Last update: Oct 2026

Cost of Living Comparison Between Cartago and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,210 a month against $1,281 in Cartago, rent and utilities included – about $850 less a year. Higher rent and utilities in Cartago outweigh lower spending on other living expenses.

Cartago
🇨🇴 Colombia
$1,281
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,210
/mo nomad
Monthly Cost of Living

How much you'll spend in Cartago and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cartago and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $1,281 per month in Cartago vs $1,210 in Playa del Carmen, rent included.

  • Cartago $1,281
  • Playa del Carmen $1,210

A couple spends around $1,972 per month in Cartago vs $2,113 in Playa del Carmen, rent included.

  • Cartago $1,972
  • Playa del Carmen $2,113

A family of three spends $2,663 per month in Cartago vs $3,016 in Playa del Carmen, rent included.

  • Cartago $2,663
  • Playa del Carmen $3,016

Cartago costs about 6% more than Playa del Carmen, and outside of rent the biggest gap is in eating out.

Both Cartago and Playa del Carmen are more affordable than the global median – Cartago 5% lower, Playa del Carmen 10% lower.

Currency
🍽 Eating Out
Cartago
Playa del Carmen
Difference
Meal at Budget Restaurant
$7.58 COP 24.0K
$10.76 MX$199
-29.55%
Three-Course Dinner for Two, Mid-Range
$37.20 COP 118.0K
$43.03 MX$795
-13.55%
Fast Food Meal (McDonalds, etc)
$8.47 COP 26.8K
$11.79 MX$218
-28.16%
Cappuccino
$1.54 COP 4,868
$3.87 MX$71.4
-60.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.28 COP 4,050
$1.37 MX$25.29
-6.57%
Water (0.33 liter bottle)
$0.83 COP 2,626
$0.84 MX$15.44
-1.19%
Local Beer (0.5 liter draught)
$3.10 COP 9,838
$3.10 MX$57.3
-
Imported Beer (0.33 liter bottle)
$3.66 COP 11.6K
$5.07 MX$93.6
-27.81%
🛒 Groceries & Markets
Cartago
Playa del Carmen
Difference
Milk (1 liter)
$1.60 COP 5,072
$1.44 MX$26.55
11.11%
White Bread (500g)
$1.88 COP 5,954
$2.23 MX$41.23
-15.70%
Rice (white) (1kg)
$1.49 COP 4,737
$1.47 MX$27.17
1.36%
Eggs
$2.93 COP 9,305
$2.53 MX$46.71
15.81%
Local Cheese (1kg)
$6.58 COP 20.9K
$7.30 MX$135
-9.86%
Chicken Fillets (1kg)
$7.11 COP 22.5K
$7.86 MX$145
-9.54%
Beef Round Steak (1kg)
$9.93 COP 31.5K
$12.79 MX$236
-22.36%
Apples (1kg)
$3.57 COP 11.3K
$2.90 MX$53.6
23.10%
Banana (1kg)
$1.32 COP 4,187
$1.44 MX$26.53
-8.33%
Oranges (1kg)
$1.74 COP 5,513
$2.55 MX$47.07
-31.76%
Tomato (1kg)
$1.63 COP 5,168
$2.06 MX$38.03
-20.87%
Potato (1kg)
$1.42 COP 4,508
$2.00 MX$36.97
-29.00%
Onion (1kg)
$1.50 COP 4,743
$2.01 MX$37.07
-25.37%
Lettuce (1 head)
$1.08 COP 3,432
$1.19 MX$22.02
-9.24%
Water (1.5 liter bottle)
$1.03 COP 3,250
$1.26 MX$23.23
-18.25%
Cigarettes 20 Pack (Marlboro, Camel)
$3.69 COP 11.7K
$4.40 MX$81.4
-16.14%
Wine (Bottle)
$13.12 COP 41.6K
$9.59 MX$177
36.81%
Local Beer (0.5 liter bottle)
$1.50 COP 4,741
$1.59 MX$29.41
-5.66%
Imported Beer (0.33 liter bottle)
$2.45 COP 7,770
$2.81 MX$51.9
-12.81%
🚌 Getting Around
Cartago
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$1.02 COP 3,234
$0.57 MX$10.47
78.95%
Public Transport Monthly Pass (Regular Price)
-
$27.82 MX$514
-
Taxi Start (Normal Tariff)
$0.79 COP 2,516
$4.98 MX$92.1
-84.14%
Taxi (Normal Tariff) (1km)
$2.27 COP 7,207
$3.50 MX$64.6
-35.14%
Taxi 1hour Waiting (Normal Tariff)
$8.40 COP 26.6K
$5.40 MX$99.8
55.56%
Gasoline (1 liter)
$1.32 COP 4,198
$1.47 MX$27.08
-10.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0K COP 88.9M
$21.0K MX$387.8K
33.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K COP 109.9M
$23.9K MX$441.8K
44.92%
🧾 Monthly Utilities & Internet
Cartago
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$110 COP 348.3K
$84.2 MX$1,556
30.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.23 COP 42.0K
$23.99 MX$443
-44.85%
Internet (50+ Mbps, Unlimited Data)
$30.26 COP 95.9K
$29.02 MX$536
4.27%
🎉 Sport & Entertainment
Cartago
Playa del Carmen
Difference
Gym Membership (Monthly)
$42.32 COP 134.2K
$63.0 MX$1,164
-32.80%
Tennis Court (1 Hour on Weekend)
-
$29.14 MX$539
-
Cinema Ticket
$8.24 COP 26.1K
$4.94 MX$91.3
66.80%
🧸 Childcare & Education
Cartago
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$701 COP 2.2M
$204 MX$3,763
244.04%
International Primary School, 1 Child (Yearly)
$6,430 COP 20.4M
$3,941 MX$72.8K
63.16%
👕👟 Clothing & Footwear
Cartago
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$77.8 COP 246.6K
$43.60 MX$806
78.35%
Summer Dress (H&M, Zara, etc)
$55.1 COP 174.8K
$43.12 MX$797
27.88%
Sport Shoes (Adidas, Nike)
$127 COP 401.8K
$75.8 MX$1,400
67.23%
Men's Leather Business Shoes
$111 COP 350.6K
$88.6 MX$1,637
24.82%
🏠 Accommodation & Living
Cartago
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$645 COP 2.0M
$1,008 MX$18.6K
-36.06%
1-bedroom Apartment, Outside City Center (Monthly)
$509 COP 1.6M
$374 MX$6,911
36.07%
3-bedroom Apartment, City Center (Monthly)
$1,041 COP 3.3M
$1,708 MX$31.6K
-39.05%
3-bedroom Apartment, Outside City Center (Monthly)
$970 COP 3.1M
$1,106 MX$20.4K
-12.31%
Buy Apartment in City Center (m2)
$1,999 COP 6.3M
$3,944 MX$72.9K
-49.33%
Buy Apartment Outside City Center (m2)
$1,803 COP 5.7M
$6,169 MX$114.0K
-70.77%
💵 Salaries & Financials
Cartago
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
-
$754 MX$13.9K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.58
11.45
1.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cartago: October 11, 2026

Last update for Playa del Carmen: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cartago
$509
Playa del Carmen
$374 26.5% $135
Groceries & Markets
Cartago
$241
Playa del Carmen
$258 7.3% $18
Clothing & Footwear
Cartago
$167
Playa del Carmen
$113 32.2% $54
Monthly Utilities & Internet
Cartago
$153
Playa del Carmen
$137 10.5% $16
Eating Out
Cartago
$136
Playa del Carmen
$202 49% $67
Sport & Entertainment
Cartago
$59
Playa del Carmen
$73 23.9% $14
Getting Around
Cartago
$16 *
Playa del Carmen
$53 224% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $645 in Cartago versus $1,008 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37.00 in Cartago versus $43.00 in Playa del Carmen. Monthly groceries follow the same trend: $241 vs $258 – making Cartago the more affordable choice for daily food spending.

Good to know
🇨🇴 Cartago
🇲🇽 Playa del Carmen
🕒 Local time
06:36 6:36 AM
06:36 6:36 AM
Same time as Cartago
🌤 Weather
👥 Population
135,365
149,923
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to COP – Colombian Peso Converter

Colombian Peso exchange rates as of October 19, 2026: 1 USD = 3,171 COP (10,000 COP = 3.15 USD). 1 EUR = 3,565 COP (10,000 COP = 2.81 EUR).

Mexican Peso exchange rates as of October 19, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Cartago Playa del Carmen 2,140 km ≈ 3 h 15 min nonstop flight
From you
  • Cartago
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartago vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Cartago?
Yes – Cartago is pricier by about 6%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,921 per month in Cartago and $1,816 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Cartago and in Playa del Carmen?
Monthly expenses with rent come to $1,281 in Cartago and $1,210 in Playa del Carmen. That's a gap of about 6%.
Which city has cheaper kindergarten?
Kindergarten costs $701 per month in Cartago and $204 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Cartago or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,210, than in Cartago at $1,281. In Playa del Carmen it covers expenses comfortably, while in Cartago it requires careful planning or may not stretch far enough.
Is Cartago or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cartago or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cartago makes more sense. Both are solid long-term options with distinct trade-offs.

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