πA single person spends $1,070 per month in Cartagena vs $1,271 in Playa del Carmen, rent included.
πA couple spends around $1,619 per month in Cartagena vs $2,126 in Playa del Carmen, rent included.
πA family of three spends $2,168 per month in Cartagena vs $2,980 in Playa del Carmen, rent included.
πCartagena is about 16% cheaper than Playa del Carmen, driven mainly by Eating Out.
πBoth Cartagena and Playa del Carmen are more affordable than the global median β Cartagena20% lower, Playa del Carmen5% lower.
Currency
π½ Eating Out
Cartagena
Playa del Carmen
Difference
Meal at Budget Restaurant
$5.89COPΒ 20.5K
$11.87MX$204
-50.38%
Three-Course Dinner for Two, Mid-Range
$46.71COPΒ 163.0K
$42.90MX$736
8.88%
Fast Food Meal(McDonalds, etc)
$9.43COPΒ 32.9K
$10.65MX$183
-11.46%
Cappuccino
$1.62COPΒ 5,658
$3.45MX$59.2
-53.04%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.82COPΒ 2,855
$1.50MX$25.81
-45.33%
Water(0.33 liter bottle)
$0.66COPΒ 2,309
$0.95MX$16.28
-30.53%
Local Beer(0.5 liter draught)
$1.25COPΒ 4,347
$3.03MX$51.9
-58.75%
Imported Beer(0.33 liter bottle)
$2.88COPΒ 10.1K
$4.61MX$79.1
-37.53%
π Groceries & Markets
Cartagena
Playa del Carmen
Difference
Milk(1 liter)
$1.15COPΒ 4,020
$1.38MX$23.61
-16.67%
White Bread(500g)
$1.92COPΒ 6,695
$1.85MX$31.70
3.78%
Rice(white)(1kg)
$1.38COPΒ 4,818
$1.61MX$27.65
-14.29%
Eggs
$2.10COPΒ 7,317
$2.59MX$44.51
-18.92%
Local Cheese(1kg)
$6.73COPΒ 23.5K
$8.26MX$142
-18.52%
Chicken Fillets(1kg)
$6.13COPΒ 21.4K
$8.37MX$144
-26.76%
Beef Round Steak(1kg)
$7.82COPΒ 27.3K
$10.66MX$183
-26.64%
Apples(1kg)
$3.22COPΒ 11.2K
$2.63MX$45.12
22.43%
Banana(1kg)
$1.93COPΒ 6,729
$1.49MX$25.53
29.53%
Oranges(1kg)
$1.44COPΒ 5,011
$1.92MX$32.94
-25.00%
Tomato(1kg)
$1.65COPΒ 5,757
$2.09MX$35.81
-21.05%
Potato(1kg)
$1.54COPΒ 5,378
$1.86MX$31.88
-17.20%
Onion(1kg)
$1.06COPΒ 3,716
$2.26MX$38.81
-53.10%
Lettuce(1 head)
$1.00COPΒ 3,489
$1.06MX$18.23
-5.66%
Water(1.5 liter bottle)
$0.64COPΒ 2,224
$1.09MX$18.67
-41.28%
Cigarettes 20 Pack(Marlboro, Camel)
$2.28COPΒ 7,973
$4.15MX$71.2
-45.06%
Wine(Bottle)
$18.45COPΒ 64.4K
$10.39MX$178
77.57%
Local Beer(0.5 liter bottle)
$0.94COPΒ 3,272
$1.72MX$29.59
-45.35%
Imported Beer(0.33 liter bottle)
$0.97COPΒ 3,392
$2.61MX$44.85
-62.84%
π Getting Around
Cartagena
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$1.03COPΒ 3,583
$0.54MX$9.30
90.74%
Public Transport Monthly Pass(Regular Price)
$28.09COPΒ 98.0K
$26.94MX$462
4.27%
Taxi Start(Normal Tariff)
$2.46COPΒ 8,570
$3.13MX$53.7
-21.41%
Taxi(Normal Tariff)(1km)
$2.44COPΒ 8,521
$2.51MX$43.09
-2.79%
Taxi 1hour Waiting(Normal Tariff)
$4.73COPΒ 16.5K
$3.15MX$54.1
50.16%
Gasoline(1 liter)
$1.02COPΒ 3,552
$1.27MX$21.88
-19.69%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4KCOPΒ 74.8M
$30.4KMX$521.3K
-29.46%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6KCOPΒ 82.3M
$23.6KMX$404.5K
0.08%
π§Ύ Monthly Utilities & Internet
Cartagena
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$139COPΒ 486.8K
$83.0MX$1,425
68.05%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.98COPΒ 38.3K
$22.71MX$390
-51.65%
Internet(50+ Mbps, Unlimited Data)
$25.01COPΒ 87.3K
$29.46MX$506
-15.11%
π Sport & Entertainment
Cartagena
Playa del Carmen
Difference
Gym Membership(Monthly)
$34.52COPΒ 120.5K
$51.0MX$875
-32.31%
Tennis Court(1 Hour on Weekend)
$8.50COPΒ 29.7K
$18.33MX$315
-53.63%
Cinema Ticket
$2.85COPΒ 9,936
$4.93MX$84.5
-42.19%
π§Έ Childcare & Education
Cartagena
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$139COPΒ 485.5K
$197MX$3,386
-29.49%
International Primary School, 1 Child(Yearly)
$5,857COPΒ 20.4M
$5,280MX$90.6K
10.93%
ππ Clothing & Footwear
Cartagena
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$47.52COPΒ 165.9K
$36.90MX$633
28.78%
Summer Dress(H&M, Zara, etc)
$38.12COPΒ 133.0K
$39.89MX$685
-4.44%
Sport Shoes(Adidas, Nike)
$126COPΒ 440.8K
$80.0MX$1,373
57.84%
Men's Leather Business Shoes
$114COPΒ 396.4K
$89.5MX$1,536
26.96%
π Accommodation & Living
Cartagena
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$725COPΒ 2.5M
$956MX$16.4K
-24.15%
1-bedroom Apartment, Outside City Center(Monthly)
$334COPΒ 1.2M
$477MX$8,189
-29.97%
3-bedroom Apartment, City Center(Monthly)
$1,271COPΒ 4.4M
$1,646MX$28.3K
-22.77%
3-bedroom Apartment, Outside City Center(Monthly)
$466COPΒ 1.6M
$1,225MX$21.0K
-61.96%
Buy Apartment in City Center(m2)
$3,075COPΒ 10.7M
$3,918MX$67.2K
-21.50%
Buy Apartment Outside City Center(m2)
$842COPΒ 2.9M
$6,459MX$110.9K
-86.96%
π΅ Salaries & Financials
Cartagena
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$410COPΒ 1.4M
$667MX$11.4K
-38.51%
20-Year Fixed Mortgage Interest Rate(Annual %)
15
11.42
31.35%
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for Cartagena: June 8, 2026
Last update for Playa del Carmen: June 7, 2026
Cost Breakdown
π A central one-bedroom costs $725 in Cartagena versus $956 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
π°Salaries run about 63% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
πA mid-range dinner for two costs $47.00 in Cartagena versus $43.00 in Playa del Carmen. Groceries tell a different story β $223 in Cartagena vs $250 in Playa del Carmen β so Cartagena wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartagena vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cartagena or Playa del Carmen?
Playa del Carmen costs about 19% more than Cartagena, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cartagena vs Playa del Carmen?
For a comfortable life, plan on about $1,605 per month in Cartagena and $1,906 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled β not just surviving.
Where is rent cheaper, Cartagena or Playa del Carmen?
Rent is clearly cheaper in Cartagena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Cartagena and Playa del Carmen?
Kindergarten costs $139 per month in Cartagena and $197 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Cartagena or Playa del Carmen?
Groceries cost about 12% more in Playa del Carmen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Cartagena or Playa del Carmen?
A $1,000 monthly budget goes further in Cartagena, where all-in costs run around $1,070, than in Playa del Carmen at $1,271. In Cartagena it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Cartagena or Playa del Carmen?
For digital nomads, it depends on budget. Cartagena costs $1,070 versus $1,271 in Playa del Carmen. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Cartagena or Playa del Carmen?
If budget matters most, go with Cartagena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.