😐A single person spends $1,287 per month in Playa del Carmen vs $1,062 in Cartagena, rent included.
😐A couple spends around $2,184 per month in Playa del Carmen vs $1,608 in Cartagena, rent included.
😐A family of three spends $3,082 per month in Playa del Carmen vs $2,153 in Cartagena, rent included.
😐Playa del Carmen costs about 21% more than Cartagena, driven mainly by Eating Out.
📊Both Playa del Carmen and Cartagena are more affordable than the global median – Playa del Carmen4% lower, Cartagena21% lower.
Currency
🍽 Eating Out
Playa del Carmen
Cartagena
Difference
Meal at Budget Restaurant
$11.94MX$208
$6.17COP 22.4K
93.52%
Three-Course Dinner for Two, Mid-Range
$42.75MX$744
$47.58COP 173.1K
-10.15%
Fast Food Meal(McDonalds, etc)
$10.59MX$184
$9.85COP 35.8K
7.51%
Cappuccino
$3.62MX$63.0
$1.65COP 5,992
119.39%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.47MX$25.54
$0.81COP 2,936
81.48%
Water(0.33 liter bottle)
$0.94MX$16.41
$0.67COP 2,425
40.30%
Local Beer(0.5 liter draught)
$3.09MX$53.8
$1.30COP 4,717
137.69%
Imported Beer(0.33 liter bottle)
$4.46MX$77.6
$2.95COP 10.7K
51.19%
🛒 Groceries & Markets
Playa del Carmen
Cartagena
Difference
Milk(1 liter)
$1.43MX$24.80
$1.14COP 4,155
25.44%
White Bread(500g)
$1.88MX$32.79
$1.86COP 6,765
1.08%
Rice(white)(1kg)
$1.63MX$28.34
$1.33COP 4,819
22.56%
Eggs
$2.64MX$45.99
$2.11COP 7,661
25.12%
Local Cheese(1kg)
$8.21MX$143
$7.07COP 25.7K
16.12%
Chicken Fillets(1kg)
$8.29MX$144
$5.91COP 21.5K
40.27%
Beef Round Steak(1kg)
$11.10MX$193
$8.13COP 29.6K
36.53%
Apples(1kg)
$2.65MX$46.14
$3.20COP 11.6K
-17.19%
Banana(1kg)
$1.50MX$26.11
$1.96COP 7,111
-23.47%
Oranges(1kg)
$1.99MX$34.59
$1.50COP 5,465
32.67%
Tomato(1kg)
$2.08MX$36.13
$1.58COP 5,732
31.65%
Potato(1kg)
$1.79MX$31.11
$1.55COP 5,630
15.48%
Onion(1kg)
$2.18MX$37.87
$1.08COP 3,921
101.85%
Lettuce(1 head)
$1.08MX$18.73
$1.00COP 3,646
8.00%
Water(1.5 liter bottle)
$1.04MX$18.04
$0.59COP 2,160
76.27%
Cigarettes 20 Pack(Marlboro, Camel)
$3.97MX$69.1
$2.36COP 8,567
68.22%
Wine(Bottle)
$10.20MX$178
$18.52COP 67.3K
-44.92%
Local Beer(0.5 liter bottle)
$1.73MX$30.04
$0.93COP 3,392
86.02%
Imported Beer(0.33 liter bottle)
$2.50MX$43.46
$1.03COP 3,737
142.72%
🚌 Getting Around
Playa del Carmen
Cartagena
Difference
One-way Ticket(Public Transport)
$0.52MX$9.02
$1.05COP 3,834
-50.48%
Public Transport Monthly Pass(Regular Price)
$26.97MX$469
$28.08COP 102.1K
-3.95%
Taxi Start(Normal Tariff)
$3.14MX$54.7
$2.38COP 8,666
31.93%
Taxi(Normal Tariff)(1km)
$2.40MX$41.80
$2.37COP 8,619
1.27%
Taxi 1hour Waiting(Normal Tariff)
$3.09MX$53.7
$4.93COP 17.9K
-37.32%
Gasoline(1 liter)
$1.27MX$22.16
$1.03COP 3,736
23.30%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9KMX$537.3K
$20.9KCOP 75.9M
47.94%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3KMX$405.7K
$23.6KCOP 85.9M
-1.31%
🧾 Monthly Utilities & Internet
Playa del Carmen
Cartagena
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.0MX$1,427
$142COP 518.0K
-42.41%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.45MX$391
$10.96COP 39.8K
104.84%
Internet(50+ Mbps, Unlimited Data)
$29.66MX$516
$25.17COP 91.5K
17.84%
🎉 Sport & Entertainment
Playa del Carmen
Cartagena
Difference
Gym Membership(Monthly)
$51.9MX$903
$35.27COP 128.3K
47.07%
Tennis Court(1 Hour on Weekend)
$18.67MX$325
$8.84COP 32.2K
111.20%
Cinema Ticket
$4.97MX$86.5
$2.94COP 10.7K
69.05%
🧸 Childcare & Education
Playa del Carmen
Cartagena
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$198MX$3,442
$142COP 516.2K
39.36%
International Primary School, 1 Child(Yearly)
$5,273MX$91.7K
$5,910COP 21.5M
-10.78%
👕👟 Clothing & Footwear
Playa del Carmen
Cartagena
Difference
Jeans(Levis 501 Or Similar)
$36.34MX$632
$48.13COP 175.1K
-24.50%
Summer Dress(H&M, Zara, etc)
$40.05MX$697
$39.46COP 143.5K
1.50%
Sport Shoes(Adidas, Nike)
$79.9MX$1,390
$123COP 448.6K
-35.24%
Men's Leather Business Shoes
$88.9MX$1,547
$115COP 416.7K
-22.42%
🏠 Accommodation & Living
Playa del Carmen
Cartagena
Difference
1-bedroom Apartment, City Center(Monthly)
$963MX$16.8K
$741COP 2.7M
30.00%
1-bedroom Apartment, Outside City Center(Monthly)
$465MX$8,086
$330COP 1.2M
40.73%
3-bedroom Apartment, City Center(Monthly)
$1,596MX$27.8K
$1,308COP 4.8M
22.05%
3-bedroom Apartment, Outside City Center(Monthly)
$1,209MX$21.0K
$479COP 1.7M
152.45%
Buy Apartment in City Center(m2)
$3,942MX$68.6K
$3,077COP 11.2M
28.10%
Buy Apartment Outside City Center(m2)
$6,448MX$112.2K
$1,977COP 7.2M
226.21%
💵 Salaries & Financials
Playa del Carmen
Cartagena
Difference
Average Monthly Net Salary(After Tax)
$720MX$12.5K
$420COP 1.5M
71.40%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
15
-23.87%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: April 25, 2026
Last update for Cartagena: April 25, 2026
Cost Breakdown
🏠A central one-bedroom costs $963 in Playa del Carmen versus $741 in Cartagena. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 71% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $43.00 in Playa del Carmen versus $48.00 in Cartagena. Groceries tell a different story – $251 in Playa del Carmen vs $222 in Cartagena – so Cartagena wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Cartagena: Cost of Living - Frequently Asked Questions
Which city is more expensive, Playa del Carmen or Cartagena?
Playa del Carmen costs about 21% more than Cartagena, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Playa del Carmen vs Cartagena?
For a comfortable life, plan on about $1,930 per month in Playa del Carmen and $1,593 in Cartagena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Playa del Carmen or Cartagena?
Rent is clearly cheaper in Cartagena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Playa del Carmen and Cartagena?
Kindergarten costs $198 per month in Playa del Carmen and $142 in Cartagena. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Playa del Carmen or Cartagena?
Groceries cost about 13% more in Playa del Carmen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Playa del Carmen or Cartagena?
A $1,000 monthly budget goes further in Cartagena, where all-in costs run around $1,062, than in Playa del Carmen at $1,287. In Cartagena it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Playa del Carmen or Cartagena?
For digital nomads, it depends on budget. Cartagena costs $1,062 versus $1,287 in Playa del Carmen. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Playa del Carmen or Cartagena?
If budget matters most, go with Cartagena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared