Last update: Nov 2026

Cost of Living Comparison Between Cartagena and Ocho Rios

For one person, living is cheaper in Ocho Rios: $1,092 a month against $1,520 in Cartagena, rent and utilities included – about $5,100 less a year. Higher rent and utilities in Cartagena outweigh lower spending on other living expenses.

Cartagena, Colombia
Ocho Rios, Jamaica
Cartagena
🇨🇴 Colombia
$1,520
/mo nomad
Ocho Rios
🇯🇲 Jamaica
$1,092
/mo nomad
Monthly Cost of Living

How much you'll spend in Cartagena and in Ocho Rios

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cartagena and in Ocho Rios actually costs, broken down by who's living it.

A single person spends $1,520 per month in Cartagena vs $1,092 in Ocho Rios, rent included.

  • Cartagena $1,520
  • Ocho Rios $1,092

A couple spends around $2,565 per month in Cartagena vs $1,574 in Ocho Rios, rent included.

  • Cartagena $2,565
  • Ocho Rios $1,574

A family of three spends $3,610 per month in Cartagena vs $2,057 in Ocho Rios, rent included.

  • Cartagena $3,610
  • Ocho Rios $2,057

Cartagena costs about 39% more than Ocho Rios, and outside of rent the biggest gap is in transport.

Cartagena sits 12% above the global median, while Ocho Rios is 19% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Cartagena
Ocho Rios
Difference
Meal at Budget Restaurant
$5.63 COP 18.2K
$9.36 JMD 1,476
-39.85%
Three-Course Dinner for Two, Mid-Range
$142 COP 457.5K
$64.0 JMD 10.1K
121.39%
Fast Food Meal (McDonalds, etc)
$10.19 COP 32.9K
$6.78 JMD 1,070
50.29%
Cappuccino
$4.44 COP 14.3K
$3.10 JMD 488
43.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.44 COP 7,876
$1.14 JMD 179
114.04%
Water (0.33 liter bottle)
$2.23 COP 7,198
$0.69 JMD 108
223.19%
Local Beer (0.5 liter draught)
$3.18 COP 10.3K
$2.26 JMD 356
40.71%
Imported Beer (0.33 liter bottle)
$5.06 COP 16.3K
$3.18 JMD 502
59.12%
🛒 Groceries & Markets
Cartagena
Ocho Rios
Difference
Milk (1 liter)
$1.90 COP 6,121
$3.82 JMD 603
-50.26%
White Bread (500g)
$2.78 COP 8,970
$2.65 JMD 418
4.91%
Rice (white) (1kg)
$1.43 COP 4,615
$1.63 JMD 258
-12.27%
Eggs
$4.96 COP 16.0K
$3.55 JMD 560
39.72%
Local Cheese (1kg)
$13.42 COP 43.3K
$11.55 JMD 1,822
16.19%
Chicken Fillets (1kg)
$17.30 COP 55.9K
$6.33 JMD 999
173.30%
Beef Round Steak (1kg)
-
$10.43 JMD 1,645
-
Apples (1kg)
-
$6.15 JMD 970
-
Banana (1kg)
-
$3.22 JMD 508
-
Oranges (1kg)
-
$6.47 JMD 1,021
-
Tomato (1kg)
-
$2.53 JMD 400
-
Potato (1kg)
-
$3.31 JMD 522
-
Onion (1kg)
-
$2.58 JMD 406
-
Lettuce (1 head)
-
$2.88 JMD 454
-
Water (1.5 liter bottle)
$2.06 COP 6,639
$1.46 JMD 230
41.10%
Cigarettes 20 Pack (Marlboro, Camel)
-
$9.05 JMD 1,427
-
Wine (Bottle)
$14.10 COP 45.5K
$9.73 JMD 1,535
44.91%
Local Beer (0.5 liter bottle)
$1.39 COP 4,503
$2.80 JMD 442
-50.36%
Imported Beer (0.33 liter bottle)
-
$3.91 JMD 617
-
🚌 Getting Around
Cartagena
Ocho Rios
Difference
One-way Ticket (Public Transport)
$1.25 COP 4,027
$0.91 JMD 144
37.36%
Public Transport Monthly Pass (Regular Price)
$67.0 COP 216.1K
-
-
Taxi Start (Normal Tariff)
$4.65 COP 15.0K
$1.28 JMD 201
263.28%
Taxi (Normal Tariff) (1km)
$3.69 COP 11.9K
$3.21 JMD 507
14.95%
Taxi 1hour Waiting (Normal Tariff)
$9.53 COP 30.8K
$6.20 JMD 978
53.71%
Gasoline (1 liter)
$1.34 COP 4,341
$1.44 JMD 227
-6.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.9K COP 109.5M
$43.3K JMD 6.8M
-21.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.0K COP 113.1M
$32.2K JMD 5.1M
8.78%
🧾 Monthly Utilities & Internet
Cartagena
Ocho Rios
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 COP 254.9K
$170 JMD 26.7K
-53.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
-
$19.81 JMD 3,124
-
Internet (50+ Mbps, Unlimited Data)
-
$52.8 JMD 8,319
-
🎉 Sport & Entertainment
Cartagena
Ocho Rios
Difference
Gym Membership (Monthly)
$54.8 COP 177.0K
-
-
Cinema Ticket
$8.10 COP 26.1K
$11.13 JMD 1,755
-27.22%
🧸 Childcare & Education
Cartagena
Ocho Rios
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$630 COP 2.0M
$357 JMD 56.4K
76.15%
International Primary School, 1 Child (Yearly)
$12.0K COP 38.6M
$8,211 JMD 1.3M
45.63%
👕👟 Clothing & Footwear
Cartagena
Ocho Rios
Difference
Jeans (Levis 501 Or Similar)
-
$23.76 JMD 3,747
-
Summer Dress (H&M, Zara, etc)
-
$32.05 JMD 5,055
-
Sport Shoes (Adidas, Nike)
-
$77.4 JMD 12.2K
-
Men's Leather Business Shoes
-
$105 JMD 16.5K
-
🏠 Accommodation & Living
Cartagena
Ocho Rios
Difference
1-bedroom Apartment, City Center (Monthly)
$1,347 COP 4.3M
$374 JMD 59.0K
260.03%
1-bedroom Apartment, Outside City Center (Monthly)
$842 COP 2.7M
$185 JMD 29.2K
354.64%
3-bedroom Apartment, City Center (Monthly)
$2,468 COP 8.0M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,580 COP 5.1M
-
-
Buy Apartment Outside City Center (m2)
$921 COP 3.0M
-
-
💵 Salaries & Financials
Cartagena
Ocho Rios
Difference
Average Monthly Net Salary (After Tax)
$464 COP 1.5M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
15
9.45
58.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cartagena: November 2, 2026

Last update for Ocho Rios: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Cartagena
–
Ocho Rios
$357
Monthly Utilities & Internet
Cartagena
–
Ocho Rios
$242
Accommodation & Living
Cartagena
–
Ocho Rios
$185
Eating Out
Cartagena
–
Ocho Rios
$157
Clothing & Footwear
Cartagena
–
Ocho Rios
$107
Sport & Entertainment
Cartagena
–
Ocho Rios
$22 *
Getting Around
Cartagena
–
Ocho Rios
$21 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,347 in Cartagena versus $374 in Ocho Rios. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $142 in Cartagena versus $64 in Ocho Rios. Groceries tell a different story – $259 in Cartagena vs $357 in Ocho Rios – so Cartagena wins on supermarket bills even if dining out costs more.

Good to know
🇨🇴 Cartagena
🇯🇲 Ocho Rios
🕒 Local time
17:43 5:43 PM
17:43 5:43 PM
Same time as Cartagena
🌤 Weather
👥 Population
1,028,736
26,503
💱 Currency
Exchange rates and currency converter

JMD, USD, EUR to COP – Colombian Peso Converter

Colombian Peso exchange rates as of November 3, 2026: 1 USD = 3,229 COP (10,000 COP = 3.1 USD). 1 EUR = 3,610 COP (10,000 COP = 2.77 EUR).

Jamaican Dollar exchange rates as of November 3, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

On the map
Between locations
  • Cartagena Ocho Rios 900 km ≈ 1 h 45 min nonstop flight
From you
  • Cartagena
  • Ocho Rios

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartagena vs Ocho Rios: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cartagena or Ocho Rios?
Cartagena costs about 39% more than Ocho Rios, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cartagena and in Ocho Rios?
For a comfortable life, plan on about $2,279 per month in Cartagena and $1,638 in Ocho Rios. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Cartagena or Ocho Rios?
Rent is clearly cheaper in Ocho Rios, especially for central apartments: a one-bedroom in the center costs $374 there versus $1,347 in Cartagena.
How do dining costs compare in Cartagena and in Ocho Rios?
A mid-range dinner for two costs $142 in Cartagena and $64 in Ocho Rios. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Cartagena or in Ocho Rios?
Interestingly, groceries are about 28% cheaper in Cartagena – one category where the pricier city actually offers better value.
Can you live on $1,500/month in Cartagena or in Ocho Rios?
A $1,500 monthly budget goes further in Ocho Rios, where all-in costs run around $1,092, than in Cartagena at $1,520. In Ocho Rios it covers expenses comfortably, while in Cartagena it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Ocho Rios – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

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