🙂A single person spends $1,062 per month in Cartagena vs $1,287 in Playa del Carmen, rent included.
🙂A couple spends around $1,608 per month in Cartagena vs $2,184 in Playa del Carmen, rent included.
🙂A family of three spends $2,153 per month in Cartagena vs $3,082 in Playa del Carmen, rent included.
🙂Cartagena is about 17% cheaper than Playa del Carmen, driven mainly by Eating Out.
📊Both Cartagena and Playa del Carmen are more affordable than the global median – Cartagena21% lower, Playa del Carmen4% lower.
Currency
🍽 Eating Out
Cartagena
Playa del Carmen
Difference
Meal at Budget Restaurant
$6.17COP 22.4K
$11.94MX$208
-48.32%
Three-Course Dinner for Two, Mid-Range
$47.58COP 173.1K
$42.75MX$744
11.30%
Fast Food Meal(McDonalds, etc)
$9.85COP 35.8K
$10.59MX$184
-6.99%
Cappuccino
$1.65COP 5,992
$3.62MX$63.0
-54.42%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.81COP 2,936
$1.47MX$25.54
-44.90%
Water(0.33 liter bottle)
$0.67COP 2,425
$0.94MX$16.41
-28.72%
Local Beer(0.5 liter draught)
$1.30COP 4,717
$3.09MX$53.8
-57.93%
Imported Beer(0.33 liter bottle)
$2.95COP 10.7K
$4.46MX$77.6
-33.86%
🛒 Groceries & Markets
Cartagena
Playa del Carmen
Difference
Milk(1 liter)
$1.14COP 4,155
$1.43MX$24.80
-20.28%
White Bread(500g)
$1.86COP 6,765
$1.88MX$32.79
-1.06%
Rice(white)(1kg)
$1.33COP 4,819
$1.63MX$28.34
-18.40%
Eggs
$2.11COP 7,661
$2.64MX$45.99
-20.08%
Local Cheese(1kg)
$7.07COP 25.7K
$8.21MX$143
-13.89%
Chicken Fillets(1kg)
$5.91COP 21.5K
$8.29MX$144
-28.71%
Beef Round Steak(1kg)
$8.13COP 29.6K
$11.10MX$193
-26.76%
Apples(1kg)
$3.20COP 11.6K
$2.65MX$46.14
20.75%
Banana(1kg)
$1.96COP 7,111
$1.50MX$26.11
30.67%
Oranges(1kg)
$1.50COP 5,465
$1.99MX$34.59
-24.62%
Tomato(1kg)
$1.58COP 5,732
$2.08MX$36.13
-24.04%
Potato(1kg)
$1.55COP 5,630
$1.79MX$31.11
-13.41%
Onion(1kg)
$1.08COP 3,921
$2.18MX$37.87
-50.46%
Lettuce(1 head)
$1.00COP 3,646
$1.08MX$18.73
-7.41%
Water(1.5 liter bottle)
$0.59COP 2,160
$1.04MX$18.04
-43.27%
Cigarettes 20 Pack(Marlboro, Camel)
$2.36COP 8,567
$3.97MX$69.1
-40.55%
Wine(Bottle)
$18.52COP 67.3K
$10.20MX$178
81.57%
Local Beer(0.5 liter bottle)
$0.93COP 3,392
$1.73MX$30.04
-46.24%
Imported Beer(0.33 liter bottle)
$1.03COP 3,737
$2.50MX$43.46
-58.80%
🚌 Getting Around
Cartagena
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$1.05COP 3,834
$0.52MX$9.02
101.92%
Public Transport Monthly Pass(Regular Price)
$28.08COP 102.1K
$26.97MX$469
4.12%
Taxi Start(Normal Tariff)
$2.38COP 8,666
$3.14MX$54.7
-24.20%
Taxi(Normal Tariff)(1km)
$2.37COP 8,619
$2.40MX$41.80
-1.25%
Taxi 1hour Waiting(Normal Tariff)
$4.93COP 17.9K
$3.09MX$53.7
59.55%
Gasoline(1 liter)
$1.03COP 3,736
$1.27MX$22.16
-18.90%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9KCOP 75.9M
$30.9KMX$537.3K
-32.41%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6KCOP 85.9M
$23.3KMX$405.7K
1.33%
🧾 Monthly Utilities & Internet
Cartagena
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$142COP 518.0K
$82.0MX$1,427
73.65%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.96COP 39.8K
$22.45MX$391
-51.18%
Internet(50+ Mbps, Unlimited Data)
$25.17COP 91.5K
$29.66MX$516
-15.14%
🎉 Sport & Entertainment
Cartagena
Playa del Carmen
Difference
Gym Membership(Monthly)
$35.27COP 128.3K
$51.9MX$903
-32.00%
Tennis Court(1 Hour on Weekend)
$8.84COP 32.2K
$18.67MX$325
-52.65%
Cinema Ticket
$2.94COP 10.7K
$4.97MX$86.5
-40.85%
🧸 Childcare & Education
Cartagena
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$142COP 516.2K
$198MX$3,442
-28.24%
International Primary School, 1 Child(Yearly)
$5,910COP 21.5M
$5,273MX$91.7K
12.08%
👕👟 Clothing & Footwear
Cartagena
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$48.13COP 175.1K
$36.34MX$632
32.44%
Summer Dress(H&M, Zara, etc)
$39.46COP 143.5K
$40.05MX$697
-1.47%
Sport Shoes(Adidas, Nike)
$123COP 448.6K
$79.9MX$1,390
54.41%
Men's Leather Business Shoes
$115COP 416.7K
$88.9MX$1,547
28.89%
🏠 Accommodation & Living
Cartagena
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$741COP 2.7M
$963MX$16.8K
-23.08%
1-bedroom Apartment, Outside City Center(Monthly)
$330COP 1.2M
$465MX$8,086
-28.94%
3-bedroom Apartment, City Center(Monthly)
$1,308COP 4.8M
$1,596MX$27.8K
-18.07%
3-bedroom Apartment, Outside City Center(Monthly)
$479COP 1.7M
$1,209MX$21.0K
-60.39%
Buy Apartment in City Center(m2)
$3,077COP 11.2M
$3,942MX$68.6K
-21.93%
Buy Apartment Outside City Center(m2)
$1,977COP 7.2M
$6,448MX$112.2K
-69.34%
💵 Salaries & Financials
Cartagena
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$420COP 1.5M
$720MX$12.5K
-41.66%
20-Year Fixed Mortgage Interest Rate(Annual %)
15
11.42
31.35%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cartagena: April 25, 2026
Last update for Playa del Carmen: April 25, 2026
Cost Breakdown
🏠A central one-bedroom costs $741 in Cartagena versus $963 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 71% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $48.00 in Cartagena versus $43.00 in Playa del Carmen. Groceries tell a different story – $222 in Cartagena vs $251 in Playa del Carmen – so Cartagena wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartagena vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cartagena or Playa del Carmen?
Playa del Carmen costs about 21% more than Cartagena, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cartagena vs Playa del Carmen?
For a comfortable life, plan on about $1,593 per month in Cartagena and $1,930 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Cartagena or Playa del Carmen?
Rent is clearly cheaper in Cartagena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Cartagena and Playa del Carmen?
Kindergarten costs $142 per month in Cartagena and $198 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Cartagena or Playa del Carmen?
Groceries cost about 13% more in Playa del Carmen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Cartagena or Playa del Carmen?
A $1,000 monthly budget goes further in Cartagena, where all-in costs run around $1,062, than in Playa del Carmen at $1,287. In Cartagena it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Cartagena or Playa del Carmen?
For digital nomads, it depends on budget. Cartagena costs $1,062 versus $1,287 in Playa del Carmen. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Cartagena or Playa del Carmen?
If budget matters most, go with Cartagena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.