Last update: Oct 2026

Cost of Living Comparison Between Cartagena and Toronto

For one person, living is cheaper in Cartagena: $1,292 a month against $2,561 in Toronto, rent and utilities included – about $15,200 less a year. Rent and utilities account for most of the difference.

54

Cost of Living Index in Cartagena
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Cartagena Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Cartagena

🇨🇴 Colombia

$1,292

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Cartagena and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cartagena and in Toronto actually costs, broken down by who's living it.

A single person spends $1,292 per month in Cartagena vs $2,561 in Toronto, rent included.

Cartagena $1,292
Toronto $2,561

A couple spends around $2,165 per month in Cartagena vs $3,694 in Toronto, rent included.

Cartagena $2,165
Toronto $3,694

A family of three spends $3,039 per month in Cartagena vs $4,826 in Toronto, rent included.

Cartagena $3,039
Toronto $4,826

Cartagena is about 50% cheaper than Toronto, and outside of rent the biggest gap is in clothing.

Cartagena sits 4% below the global median, while Toronto is 90% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.87 COP 18.6K

$17.18 CA$24.29

-65.83%

Three-Course Dinner for Two, Mid-Range

$143 COP 453.5K

$76.0 CA$107

88.25%

Fast Food Meal (McDonalds, etc)

$10.37 COP 32.9K

$10.54 CA$14.89

-1.61%

Cappuccino

$4.26 COP 13.5K

$4.02 CA$5.68

5.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 COP 8,063

$2.12 CA$3.00

19.81%

Water (0.33 liter bottle)

$2.36 COP 7,478

$1.75 CA$2.48

34.86%

Local Beer (0.5 liter draught)

$3.26 COP 10.3K

$6.24 CA$8.83

-47.76%

Imported Beer (0.33 liter bottle)

$4.96 COP 15.7K

$7.09 CA$10.02

-30.04%

Milk (1 liter)

$1.91 COP 6,053

$2.44 CA$3.45

-21.72%

White Bread (500g)

$2.74 COP 8,692

$2.68 CA$3.78

2.24%

Rice (white) (1kg)

$1.45 COP 4,610

$2.24 CA$3.17

-35.27%

Eggs

$5.06 COP 16.0K

$3.56 CA$5.03

42.13%

Local Cheese (1kg)

$13.13 COP 41.6K

$9.09 CA$12.85

44.44%

Chicken Fillets (1kg)

$17.37 COP 55.1K

$11.33 CA$16.01

53.31%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

Banana (1kg)

$1.21 CA$1.72

Oranges (1kg)

$3.60 CA$5.09

Tomato (1kg)

$4.21 CA$5.96

Potato (1kg)

$1.79 CA$2.53

Onion (1kg)

$1.59 CA$2.25

Lettuce (1 head)

$2.27 CA$3.21

Water (1.5 liter bottle)

$1.99 COP 6,304

$1.25 CA$1.77

59.20%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

Wine (Bottle)

$14.64 COP 46.4K

$14.27 CA$20.18

2.59%

Local Beer (0.5 liter bottle)

$1.40 COP 4,436

$2.20 CA$3.10

-36.36%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$1.25 COP 3,972

$2.39 CA$3.38

-47.70%

Public Transport Monthly Pass (Regular Price)

$58.4 COP 185.2K

$111 CA$157

-47.35%

Taxi Start (Normal Tariff)

$4.74 COP 15.0K

$2.91 CA$4.12

62.89%

Taxi (Normal Tariff) (1km)

$3.68 COP 11.7K

$1.20 CA$1.69

206.67%

Taxi 1hour Waiting (Normal Tariff)

$9.49 COP 30.1K

$21.38 CA$30.23

-55.61%

Gasoline (1 liter)

$1.34 COP 4,251

$1.21 CA$1.71

10.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.4K COP 74.1M

$28.2K CA$39.8K

-17.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.4K COP 109.2M

$20.3K CA$28.6K

70.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 COP 248.6K

$120 CA$170

-34.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

Gym Membership (Monthly)

$91.7 COP 290.8K

$38.48 CA$54.4

138.36%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$8.02 COP 25.4K

$12.38 CA$17.50

-35.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$630 COP 2.0M

$830 CA$1,173

-24.04%

International Primary School, 1 Child (Yearly)

$5,818 COP 18.4M

$23.1K CA$32.6K

-74.80%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

Sport Shoes (Adidas, Nike)

$98.0 CA$139

Men's Leather Business Shoes

$121 CA$171

1-bedroom Apartment, City Center (Monthly)

$1,035 COP 3.3M

$1,592 CA$2,251

-34.98%

1-bedroom Apartment, Outside City Center (Monthly)

$585 COP 1.9M

$1,410 CA$1,994

-58.50%

3-bedroom Apartment, City Center (Monthly)

$2,287 COP 7.3M

$2,670 CA$3,775

-14.33%

3-bedroom Apartment, Outside City Center (Monthly)

$944 COP 3.0M

$2,152 CA$3,042

-56.13%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$924 COP 2.9M

$6,542 CA$9,249

-85.87%

Average Monthly Net Salary (After Tax)

$467 COP 1.5M

$3,727 CA$5,269

-87.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

235.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cartagena: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cartagena

$585 45.3%

Toronto

$1.4K 55.1% 141% $825

Groceries & Markets

Cartagena

$259 * 20%

Toronto

$340 13.3% 31.2% $81

Eating Out

Cartagena

$175 13.5%

Toronto

$278 10.9% 59% $103

Sport & Entertainment

Cartagena

$108 8.3%

Toronto

$63 2.5% 41.3% $45

Getting Around

Cartagena

$87 6.7%

Toronto

$129 5.1% 49.5% $43

Monthly Utilities & Internet

Cartagena

$78 * 6.1%

Toronto

$201 7.8% 156% $122

Clothing & Footwear

Cartagena

- * 0%

Toronto

$139 5.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,035 in Cartagena versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 698% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $143 in Cartagena versus $76.0 in Toronto. Groceries tell a different story – $259 in Cartagena vs $340 in Toronto – so Cartagena wins on supermarket bills even if dining out costs more.

Good to know

🇨🇴 Cartagena

🇨🇦 Toronto

🕒 Local time

13:11 1:11 PM

14:11 2:11 PM

1 h ahead of Cartagena

🌤 Weather

👥 Population

1,028,736

2,731,571

💱 Currency

Colombian Peso COP $

Canadian Dollar CAD $

📈 Exchange rate

10,000 COP = 3.15 USD

10,000 COP = 2.81 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to COP – Colombian Peso Converter

🇺🇸 United States Dollar ($)

🇨🇴 Colombian Peso ($)

Colombian Peso exchange rates as of October 17, 2026: 1 USD = 3,171 COP (10,000 COP = 3.15 USD). 1 EUR = 3,565 COP (10,000 COP = 2.81 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to COP in detail →

On the map

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Between locations

Cartagena Toronto 3,710 km ≈ 5 h nonstop flight

From you

Cartagena
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cartagena vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 98% more than Cartagena, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,938 per month in Cartagena and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cartagena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $630 per month in Cartagena and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 31% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cartagena, where all-in costs run around $1,292, than in Toronto at $2,561. In Cartagena it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cartagena costs $1,292 versus $2,561 in Toronto. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Cartagena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.