😐A single person spends $1,260 per month in Playa del Carmen vs $839 in Cartago, rent included.
😐A couple spends around $2,125 per month in Playa del Carmen vs $1,282 in Cartago, rent included.
😐A family of three spends $2,990 per month in Playa del Carmen vs $1,725 in Cartago, rent included.
😐Playa del Carmen costs about 50% more than Cartago, driven mainly by Eating Out.
📊Both Playa del Carmen and Cartago are more affordable than the global median – Playa del Carmen5% lower, Cartago37% lower.
Currency
🍽 Eating Out
Playa del Carmen
Cartago
Difference
Meal at Budget Restaurant
$11.72MX$203
$3.71COP 11.7K
215.90%
Three-Course Dinner for Two, Mid-Range
$41.89MX$725
$29.46COP 92.8K
42.19%
Fast Food Meal(McDonalds, etc)
$10.51MX$182
$7.24COP 22.8K
45.17%
Cappuccino
$3.59MX$62.0
$1.65COP 5,179
117.58%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.51MX$26.10
$0.87COP 2,753
73.56%
Water(0.33 liter bottle)
$0.92MX$15.83
$0.61COP 1,913
50.82%
Local Beer(0.5 liter draught)
$2.96MX$51.2
$1.01COP 3,193
193.07%
Imported Beer(0.33 liter bottle)
$4.41MX$76.3
$2.47COP 7,774
78.54%
🛒 Groceries & Markets
Playa del Carmen
Cartago
Difference
Milk(1 liter)
$1.40MX$24.16
$1.29COP 4,052
8.53%
White Bread(500g)
$1.88MX$32.60
$1.54COP 4,847
22.08%
Rice(white)(1kg)
$1.56MX$26.97
$1.21COP 3,821
28.93%
Eggs
$2.61MX$45.14
$2.47COP 7,786
5.67%
Local Cheese(1kg)
$8.32MX$144
$4.13COP 13.0K
101.45%
Chicken Fillets(1kg)
$8.35MX$145
$5.58COP 17.6K
49.64%
Beef Round Steak(1kg)
$10.86MX$188
$7.79COP 24.5K
39.41%
Apples(1kg)
$2.71MX$46.93
$2.45COP 7,726
10.61%
Banana(1kg)
$1.51MX$26.04
$0.97COP 3,068
55.67%
Oranges(1kg)
$1.87MX$32.41
$1.16COP 3,650
61.21%
Tomato(1kg)
$2.19MX$37.89
$1.27COP 4,004
72.44%
Potato(1kg)
$1.86MX$32.14
$0.83COP 2,598
124.10%
Onion(1kg)
$2.23MX$38.59
$1.05COP 3,315
112.38%
Lettuce(1 head)
$1.07MX$18.48
$0.71COP 2,250
50.70%
Water(1.5 liter bottle)
$1.09MX$18.79
$0.68COP 2,149
60.29%
Cigarettes 20 Pack(Marlboro, Camel)
$4.19MX$72.4
$2.84COP 8,949
47.54%
Wine(Bottle)
$10.43MX$180
$12.78COP 40.2K
-18.39%
Local Beer(0.5 liter bottle)
$1.66MX$28.68
$1.12COP 3,522
48.21%
Imported Beer(0.33 liter bottle)
$2.61MX$45.19
$1.91COP 6,018
36.65%
🚌 Getting Around
Playa del Carmen
Cartago
Difference
One-way Ticket(Public Transport)
$0.54MX$9.37
$0.69COP 2,167
-21.74%
Public Transport Monthly Pass(Regular Price)
$26.16MX$453
$30.38COP 95.7K
-13.89%
Taxi Start(Normal Tariff)
$3.08MX$53.3
$1.59COP 5,017
93.71%
Taxi(Normal Tariff)(1km)
$2.40MX$41.61
$1.91COP 6,011
25.65%
Taxi 1hour Waiting(Normal Tariff)
$3.13MX$54.1
$9.72COP 30.6K
-67.80%
Gasoline(1 liter)
$1.31MX$22.69
$0.93COP 2,927
40.86%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.8KMX$515.7K
$21.7KCOP 68.3M
37.50%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3KMX$403.5K
$29.5KCOP 93.0M
-21.01%
🧾 Monthly Utilities & Internet
Playa del Carmen
Cartago
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.3MX$1,406
$81.3COP 256.0K
-0.02%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.56MX$390
$8.61COP 27.1K
162.02%
Internet(50+ Mbps, Unlimited Data)
$30.05MX$520
$24.85COP 78.3K
20.93%
🎉 Sport & Entertainment
Playa del Carmen
Cartago
Difference
Gym Membership(Monthly)
$52.9MX$915
$23.75COP 74.8K
122.78%
Tennis Court(1 Hour on Weekend)
$18.39MX$318
-
-
Cinema Ticket
$4.92MX$85.1
$4.75COP 15.0K
3.58%
🧸 Childcare & Education
Playa del Carmen
Cartago
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$201MX$3,474
$229COP 721.5K
-12.38%
International Primary School, 1 Child(Yearly)
$5,175MX$89.5K
$6,018COP 18.9M
-14.02%
👕👟 Clothing & Footwear
Playa del Carmen
Cartago
Difference
Jeans(Levis 501 Or Similar)
$35.92MX$622
$64.6COP 203.4K
-44.40%
Summer Dress(H&M, Zara, etc)
$40.13MX$694
$44.43COP 139.9K
-9.68%
Sport Shoes(Adidas, Nike)
$79.7MX$1,379
$77.8COP 245.0K
2.42%
Men's Leather Business Shoes
$86.5MX$1,496
$89.4COP 281.3K
-3.25%
🏠 Accommodation & Living
Playa del Carmen
Cartago
Difference
1-bedroom Apartment, City Center(Monthly)
$978MX$16.9K
$285COP 896.6K
243.46%
1-bedroom Apartment, Outside City Center(Monthly)
$470MX$8,140
$234COP 736.3K
101.18%
3-bedroom Apartment, City Center(Monthly)
$1,651MX$28.6K
$529COP 1.7M
212.11%
3-bedroom Apartment, Outside City Center(Monthly)
$1,203MX$20.8K
$431COP 1.4M
179.46%
Buy Apartment in City Center(m2)
$3,953MX$68.4K
$2,040COP 6.4M
93.76%
Buy Apartment Outside City Center(m2)
$6,607MX$114.3K
$1,273COP 4.0M
419.21%
💵 Salaries & Financials
Playa del Carmen
Cartago
Difference
Average Monthly Net Salary(After Tax)
$677MX$11.7K
$360COP 1.1M
87.77%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
11.58
-1.38%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: July 27, 2026
Last update for Cartago: July 25, 2026
Cost Breakdown
🏠A central one-bedroom costs $978 in Playa del Carmen versus $285 in Cartago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 88% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $42.00 in Playa del Carmen versus $29.00 in Cartago. Monthly groceries follow the same trend: $252 vs $186 – making Cartago the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Cartago: Cost of Living - Frequently Asked Questions
Is Cartago cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 50%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,890 per month in Playa del Carmen and $1,258 in Cartago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cartago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen and in Cartago?
Monthly expenses with rent come to $1,260 in Playa del Carmen and $839 in Cartago. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 16% less in Cartago. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Playa del Carmen or in Cartago?
A $1,500 monthly budget goes further in Cartago, where all-in costs run around $839, than in Playa del Carmen at $1,260. In Cartago it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Cartago more family-friendly?
Families tend to lean toward Cartago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Playa del Carmen or Cartago?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cartago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared