🙂A single person spends $1,101 per month in Ocho Rios vs $1,295 in Cartagena, rent included.
🙂A couple spends around $1,587 per month in Ocho Rios vs $2,130 in Cartagena, rent included.
🙂A family of three spends $2,074 per month in Ocho Rios vs $2,966 in Cartagena, rent included.
🙂Ocho Rios is about 15% cheaper than Cartagena, driven mainly by Clothing & Footwear.
📊Both Ocho Rios and Cartagena are more affordable than the global median – Ocho Rios20% lower, Cartagena5% lower.
Currency
🍽 Eating Out
Ocho Rios
Cartagena
Difference
Meal at Budget Restaurant
$9.37JMD 1,470
$4.95COP 15.5K
89.29%
Three-Course Dinner for Two, Mid-Range
$63.9JMD 10.0K
$135COP 422.2K
-52.75%
Fast Food Meal(McDonalds, etc)
$6.92JMD 1,086
$10.19COP 31.8K
-32.09%
Cappuccino
$3.12JMD 489
$3.61COP 11.3K
-13.57%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.19JMD 187
$1.88COP 5,879
-36.70%
Water(0.33 liter bottle)
$0.74JMD 116
$1.82COP 5,670
-59.34%
Local Beer(0.5 liter draught)
$2.23JMD 350
$2.06COP 6,425
8.25%
Imported Beer(0.33 liter bottle)
$3.26JMD 511
$4.87COP 15.2K
-33.06%
🛒 Groceries & Markets
Ocho Rios
Cartagena
Difference
Milk(1 liter)
$4.01JMD 630
$1.97COP 6,144
103.55%
White Bread(500g)
$2.71JMD 424
$2.99COP 9,317
-9.36%
Rice(white)(1kg)
$1.57JMD 247
$1.51COP 4,703
3.97%
Eggs
$3.52JMD 553
$5.21COP 16.2K
-32.44%
Local Cheese(1kg)
$11.55JMD 1,812
$13.62COP 42.5K
-15.20%
Chicken Fillets(1kg)
$6.45JMD 1,012
$17.97COP 56.1K
-64.11%
Beef Round Steak(1kg)
$10.31JMD 1,618
-
-
Apples(1kg)
$6.17JMD 968
-
-
Banana(1kg)
$3.10JMD 487
-
-
Oranges(1kg)
$6.25JMD 980
-
-
Tomato(1kg)
$2.58JMD 405
-
-
Potato(1kg)
$3.19JMD 501
-
-
Onion(1kg)
$2.58JMD 405
-
-
Lettuce(1 head)
$2.91JMD 456
-
-
Water(1.5 liter bottle)
$1.41JMD 222
$2.07COP 6,464
-31.88%
Cigarettes 20 Pack(Marlboro, Camel)
$8.71JMD 1,366
-
-
Wine(Bottle)
$9.79JMD 1,536
$14.76COP 46.1K
-33.67%
Local Beer(0.5 liter bottle)
$2.80JMD 439
$1.40COP 4,362
100.00%
Imported Beer(0.33 liter bottle)
$3.93JMD 617
-
-
🚌 Getting Around
Ocho Rios
Cartagena
Difference
One-way Ticket(Public Transport)
$0.96JMD 151
$1.29COP 4,018
-25.58%
Public Transport Monthly Pass(Regular Price)
-
$59.4COP 185.2K
-
Taxi Start(Normal Tariff)
$1.24JMD 194
$4.85COP 15.1K
-74.43%
Taxi(Normal Tariff)(1km)
$3.21JMD 504
$3.84COP 12.0K
-16.41%
Taxi 1hour Waiting(Normal Tariff)
$6.17JMD 968
$9.83COP 30.7K
-37.23%
Gasoline(1 liter)
$1.34JMD 210
$1.38COP 4,300
-2.90%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.8KJMD 7.0M
$23.9KCOP 74.6M
87.23%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8KJMD 5.2M
$34.8KCOP 108.7M
-5.75%
🧾 Monthly Utilities & Internet
Ocho Rios
Cartagena
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$176JMD 27.6K
$80.9COP 252.4K
117.06%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$20.09JMD 3,152
-
-
Internet(50+ Mbps, Unlimited Data)
$52.6JMD 8,248
-
-
🎉 Sport & Entertainment
Ocho Rios
Cartagena
Difference
Gym Membership(Monthly)
-
$90.5COP 282.5K
-
Cinema Ticket
$11.47JMD 1,800
$8.48COP 26.5K
35.26%
🧸 Childcare & Education
Ocho Rios
Cartagena
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$358JMD 56.2K
$651COP 2.0M
-45.02%
International Primary School, 1 Child(Yearly)
$8,314JMD 1.3M
$5,929COP 18.5M
40.24%
👕👟 Clothing & Footwear
Ocho Rios
Cartagena
Difference
Jeans(Levis 501 Or Similar)
$23.65JMD 3,711
-
-
Summer Dress(H&M, Zara, etc)
$31.36JMD 4,919
-
-
Sport Shoes(Adidas, Nike)
$79.7JMD 12.5K
-
-
Men's Leather Business Shoes
$103JMD 16.1K
-
-
🏠 Accommodation & Living
Ocho Rios
Cartagena
Difference
1-bedroom Apartment, City Center(Monthly)
$377JMD 59.1K
$1,087COP 3.4M
-65.35%
1-bedroom Apartment, Outside City Center(Monthly)
$192JMD 30.1K
$581COP 1.8M
-67.02%
3-bedroom Apartment, City Center(Monthly)
-
$2,355COP 7.3M
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$978COP 3.1M
-
Buy Apartment Outside City Center(m2)
-
$968COP 3.0M
-
💵 Salaries & Financials
Ocho Rios
Cartagena
Difference
Average Monthly Net Salary(After Tax)
-
$480COP 1.5M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
9.45
15
-37.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ocho Rios: September 13, 2026
Last update for Cartagena: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $377 in Ocho Rios versus $1,087 in Cartagena. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $64.0 in Ocho Rios versus $135 in Cartagena. Groceries tell a different story – $358 in Ocho Rios vs $268 in Cartagena – so Cartagena wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ocho Rios vs Cartagena: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ocho Rios or Cartagena?
Cartagena costs about 18% more than Ocho Rios, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ocho Rios and in Cartagena?
For a comfortable life, plan on about $1,651 per month in Ocho Rios and $1,942 in Cartagena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ocho Rios or Cartagena?
Rent is clearly cheaper in Ocho Rios, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Ocho Rios and in Cartagena?
A mid-range dinner for two costs $64.0 in Ocho Rios and $135 in Cartagena. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Ocho Rios or in Cartagena?
Interestingly, groceries are about 33% cheaper in Cartagena – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,500/month in Ocho Rios or in Cartagena?
A $1,500 monthly budget goes further in Ocho Rios, where all-in costs run around $1,101, than in Cartagena at $1,295. In Ocho Rios it covers expenses comfortably, while in Cartagena it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ocho Rios or Cartagena?
For digital nomads, it depends on budget. Ocho Rios costs $1,101 versus $1,295 in Cartagena. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Ocho Rios or to Cartagena?
If budget matters most, go with Ocho Rios. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cartagena makes more sense. Both are solid long-term options with distinct trade-offs.