😐A single person spends $1,295 per month in Cartagena vs $1,101 in Ocho Rios, rent included.
😐A couple spends around $2,130 per month in Cartagena vs $1,587 in Ocho Rios, rent included.
😐A family of three spends $2,966 per month in Cartagena vs $2,074 in Ocho Rios, rent included.
😐Cartagena costs about 18% more than Ocho Rios, driven mainly by Clothing & Footwear.
📊Both Cartagena and Ocho Rios are more affordable than the global median – Cartagena5% lower, Ocho Rios20% lower.
Currency
🍽 Eating Out
Cartagena
Ocho Rios
Difference
Meal at Budget Restaurant
$4.95COP 15.5K
$9.37JMD 1,470
-47.17%
Three-Course Dinner for Two, Mid-Range
$135COP 422.2K
$63.9JMD 10.0K
111.66%
Fast Food Meal(McDonalds, etc)
$10.19COP 31.8K
$6.92JMD 1,086
47.25%
Cappuccino
$3.61COP 11.3K
$3.12JMD 489
15.71%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.88COP 5,879
$1.19JMD 187
57.98%
Water(0.33 liter bottle)
$1.82COP 5,670
$0.74JMD 116
145.95%
Local Beer(0.5 liter draught)
$2.06COP 6,425
$2.23JMD 350
-7.62%
Imported Beer(0.33 liter bottle)
$4.87COP 15.2K
$3.26JMD 511
49.39%
🛒 Groceries & Markets
Cartagena
Ocho Rios
Difference
Milk(1 liter)
$1.97COP 6,144
$4.01JMD 630
-50.87%
White Bread(500g)
$2.99COP 9,317
$2.71JMD 424
10.33%
Rice(white)(1kg)
$1.51COP 4,703
$1.57JMD 247
-3.82%
Eggs
$5.21COP 16.2K
$3.52JMD 553
48.01%
Local Cheese(1kg)
$13.62COP 42.5K
$11.55JMD 1,812
17.92%
Chicken Fillets(1kg)
$17.97COP 56.1K
$6.45JMD 1,012
178.60%
Beef Round Steak(1kg)
-
$10.31JMD 1,618
-
Apples(1kg)
-
$6.17JMD 968
-
Banana(1kg)
-
$3.10JMD 487
-
Oranges(1kg)
-
$6.25JMD 980
-
Tomato(1kg)
-
$2.58JMD 405
-
Potato(1kg)
-
$3.19JMD 501
-
Onion(1kg)
-
$2.58JMD 405
-
Lettuce(1 head)
-
$2.91JMD 456
-
Water(1.5 liter bottle)
$2.07COP 6,464
$1.41JMD 222
46.81%
Cigarettes 20 Pack(Marlboro, Camel)
-
$8.71JMD 1,366
-
Wine(Bottle)
$14.76COP 46.1K
$9.79JMD 1,536
50.77%
Local Beer(0.5 liter bottle)
$1.40COP 4,362
$2.80JMD 439
-50.00%
Imported Beer(0.33 liter bottle)
-
$3.93JMD 617
-
🚌 Getting Around
Cartagena
Ocho Rios
Difference
One-way Ticket(Public Transport)
$1.29COP 4,018
$0.96JMD 151
34.38%
Public Transport Monthly Pass(Regular Price)
$59.4COP 185.2K
-
-
Taxi Start(Normal Tariff)
$4.85COP 15.1K
$1.24JMD 194
291.13%
Taxi(Normal Tariff)(1km)
$3.84COP 12.0K
$3.21JMD 504
19.63%
Taxi 1hour Waiting(Normal Tariff)
$9.83COP 30.7K
$6.17JMD 968
59.32%
Gasoline(1 liter)
$1.38COP 4,300
$1.34JMD 210
2.99%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9KCOP 74.6M
$44.8KJMD 7.0M
-46.59%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.8KCOP 108.7M
$32.8KJMD 5.2M
6.10%
🧾 Monthly Utilities & Internet
Cartagena
Ocho Rios
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.9COP 252.4K
$176JMD 27.6K
-53.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
-
$20.09JMD 3,152
-
Internet(50+ Mbps, Unlimited Data)
-
$52.6JMD 8,248
-
🎉 Sport & Entertainment
Cartagena
Ocho Rios
Difference
Gym Membership(Monthly)
$90.5COP 282.5K
-
-
Cinema Ticket
$8.48COP 26.5K
$11.47JMD 1,800
-26.07%
🧸 Childcare & Education
Cartagena
Ocho Rios
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$651COP 2.0M
$358JMD 56.2K
81.90%
International Primary School, 1 Child(Yearly)
$5,929COP 18.5M
$8,314JMD 1.3M
-28.69%
👕👟 Clothing & Footwear
Cartagena
Ocho Rios
Difference
Jeans(Levis 501 Or Similar)
-
$23.65JMD 3,711
-
Summer Dress(H&M, Zara, etc)
-
$31.36JMD 4,919
-
Sport Shoes(Adidas, Nike)
-
$79.7JMD 12.5K
-
Men's Leather Business Shoes
-
$103JMD 16.1K
-
🏠 Accommodation & Living
Cartagena
Ocho Rios
Difference
1-bedroom Apartment, City Center(Monthly)
$1,087COP 3.4M
$377JMD 59.1K
188.58%
1-bedroom Apartment, Outside City Center(Monthly)
$581COP 1.8M
$192JMD 30.1K
203.20%
3-bedroom Apartment, City Center(Monthly)
$2,355COP 7.3M
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$978COP 3.1M
-
-
Buy Apartment Outside City Center(m2)
$968COP 3.0M
-
-
💵 Salaries & Financials
Cartagena
Ocho Rios
Difference
Average Monthly Net Salary(After Tax)
$480COP 1.5M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
15
9.45
58.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cartagena: September 14, 2026
Last update for Ocho Rios: September 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,087 in Cartagena versus $377 in Ocho Rios. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $135 in Cartagena versus $64.0 in Ocho Rios. Groceries tell a different story – $268 in Cartagena vs $358 in Ocho Rios – so Cartagena wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartagena vs Ocho Rios: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cartagena or Ocho Rios?
Cartagena costs about 18% more than Ocho Rios, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cartagena and in Ocho Rios?
For a comfortable life, plan on about $1,942 per month in Cartagena and $1,651 in Ocho Rios. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Cartagena or Ocho Rios?
Rent is clearly cheaper in Ocho Rios, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Cartagena and in Ocho Rios?
A mid-range dinner for two costs $135 in Cartagena and $64.0 in Ocho Rios. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Cartagena or in Ocho Rios?
Interestingly, groceries are about 33% cheaper in Cartagena – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,500/month in Cartagena or in Ocho Rios?
A $1,500 monthly budget goes further in Ocho Rios, where all-in costs run around $1,101, than in Cartagena at $1,295. In Ocho Rios it covers expenses comfortably, while in Cartagena it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Cartagena or Ocho Rios?
For digital nomads, it depends on budget. Ocho Rios costs $1,101 versus $1,295 in Cartagena. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Cartagena or to Ocho Rios?
If budget matters most, go with Ocho Rios. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cartagena makes more sense. Both are solid long-term options with distinct trade-offs.