🙂A single person spends $908 per month in Ocho Rios vs $1,062 in Cartagena, rent included.
😐A couple spends around $1,942 per month in Ocho Rios vs $1,608 in Cartagena, rent included.
😐A family of three spends $2,976 per month in Ocho Rios vs $2,153 in Cartagena, rent included.
🙂Ocho Rios is about 14% cheaper than Cartagena, driven mainly by Groceries & Markets.
📊Both Ocho Rios and Cartagena are more affordable than the global median – Ocho Rios32% lower, Cartagena21% lower.
Currency
🍽 Eating Out
Ocho Rios
Cartagena
Difference
Meal at Budget Restaurant
$7.59JMD 1,192
$6.17COP 22.3K
23.01%
Three-Course Dinner for Two, Mid-Range
$62.0JMD 9,742
$47.58COP 171.8K
30.37%
Fast Food Meal(McDonalds, etc)
$6.16JMD 967
$9.85COP 35.5K
-37.46%
Cappuccino
$2.64JMD 414
$1.65COP 5,948
60.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38JMD 217
$0.81COP 2,914
70.37%
Water(0.33 liter bottle)
$0.71JMD 112
$0.67COP 2,407
5.97%
Local Beer(0.5 liter draught)
$2.25JMD 353
$1.30COP 4,682
73.08%
Imported Beer(0.33 liter bottle)
$3.17JMD 498
$2.95COP 10.6K
7.46%
🛒 Groceries & Markets
Ocho Rios
Cartagena
Difference
Milk(1 liter)
$4.11JMD 645
$1.14COP 4,124
260.53%
White Bread(500g)
$2.71JMD 426
$1.86COP 6,715
45.70%
Rice(white)(1kg)
$1.56JMD 246
$1.33COP 4,784
17.29%
Eggs
$3.56JMD 560
$2.11COP 7,605
68.72%
Local Cheese(1kg)
$6.78JMD 1,065
$7.07COP 25.5K
-4.10%
Chicken Fillets(1kg)
$6.53JMD 1,026
$5.91COP 21.3K
10.49%
Beef Round Steak(1kg)
$7.78JMD 1,222
$8.13COP 29.4K
-4.31%
Apples(1kg)
$5.83JMD 916
$3.20COP 11.6K
82.19%
Banana(1kg)
$3.05JMD 480
$1.96COP 7,059
55.61%
Oranges(1kg)
$4.19JMD 658
$1.50COP 5,424
179.33%
Tomato(1kg)
$2.32JMD 364
$1.58COP 5,689
46.84%
Potato(1kg)
$2.07JMD 325
$1.55COP 5,588
33.55%
Onion(1kg)
$1.94JMD 304
$1.08COP 3,892
79.63%
Lettuce(1 head)
$2.10JMD 329
$1.00COP 3,619
110.00%
Water(1.5 liter bottle)
$1.09JMD 171
$0.59COP 2,144
84.75%
Cigarettes 20 Pack(Marlboro, Camel)
$8.81JMD 1,383
$2.36COP 8,503
273.31%
Wine(Bottle)
$9.25JMD 1,452
$18.52COP 66.8K
-50.05%
Local Beer(0.5 liter bottle)
$2.46JMD 387
$0.93COP 3,367
164.52%
Imported Beer(0.33 liter bottle)
$2.93JMD 460
$1.03COP 3,709
184.47%
🚌 Getting Around
Ocho Rios
Cartagena
Difference
One-way Ticket(Public Transport)
$1.52JMD 239
$1.05COP 3,805
44.76%
Public Transport Monthly Pass(Regular Price)
-
$28.08COP 101.4K
-
Taxi Start(Normal Tariff)
$0.65JMD 102
$2.38COP 8,602
-72.69%
Taxi(Normal Tariff)(1km)
$1.00JMD 157
$2.37COP 8,556
-57.81%
Taxi 1hour Waiting(Normal Tariff)
$6.11JMD 959
$4.93COP 17.8K
23.94%
Gasoline(1 liter)
$1.23JMD 193
$1.03COP 3,709
19.42%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.1KJMD 6.8M
$20.9KCOP 75.4M
106.49%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7KJMD 5.3M
$23.6KCOP 85.3M
42.81%
🧾 Monthly Utilities & Internet
Ocho Rios
Cartagena
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$107JMD 16.8K
$142COP 514.1K
-24.83%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.08JMD 3,467
$10.96COP 39.6K
101.46%
Internet(50+ Mbps, Unlimited Data)
$39.01JMD 6,128
$25.17COP 90.9K
54.99%
🎉 Sport & Entertainment
Ocho Rios
Cartagena
Difference
Gym Membership(Monthly)
$15.63JMD 2,455
$35.27COP 127.3K
-55.68%
Tennis Court(1 Hour on Weekend)
$5.56JMD 873
$8.84COP 31.9K
-37.10%
Cinema Ticket
$11.32JMD 1,778
$2.94COP 10.6K
285.03%
🧸 Childcare & Education
Ocho Rios
Cartagena
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$226JMD 35.5K
$142COP 512.4K
59.39%
International Primary School, 1 Child(Yearly)
$2,454JMD 385.4K
$5,910COP 21.3M
-58.47%
👕👟 Clothing & Footwear
Ocho Rios
Cartagena
Difference
Jeans(Levis 501 Or Similar)
$15.49JMD 2,433
$48.13COP 173.8K
-67.82%
Summer Dress(H&M, Zara, etc)
$12.62JMD 1,982
$39.46COP 142.5K
-68.02%
Sport Shoes(Adidas, Nike)
$49.97JMD 7,849
$123COP 445.3K
-59.49%
Men's Leather Business Shoes
$62.3JMD 9,783
$115COP 413.6K
-45.63%
🏠 Accommodation & Living
Ocho Rios
Cartagena
Difference
1-bedroom Apartment, City Center(Monthly)
$374JMD 58.8K
$741COP 2.7M
-49.49%
1-bedroom Apartment, Outside City Center(Monthly)
$188JMD 29.5K
$330COP 1.2M
-43.13%
3-bedroom Apartment, City Center(Monthly)
$1,217JMD 191.1K
$1,308COP 4.7M
-6.95%
3-bedroom Apartment, Outside City Center(Monthly)
$1,197JMD 188.0K
$479COP 1.7M
149.92%
Buy Apartment in City Center(m2)
-
$3,077COP 11.1M
-
Buy Apartment Outside City Center(m2)
-
$1,977COP 7.1M
-
💵 Salaries & Financials
Ocho Rios
Cartagena
Difference
Average Monthly Net Salary(After Tax)
-
$420COP 1.5M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
15
-66.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ocho Rios: April 26, 2026
Last update for Cartagena: April 25, 2026
Cost Breakdown
🏠A central one-bedroom costs $374 in Ocho Rios versus $741 in Cartagena. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $62.0 in Ocho Rios versus $48.00 in Cartagena. Monthly groceries follow the same trend: $309 vs $222 – making Cartagena the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ocho Rios vs Cartagena: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ocho Rios or Cartagena?
Cartagena costs about 17% more than Ocho Rios, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ocho Rios vs Cartagena?
For a comfortable life, plan on about $1,362 per month in Ocho Rios and $1,593 in Cartagena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ocho Rios or Cartagena?
Rent is clearly cheaper in Ocho Rios, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Ocho Rios vs Cartagena?
A mid-range dinner for two costs $62.0 in Ocho Rios and $48.00 in Cartagena. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Ocho Rios or Cartagena?
Interestingly, groceries are about 39% cheaper in Cartagena – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,500/month in Ocho Rios or Cartagena?
A $1,500 monthly budget goes further in Ocho Rios, where all-in costs run around $908, than in Cartagena at $1,062. In Ocho Rios it covers expenses comfortably, while in Cartagena it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ocho Rios or Cartagena?
For digital nomads, it depends on budget. Ocho Rios costs $908 versus $1,062 in Cartagena. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Ocho Rios or Cartagena?
If budget matters most, go with Ocho Rios. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cartagena makes more sense. Both are solid long-term options with distinct trade-offs.