🙂A single person spends $1,270 per month in Cartagena vs $1,325 in Playa del Carmen, rent included.
🙂A couple spends around $2,128 per month in Cartagena vs $2,355 in Playa del Carmen, rent included.
🙂A family of three spends $2,987 per month in Cartagena vs $3,384 in Playa del Carmen, rent included.
🙂Cartagena is about 4% cheaper than Playa del Carmen, driven mainly by Clothing & Footwear.
📊Both Cartagena and Playa del Carmen are more affordable than the global median – Cartagena6% lower, Playa del Carmen2% lower.
Currency
🍽 Eating Out
Cartagena
Playa del Carmen
Difference
Meal at Budget Restaurant
$5.12COP 16.1K
$12.87MX$220
-60.22%
Three-Course Dinner for Two, Mid-Range
$136COP 428.1K
$47.29MX$807
188.52%
Fast Food Meal(McDonalds, etc)
$10.20COP 32.0K
$12.79MX$218
-20.25%
Cappuccino
$3.63COP 11.4K
$3.96MX$67.5
-8.33%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.86COP 5,837
$1.43MX$24.36
30.07%
Water(0.33 liter bottle)
$1.85COP 5,790
$0.83MX$14.09
122.89%
Local Beer(0.5 liter draught)
$1.94COP 6,080
$3.03MX$51.7
-35.97%
Imported Beer(0.33 liter bottle)
$4.86COP 15.2K
$6.96MX$119
-30.17%
🛒 Groceries & Markets
Cartagena
Playa del Carmen
Difference
Milk(1 liter)
$1.93COP 6,070
$1.69MX$28.87
14.20%
White Bread(500g)
$2.84COP 8,897
$2.13MX$36.34
33.33%
Rice(white)(1kg)
$1.45COP 4,547
$1.69MX$28.79
-14.20%
Eggs
$5.01COP 15.7K
$2.76MX$47.06
81.52%
Local Cheese(1kg)
$13.70COP 43.0K
$9.19MX$157
49.08%
Chicken Fillets(1kg)
$17.87COP 56.1K
$9.03MX$154
97.90%
Beef Round Steak(1kg)
-
$12.39MX$211
-
Apples(1kg)
-
$3.09MX$52.7
-
Banana(1kg)
-
$1.55MX$26.37
-
Oranges(1kg)
-
$2.14MX$36.57
-
Tomato(1kg)
-
$2.20MX$37.59
-
Potato(1kg)
-
$2.05MX$34.99
-
Onion(1kg)
-
$2.03MX$34.67
-
Lettuce(1 head)
-
$1.22MX$20.84
-
Water(1.5 liter bottle)
$2.04COP 6,411
$1.14MX$19.40
78.95%
Cigarettes 20 Pack(Marlboro, Camel)
-
$4.62MX$78.8
-
Wine(Bottle)
$14.72COP 46.2K
$10.60MX$181
38.87%
Local Beer(0.5 liter bottle)
$1.48COP 4,645
$1.64MX$27.97
-9.76%
Imported Beer(0.33 liter bottle)
-
$2.94MX$50.1
-
🚌 Getting Around
Cartagena
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$1.24COP 3,893
$0.61MX$10.33
103.28%
Public Transport Monthly Pass(Regular Price)
$59.2COP 185.6K
$29.50MX$503
100.58%
Taxi Start(Normal Tariff)
$4.70COP 14.7K
$5.31MX$90.5
-11.49%
Taxi(Normal Tariff)(1km)
$3.73COP 11.7K
$3.73MX$63.6
-
Taxi 1hour Waiting(Normal Tariff)
$9.46COP 29.7K
$5.79MX$98.7
63.39%
Gasoline(1 liter)
$1.31COP 4,097
$1.58MX$26.88
-17.09%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.0KCOP 75.3M
$22.4KMX$382.6K
7.02%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.3KCOP 107.7M
$25.4KMX$433.3K
35.14%
🧾 Monthly Utilities & Internet
Cartagena
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.6COP 253.0K
$90.7MX$1,546
-11.06%
SIM Card Monthly Plan(Calls and 10GB+ Data)
-
$23.03MX$393
-
Internet(50+ Mbps, Unlimited Data)
-
$31.71MX$541
-
🎉 Sport & Entertainment
Cartagena
Playa del Carmen
Difference
Gym Membership(Monthly)
$93.9COP 294.7K
$67.1MX$1,145
39.94%
Tennis Court(1 Hour on Weekend)
-
$29.14MX$497
-
Cinema Ticket
$8.35COP 26.2K
$5.05MX$86.2
65.35%
🧸 Childcare & Education
Cartagena
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$630COP 2.0M
$222MX$3,779
184.31%
International Primary School, 1 Child(Yearly)
$5,794COP 18.2M
$4,223MX$72.0K
37.20%
👕👟 Clothing & Footwear
Cartagena
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
-
$45.56MX$777
-
Summer Dress(H&M, Zara, etc)
-
$44.06MX$752
-
Sport Shoes(Adidas, Nike)
-
$96.3MX$1,643
-
Men's Leather Business Shoes
-
$93.3MX$1,591
-
🏠 Accommodation & Living
Cartagena
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,050COP 3.3M
$1,074MX$18.3K
-2.23%
1-bedroom Apartment, Outside City Center(Monthly)
$587COP 1.8M
$402MX$6,861
45.91%
3-bedroom Apartment, City Center(Monthly)
$2,274COP 7.1M
$1,908MX$32.5K
19.19%
3-bedroom Apartment, Outside City Center(Monthly)
$941COP 3.0M
$1,259MX$21.5K
-25.23%
Buy Apartment in City Center(m2)
-
$4,093MX$69.8K
-
Buy Apartment Outside City Center(m2)
$968COP 3.0M
$6,594MX$112.5K
-85.32%
💵 Salaries & Financials
Cartagena
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$475COP 1.5M
$753MX$12.8K
-36.86%
20-Year Fixed Mortgage Interest Rate(Annual %)
15
11.6
29.31%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cartagena: August 11, 2026
Last update for Playa del Carmen: August 8, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,050 in Cartagena versus $1,074 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 58% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $136 in Cartagena versus $47.00 in Playa del Carmen. Groceries tell a different story – $265 in Cartagena vs $274 in Playa del Carmen – so Cartagena wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartagena vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cartagena or Playa del Carmen?
Playa del Carmen costs about 4% more than Cartagena, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cartagena and in Playa del Carmen?
For a comfortable life, plan on about $1,905 per month in Cartagena and $1,988 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Cartagena or Playa del Carmen?
Rent is clearly cheaper in Cartagena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Cartagena and in Playa del Carmen?
Kindergarten costs $630 per month in Cartagena and $222 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Cartagena or in Playa del Carmen?
Groceries cost about 3% more in Playa del Carmen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Cartagena or in Playa del Carmen?
A $1,000 monthly budget goes further in Cartagena, where all-in costs run around $1,270, than in Playa del Carmen at $1,325. In Cartagena it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Cartagena or Playa del Carmen?
For digital nomads, it depends on budget. Cartagena costs $1,270 versus $1,325 in Playa del Carmen. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Cartagena or to Playa del Carmen?
If budget matters most, go with Cartagena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.