10.66MX$183
-28.89%
Apples(1kg)
$2.40COP 8,368
$2.63MX$45.12
-8.75%
Banana(1kg)
$0.90COP 3,130
$1.49MX$25.53
-39.60%
Oranges(1kg)
$1.20COP 4,189
$1.92MX$32.94
-37.50%
Tomato(1kg)
$1.32COP 4,604
$2.09MX$35.81
-36.84%
Potato(1kg)
$0.83COP 2,896
$1.86MX$31.88
-55.38%
Onion(1kg)
$1.07COP 3,726
$2.26MX$38.81
-52.65%
Lettuce(1 head)
$0.76COP 2,643
$1.06MX$18.23
-28.30%
Water(1.5 liter bottle)
$0.70COP 2,455
$1.09MX$18.67
-35.78%
Cigarettes 20 Pack(Marlboro, Camel)
$2.81COP 9,823
$4.15MX$71.2
-32.29%
Wine(Bottle)
$11.80COP 41.2K
$10.39MX$178
13.57%
Local Beer(0.5 liter bottle)
$1.08COP 3,768
$1.72MX$29.59
-37.21%
Imported Beer(0.33 liter bottle)
$1.95COP 6,796
$2.61MX$44.85
-25.29%
🚌 Getting Around
Cartago
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$0.67COP 2,322
$0.54MX$9.30
24.07%
Public Transport Monthly Pass(Regular Price)
$30.31COP 105.8K
$26.94MX$462
12.51%
Taxi Start(Normal Tariff)
$1.55COP 5,403
$3.13MX$53.7
-50.48%
Taxi(Normal Tariff)(1km)
$1.99COP 6,936
$2.51MX$43.09
-20.72%
Taxi 1hour Waiting(Normal Tariff)
$9.47COP 33.0K
$3.15MX$54.1
200.63%
Gasoline(1 liter)
$0.98COP 3,406
$1.27MX$21.88
-22.83%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7KCOP 75.7M
$30.4KMX$521.3K
-28.56%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.6KCOP 103.5M
$23.6KMX$404.5K
25.82%
🧾 Monthly Utilities & Internet
Cartago
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.4COP 290.9K
$83.0MX$1,425
0.42%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.71COP 30.4K
$22.71MX$390
-61.65%
Internet(50+ Mbps, Unlimited Data)
$24.88COP 86.8K
$29.46MX$506
-15.55%
🎉 Sport & Entertainment
Cartago
Playa del Carmen
Difference
Gym Membership(Monthly)
$23.13COP 80.7K
$51.0MX$875
-54.65%
Tennis Court(1 Hour on Weekend)
-
$18.33MX$315
-
Cinema Ticket
$4.78COP 16.7K
$4.93MX$84.5
-3.04%
🧸 Childcare & Education
Cartago
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$228COP 796.3K
$197MX$3,386
15.65%
International Primary School, 1 Child(Yearly)
$5,939COP 20.7M
$5,280MX$90.6K
12.48%
👕👟 Clothing & Footwear
Cartago
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$64.1COP 223.8K
$36.90MX$633
73.74%
Summer Dress(H&M, Zara, etc)
$43.98COP 153.5K
$39.89MX$685
10.25%
Sport Shoes(Adidas, Nike)
$77.7COP 271.3K
$80.0MX$1,373
-2.85%
Men's Leather Business Shoes
$90.0COP 314.0K
$89.5MX$1,536
0.56%
🏠 Accommodation & Living
Cartago
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$279COP 973.3K
$956MX$16.4K
-70.84%
1-bedroom Apartment, Outside City Center(Monthly)
$234COP 817.8K
$477MX$8,189
-50.88%
3-bedroom Apartment, City Center(Monthly)
$539COP 1.9M
$1,646MX$28.3K
-67.28%
3-bedroom Apartment, Outside City Center(Monthly)
$434COP 1.5M
$1,225MX$21.0K
-64.57%
Buy Apartment in City Center(m2)
$1,602COP 5.6M
$3,918MX$67.2K
-59.11%
Buy Apartment Outside City Center(m2)
$1,302COP 4.5M
$6,459MX$110.9K
-79.85%
💵 Salaries & Financials
Cartago
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$324COP 1.1M
$667MX$11.4K
-51.46%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.58
11.42
1.40%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cartago: June 7, 2026
Last update for Playa del Carmen: June 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $279 in Cartago versus $956 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 106% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $29.00 in Cartago versus $43.00 in Playa del Carmen. Monthly groceries follow the same trend: $184 vs $250 – making Cartago the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartago vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Cartago?
Yes – Playa del Carmen is pricier by about 52%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,250 per month in Cartago and $1,906 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cartago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Cartago vs Playa del Carmen?
Monthly expenses with rent come to $833 in Cartago and $1,271 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 13% less in Cartago. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for Cartago or Playa del Carmen?
A $1,500 monthly budget goes further in Cartago, where all-in costs run around $833, than in Playa del Carmen at $1,271. In Cartago it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Cartago or Playa del Carmen more family-friendly?
Families tend to lean toward Cartago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cartago or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cartago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.